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Resourcefulness: The budgeter's friend
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At the last town where we lived, that device on a truck that sucked the muck out of drains was called a sludge gulper! you just know what it does with that name!
Save £12k in 2026 #2 I have banked £10,836.47 in 9 months, against a £10k target The Save £12k in 2026 thread is here
OS Grocery Challenge in 2026 I have a £3000 annual budget for 2026 - currently £1971.56 to the end of Sep
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2027 thread brand new and sparkling - feel free to join us and say what and how you are planning
My keep within our budget diary is here1 -
Hello Sunday Savers,
Definitely not a no-spend day. Bought 2 jars of raw honey from a local-ish farmers' market plus some treat fancy scotch eggs for our lunch. Also 2 planned 'resilience' items ordered - a power bank & a wind-up/solar/rechargeable radio with a light. The latter would have been quite useful back when we used to go camping so I'm surprised we didn't already have one. Anyway, with other residual bits of camping kit, plenty of blankets, candles, matches & decent pantry supplies, I think Foxgloves Manor is as resilient as it can be in the face of manageable adversity for the moment. I always keep my eye on the proximity of the river in our village which seriously overtops in flood season & we haven't yet reached the sandbag or toilet bung stage, thank goodness. Mr F works in a bad flood zone so is knowledgeable about that sort of kit should the risk increase.
Anyway, I digress......where was I? Yes, the fact that today has very much not been a no-spend day! We also took out a year's subscription to BFI. We've been talking about this for ages & it worked out cheaper to pay for a year (during which we will watch all the things we want to see & ensure we get our money's worth) than paying monthly.
Other money stuff: Had a useful chat about keeping food costs down while we're on holiday, ditto a few new bedding items we'll need for hosting family this Christmas & Mr F said he'll ping a hard-to-buy-for young family member to see if there are any little bits & bobs he might like for Christmas/birthday. Also signed up for Waitbl00m app to maximise 'Little Treats' & vouchers & we chatted through our diaries for the week ahead. Revisited our October monthly meal plan & chose our meals from Sat 17th. This will give me time to do a really mindful shopping list for Wednesday.
Mr F is busy turning yellow stickered turkey mince into one of his lovely chillies. As soon as I've drawn all the curtains, I'm going to read & stroke cats.
Wishing everyone a peaceful Sunday evening.
F x
2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
2) To read 50 books (12/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg
Remember....if you have to put it on a credit card, extend your overdraft or take out a loan to buy whatever it is, you probably can't afford it, as that's not your money, it's somebody else's!3 -
DS bought Mr SA a wind up/solar powered radio for Christmas a few years ago and it’s quite good. He listens to it in the greenhouse. We also have a rechargeable work light that doubles as a power bank plus goodness knows how many candles, candle lighters and batteries.
I get knocked down but I get up again (Chumbawamba, Tubthumping) -.literally have been run over by a bike, mobility scooter and a car - still here 💪3 -
What a homely and productive day 😊 You've reminded me we should get some matches and bits and bobs in, just in case. Ridiculous that we live in times where climate and infrastructure attack risks need to be added into our space availability and budget, but best to have some small things if one is able to so a few days can be adequately survived!
@Suffolk_lass that is a great name. Every time I see a defibrillator I recall the Danish name for them- hjertestarter. Never fails to be pleasing to my mind to imagine a Danish accent saying 'hearter-starter' (yes I know this is not the exact Danish pronunciation but let my British brain read and be happy 😁)
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty3 -
I kept thinking its mad with all this talk of getting prepared for an emergency that may never happen. But reading that so many of you are doing it, I'm starting to think I really should add it to my To Do list. We have a few candles & couple of torches and 2 always charged power banks but that's about it really. I must make a list.
Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £25,664....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule.Challenges
EF £290/3000
Studies/surveys October £ 72.77
Decluttering items 1400/2025. 443/2026
Books read 2025/23 2026- 22 (target is 52)
Jigsaws done 20 in 2025. 5 in 2026
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up3
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