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Small steps lead to big changes...
Comments
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Yes, they are a great idea.doingitanyway said:I love those outdoor gyms. They are fuss free. Just turn up.
Glad swimming went well.
Thank yousavingholmes said:Well done on the PADs
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
Today's PAD - £2
Jan - £141
Feb - £139
March - £89
April £149
May - £79
June - £270
July - £253
August - £130
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
A whole day wasted sitting around waiting for a letter that hasn't arrived. Tracking says it was meant to be redelivered today. So frustrating! We haven't been out at all and it's been a lovely day so it's a shame.
In better news, little miss's tablet seems to have dried out ok and is working again thankfully.
I labelled all the new uniform and got that put away, but other than that and washing the towels and bedding, I haven't done a lot today!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
That's still a lot!
How blooming frustrating on the letter.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
It's so annoying. DH went to try and collect it last night, and the sorting office was shut despite the opening hours on the website!beanielou said:That's still a lot!
How blooming frustrating on the letter."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
Today's PAD - £2
Jan - £141
Feb - £139
March - £89
April £149
May - £79
June - £270
July - £253
August - £132
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
I'm not sitting around for the letter for another day so DH will try and collect it later (it's his).
The kids have decided they want to go bowling, so I've booked that using a 25% off code if we go before 11am so that's good.
I've emailed the NHS regarding the silly deadline on their letter, and also emailed the school asking for an appointment with the Senco. Hopefully it will be picked up asap after the holidays."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
A mixed bag for you but yay for little miss having a working tablet again If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 3501000
Buffer fund 0/100
Debt Free (again) 25/0720252 -
Glad to hear about the tablet!
Your local postal service sounds about as efficient as ours - and they wonder why people try not to use the post any more?! Seeing "Royal Mail" as a delivery method from a business now actively deters me from ordering from it.🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her2 -
Thank you, and yes, that was a huge relief!doingitanyway said:A mixed bag for you but yay for little miss having a working tablet again
Me too. I always used to use RM before anything else, but they've got so bad here I hardly use them at all now. We're lucky if we get post once a week and the delivery office for collecting stuff is barely open any more.EssexHebridean said:Glad to hear about the tablet!
Your local postal service sounds about as efficient as ours - and they wonder why people try not to use the post any more?! Seeing "Royal Mail" as a delivery method from a business now actively deters me from ordering from it."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2
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