We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Small steps lead to big changes...
Comments
-
Today's PAD - £2
Jan - £319
Feb - £57"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
25 listings done. Fingers crossed for some sales!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3
-
Amazing. Well done youJune 2026, Mortgage free, Emergency fund fully funded & £200/200 cash maximum pb holding .:jWeight 12st challenge 11st 2lb
Gift to children challenge £40k in 2 years. Short term gift challenge 7 presents and $1300 can by September.
Determined to stop defining myself by my mistakes. Progress not perfection. I’m not perfect but I’m good enough.
https://forums.moneysavingexpert.com/discussion/6673398/hopefully-cruising-with-focus-towards-retirement#latest2 -
Thank youin_need_of_direction said:Amazing. Well done you
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
Positive vibes for sales.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan.[/b] [11 months left.[/b]2 -
I've got all of little miss's clothing washed now, and the last of it drying. I'll sort through it all tomorrow and see what's staying and going. I'm hoping to clear a lot so that it's more manageable for her. She's made a good start on organising her room. Little jwil has had a tidy of his room and will sort through stuff another day. He did put out 2 books to go.
We took little miss out for another session on her bike, and she's cracked it today! All by herself as she didn't want us to help
I'm very proud of her tenacity.
I put out a couple of towels and a bedsheet to go, they will be added to the clothing bags.
I started watching One Day last night so I might continue with that tonight. I did read the book years ago, but I have clearly forgotten it all! I have enjoyed what I watched so far though. I'll have to try and read the book again sometime.
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
Little Miss is on a roll with her organising. Great she has mastered the bike too, thats a big milestone 🚲🎖🎈2
-
Great result on Little Miss getting the decluttering bug. Well done on listing 25 items and good luck for the sales. Well done on the PADs.Achieve FIRE/Mortgage Neutrality
1) MFW Nov 21 £202K now £165K Equity 38.88% 6/9/26
2) £1.5K Net savings after CCs 29/8/26 (but owed £130) so £1.6K
3) 47/82K @29/8/26 = 57.31% AVC Goal by mid 20281 -
Thank youteapot2 said:Little Miss is on a roll with her organising. Great she has mastered the bike too, thats a big milestone 🚲🎖🎈 We're really pleased. She was so anxious about doing it, we'd just assumed she never would.
Thank yousavingholmes said:Great result on Little Miss getting the decluttering bug. Well done on listing 25 items and good luck for the sales. Well done on the PADs. One item selling already so it's a start! "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 355.7K Banking & Borrowing
- 254.9K Reduce Debt & Boost Income
- 456.1K Spending & Discounts
- 248.3K Work, Benefits & Business
- 605.8K Mortgages, Homes & Bills
- 179K Life & Family
- 263.6K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.7K Read-Only Boards