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Thank youEssexHebridean said:Well done on respecting your own boundaries and being firm about them - sometimes saying no is the only viable option!
I always try and help where I can, but I've got too much time off to get my own work done 
It did however, mean that I could do everything that needed to be done urgently, and also manage to finish at a reasonable time today without having a stress about getting everything done. "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
So glad I have finished now. I feel a bit drained and something has triggered my anxiety which has been lurking for a few days. Hopefully it will ease with a bit of time off.
I've got a craving for visiting a beach, so that will feature somewhere in next week's plans, but other than that I'm not sure what we'll get up to. It's always my go to place when feeling stressed and I'm listening to the Salt Path again to inspire my walking, so that's got me yearning for the seaside as well.
Today I received my amazon gift card for opening the Kroo account, so that's good, and I've also cashed out on PA so got another good PAD for tomorrow."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
That's you finished so time to wind down I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
I loved that book - but yes she makes you yearn for the outdoors and especially the coast. Enjoy. Hope you make it to the beach and that the weather is kind.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/251 -
my mantra is ‘No is a complete sentence’Sealed pot challenge 822
Jan - £176.66 :j4 -
That's the planbeanielou said:That's you finished so time to wind down
It does, doesn't it. It's nice that I can picture nearly all of the locations as well, (and of course, some aren't too far away from here).savingholmes said:I loved that book - but yes she makes you yearn for the outdoors and especially the coast. Enjoy. Hope you make it to the beach and that the weather is kind.
I love this!dawnybabes said:my mantra is ‘No is a complete sentence’"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
Morning everyone First day off. I've skipped my walk this morning, partly as I felt like staying in bed for a bit, and also because I plan on having a fairly active day today with housework. The house feels messy and grubby so I plan on having a good clean and tidy. If I can get that done today, then the rest of the week will be much more relaxed.
I've checked and caught up on surveys and withdrawn again from PA so will PAD that tomorrow. I've also packed two ebay parcels for DH, though only one has paid so far.
Swimming for little miss later as well.
Have a good day everyone "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
Today's PAD - £20
Jan - £141
Feb - £139
March - £89
April £149
May - £79
June - £270
July - £253
August - £114
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
Hope little miss is ok. Remember, no is a complete sentence.If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 3501000
Buffer fund 0/100
Debt Free (again) 25/0720252 -
Thank you, she's fine, just a little bit of an infection.doingitanyway said:Hope little miss is ok. Remember, no is a complete sentence. I am going to be better at saying no. "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2
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