We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The "Save £12k in 2023" Thread!
Comments
-
@Van_Girl and @enthusiasticsaver I have done the same, and messaged her to remind her on another platform. She is moving house at the moment so I don't want to ask again for the timebeing. The other thing we three could do is take a copy of the google sheet so far and share it (privately) and take about 9 pages each and go through them and pick up all the reports. It would miss everyone who only submitted a form but would pick up many, and make the task of picking up the residual forms much less daunting. None of us can see the forms without her sharing them of course. We could only share the google-sheet by sharing someone's drive unless we set up a dummy one (unless one of you knows otherwise)enthusiasticsaver said:
I have messaged SF to offer to take over as she has a lot going on at the moment. She would need to add me as an editor as at the moment I just have viewing privileges. Will see what she says.Van_Girl said:Declaring £2339.72 for August due to savings accounts maturing. Next month will be higher as I have a missed SalSac pension payment due in. Looking like I'll be about £175 short of target by Dec though. I'd like to think I can make it up but honestly, all renewals are coming in higher than predicted, even though I thought I'd left plenty of slack in the pots- e.g. car and home ins are rocketing. But it is what it is, I know I'm lucky to be able to save what I do.
Just thinking - is there anyone else who could volunteer to update the spreadsheet for SF while she is still trying to get back on top of things? I'm not sure how it all works? If there was a way of transferring everyone's previous monthly updates to me, I'd be happy to get the spreadsheet up to date?Save £12k in 2025 #2 I am at £10,020.92 out of £6000 after September
OS Grocery Challenge in 2025 I am at £2234.63/£3000 or 74.49% of my annual spend so far (not going to be much of a Christmas at this rate as no spare after 9 months!
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here1 -
That sounds like a plan but I wasn’t aware we could make a copy of a sheet we only had viewing rights to? We could give it a go.Suffolk_lass said:
@Van_Girl and @enthusiasticsaver I have done the same, and messaged her to remind her on another platform. She is moving house at the moment so I don't want to ask again for the timebeing. The other thing we three could do is take a copy of the google sheet so far and share it (privately) and take about 9 pages each and go through them and pick up all the reports. It would miss everyone who only submitted a form but would pick up many, and make the task of picking up the residual forms much less daunting. None of us can see the forms without her sharing them of course. We could only share the google-sheet by sharing someone's drive unless we set up a dummy one (unless one of you knows otherwise)enthusiasticsaver said:
I have messaged SF to offer to take over as she has a lot going on at the moment. She would need to add me as an editor as at the moment I just have viewing privileges. Will see what she says.Van_Girl said:Declaring £2339.72 for August due to savings accounts maturing. Next month will be higher as I have a missed SalSac pension payment due in. Looking like I'll be about £175 short of target by Dec though. I'd like to think I can make it up but honestly, all renewals are coming in higher than predicted, even though I thought I'd left plenty of slack in the pots- e.g. car and home ins are rocketing. But it is what it is, I know I'm lucky to be able to save what I do.
Just thinking - is there anyone else who could volunteer to update the spreadsheet for SF while she is still trying to get back on top of things? I'm not sure how it all works? If there was a way of transferring everyone's previous monthly updates to me, I'd be happy to get the spreadsheet up to date?I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php
The 365 Day 1p Challenge 2025 #1 £667.95/£500
Save £12k in 2025 #1 £12000/£124501 -
I have managed to make a copy of the sheet as @Suffolk_lass suggested. If either of you want to give me a hand send me a PM as I think I need your email address to share it? In the meantime I will try and update as best I can over the next week or so and then post a link on the first page.Suffolk_lass said:
@Van_Girl and @enthusiasticsaver I have done the same, and messaged her to remind her on another platform. She is moving house at the moment so I don't want to ask again for the timebeing. The other thing we three could do is take a copy of the google sheet so far and share it (privately) and take about 9 pages each and go through them and pick up all the reports. It would miss everyone who only submitted a form but would pick up many, and make the task of picking up the residual forms much less daunting. None of us can see the forms without her sharing them of course. We could only share the google-sheet by sharing someone's drive unless we set up a dummy one (unless one of you knows otherwise)enthusiasticsaver said:
I have messaged SF to offer to take over as she has a lot going on at the moment. She would need to add me as an editor as at the moment I just have viewing privileges. Will see what she says.Van_Girl said:Declaring £2339.72 for August due to savings accounts maturing. Next month will be higher as I have a missed SalSac pension payment due in. Looking like I'll be about £175 short of target by Dec though. I'd like to think I can make it up but honestly, all renewals are coming in higher than predicted, even though I thought I'd left plenty of slack in the pots- e.g. car and home ins are rocketing. But it is what it is, I know I'm lucky to be able to save what I do.
Just thinking - is there anyone else who could volunteer to update the spreadsheet for SF while she is still trying to get back on top of things? I'm not sure how it all works? If there was a way of transferring everyone's previous monthly updates to me, I'd be happy to get the spreadsheet up to date?
@slowlyfading I do hope you are ok with us taking it over. It is done with the best of intentions and hope you are doing ok.
THE LINK TO THE COPY OF THE NEW SPREADSHEET COPIED FROM SF IS BELOW. @Suffolk_lass and I will share the updating and thankfully as only 30 pages to the thread it should not take too long to catch up.
https://docs.google.com/spreadsheets/d/1ziSTjqdoHZXi0yo3qq6SvVfShhaO8hSd_h0-YTfDfrg/edit?usp=sharing
I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php
The 365 Day 1p Challenge 2025 #1 £667.95/£500
Save £12k in 2025 #1 £12000/£124500 -
Morning to all savers.
As SF hasn't been able to update the spreadsheet for savers since February @Suffolk_lass and myself are going through the thread page by page between us and have set up a copy of the spreadsheet (link in post above). Please be patient while we catch up and if you have not been posting due to the lack of updates please feel free to do so now. Just a reminder we do not have the form updates so all we are relying on are the posts on the thread.
https://docs.google.com/spreadsheets/d/1ziSTjqdoHZXi0yo3qq6SvVfShhaO8hSd_h0-YTfDfrg/edit?usp=sharing
I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php
The 365 Day 1p Challenge 2025 #1 £667.95/£500
Save £12k in 2025 #1 £12000/£124501 -
Is there anything other savers can do to help? e.g. collect our own updates into one post? Or would that make it more confusing?enthusiasticsaver said:Morning to all savers.
As SF hasn't been able to update the spreadsheet for savers since February @Suffolk_lass and myself are going through the thread page by page between us and have set up a copy of the spreadsheet (link in post above). Please be patient while we catch up and if you have not been posting due to the lack of updates please feel free to do so now. Just a reminder we do not have the form updates so all we are relying on are the posts on the thread.
https://docs.google.com/spreadsheets/d/1ziSTjqdoHZXi0yo3qq6SvVfShhaO8hSd_h0-YTfDfrg/edit?usp=sharingStart mortgage date: August 2022; Start mortgage amount: £240,999; Original mortgage free date: August 2056
Current mortgage amount: £226,957.97
Start student loan 2012: £29,750; current student loan: CLEARED July 20250 -
@Merlin's_Beard That would be great - we will still go through the pages but it is a great way to checkMerlin's_Beard said:
Is there anything other savers can do to help? e.g. collect our own updates into one post? Or would that make it more confusing?enthusiasticsaver said:Morning to all savers.
As SF hasn't been able to update the spreadsheet for savers since February @Suffolk_lass and myself are going through the thread page by page between us and have set up a copy of the spreadsheet (link in post above). Please be patient while we catch up and if you have not been posting due to the lack of updates please feel free to do so now. Just a reminder we do not have the form updates so all we are relying on are the posts on the thread.
https://docs.google.com/spreadsheets/d/1ziSTjqdoHZXi0yo3qq6SvVfShhaO8hSd_h0-YTfDfrg/edit?usp=sharingSave £12k in 2025 #2 I am at £10,020.92 out of £6000 after September
OS Grocery Challenge in 2025 I am at £2234.63/£3000 or 74.49% of my annual spend so far (not going to be much of a Christmas at this rate as no spare after 9 months!
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here2 -
The copy Spreadsheet has been updated and should be up to date now.
I don't have any of the forms submitted so have gone through the thread updating from posts. Please let me know if I have missed anything.I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php
The 365 Day 1p Challenge 2025 #1 £667.95/£500
Save £12k in 2025 #1 £12000/£124504 -
@enthusiasticsaver @Suffolk_lass - you've done that in record time, sorry I've only just picked this up!
Thanks so much for sorting, it's very much appreciated
£12k in 25 #14 £15,140.07/£18k 24 #14 £15,653.11/£18k 23 #14 £17,195.80/£18k 22 #20 £23,024.86/£23k0 -
No. 5 reporting £354 for August.This is made up from interest.Had a big medical bill this month, so happy to have a positive amount saved.@enthusiasticsaver and @Suffolk_lass thank you for picking up the reins to this challenge.2025 Fashion on a ration 0/66 coupons
2025 Frugal challenge0 -
Thanks to all three of you for taking this one, and that was some speedy typing to get everything sorted in one day! Looks fab to see everyone's progress so far.Start mortgage date: August 2022; Start mortgage amount: £240,999; Original mortgage free date: August 2056
Current mortgage amount: £226,957.97
Start student loan 2012: £29,750; current student loan: CLEARED July 20250
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.4K Banking & Borrowing
- 253.7K Reduce Debt & Boost Income
- 454.4K Spending & Discounts
- 245.4K Work, Benefits & Business
- 601.2K Mortgages, Homes & Bills
- 177.6K Life & Family
- 259.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards


