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The "Save £12k in 2023" Thread!
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enthusiasticsaver said:Van_Girl said:Declaring £2339.72 for August due to savings accounts maturing. Next month will be higher as I have a missed SalSac pension payment due in. Looking like I'll be about £175 short of target by Dec though. I'd like to think I can make it up but honestly, all renewals are coming in higher than predicted, even though I thought I'd left plenty of slack in the pots- e.g. car and home ins are rocketing. But it is what it is, I know I'm lucky to be able to save what I do.
Just thinking - is there anyone else who could volunteer to update the spreadsheet for SF while she is still trying to get back on top of things? I'm not sure how it all works? If there was a way of transferring everyone's previous monthly updates to me, I'd be happy to get the spreadsheet up to date?Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here1 -
Suffolk_lass said:enthusiasticsaver said:Van_Girl said:Declaring £2339.72 for August due to savings accounts maturing. Next month will be higher as I have a missed SalSac pension payment due in. Looking like I'll be about £175 short of target by Dec though. I'd like to think I can make it up but honestly, all renewals are coming in higher than predicted, even though I thought I'd left plenty of slack in the pots- e.g. car and home ins are rocketing. But it is what it is, I know I'm lucky to be able to save what I do.
Just thinking - is there anyone else who could volunteer to update the spreadsheet for SF while she is still trying to get back on top of things? I'm not sure how it all works? If there was a way of transferring everyone's previous monthly updates to me, I'd be happy to get the spreadsheet up to date?I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
The 365 Day 1p Challenge 2025 #1 £667.95/£301.35
Save £12k in 2025 #1 £12000/£80001 -
Suffolk_lass said:enthusiasticsaver said:Van_Girl said:Declaring £2339.72 for August due to savings accounts maturing. Next month will be higher as I have a missed SalSac pension payment due in. Looking like I'll be about £175 short of target by Dec though. I'd like to think I can make it up but honestly, all renewals are coming in higher than predicted, even though I thought I'd left plenty of slack in the pots- e.g. car and home ins are rocketing. But it is what it is, I know I'm lucky to be able to save what I do.
Just thinking - is there anyone else who could volunteer to update the spreadsheet for SF while she is still trying to get back on top of things? I'm not sure how it all works? If there was a way of transferring everyone's previous monthly updates to me, I'd be happy to get the spreadsheet up to date?
@slowlyfading I do hope you are ok with us taking it over. It is done with the best of intentions and hope you are doing ok.
THE LINK TO THE COPY OF THE NEW SPREADSHEET COPIED FROM SF IS BELOW. @Suffolk_lass and I will share the updating and thankfully as only 30 pages to the thread it should not take too long to catch up.
https://docs.google.com/spreadsheets/d/1ziSTjqdoHZXi0yo3qq6SvVfShhaO8hSd_h0-YTfDfrg/edit?usp=sharing
I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
The 365 Day 1p Challenge 2025 #1 £667.95/£301.35
Save £12k in 2025 #1 £12000/£80000 -
Morning to all savers.
As SF hasn't been able to update the spreadsheet for savers since February @Suffolk_lass and myself are going through the thread page by page between us and have set up a copy of the spreadsheet (link in post above). Please be patient while we catch up and if you have not been posting due to the lack of updates please feel free to do so now. Just a reminder we do not have the form updates so all we are relying on are the posts on the thread.
https://docs.google.com/spreadsheets/d/1ziSTjqdoHZXi0yo3qq6SvVfShhaO8hSd_h0-YTfDfrg/edit?usp=sharing
I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
The 365 Day 1p Challenge 2025 #1 £667.95/£301.35
Save £12k in 2025 #1 £12000/£80001 -
enthusiasticsaver said:Morning to all savers.
As SF hasn't been able to update the spreadsheet for savers since February @Suffolk_lass and myself are going through the thread page by page between us and have set up a copy of the spreadsheet (link in post above). Please be patient while we catch up and if you have not been posting due to the lack of updates please feel free to do so now. Just a reminder we do not have the form updates so all we are relying on are the posts on the thread.
https://docs.google.com/spreadsheets/d/1ziSTjqdoHZXi0yo3qq6SvVfShhaO8hSd_h0-YTfDfrg/edit?usp=sharingStart mortgage date: August 2022; Start mortgage amount: £240,999; Original mortgage free date: August 2056
Current mortgage amount: £226,957.97
Start student loan 2012: £29,750; current student loan: CLEARED July 20250 -
Merlin's_Beard said:enthusiasticsaver said:Morning to all savers.
As SF hasn't been able to update the spreadsheet for savers since February @Suffolk_lass and myself are going through the thread page by page between us and have set up a copy of the spreadsheet (link in post above). Please be patient while we catch up and if you have not been posting due to the lack of updates please feel free to do so now. Just a reminder we do not have the form updates so all we are relying on are the posts on the thread.
https://docs.google.com/spreadsheets/d/1ziSTjqdoHZXi0yo3qq6SvVfShhaO8hSd_h0-YTfDfrg/edit?usp=sharingSave £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here2 -
The copy Spreadsheet has been updated and should be up to date now.
I don't have any of the forms submitted so have gone through the thread updating from posts. Please let me know if I have missed anything.I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
The 365 Day 1p Challenge 2025 #1 £667.95/£301.35
Save £12k in 2025 #1 £12000/£80004 -
@enthusiasticsaver @Suffolk_lass - you've done that in record time, sorry I've only just picked this up!
Thanks so much for sorting, it's very much appreciated£12k in 25 #14 £10,474.10/£18k 24 #14 £15,653.11/£18k 23 #14 £17,195.80/£18k 22 #20 £23,024.86/£23k0 -
No. 5 reporting £354 for August.This is made up from interest.Had a big medical bill this month, so happy to have a positive amount saved.@enthusiasticsaver and @Suffolk_lass thank you for picking up the reins to this challenge.2025 Fashion on a ration 0/66 coupons
2025 Frugal challenge0 -
Thanks to all three of you for taking this one, and that was some speedy typing to get everything sorted in one day! Looks fab to see everyone's progress so far.Start mortgage date: August 2022; Start mortgage amount: £240,999; Original mortgage free date: August 2056
Current mortgage amount: £226,957.97
Start student loan 2012: £29,750; current student loan: CLEARED July 20250
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