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The "Save £12k in 2023" Thread!

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  • Suffolk_lass
    Suffolk_lass Posts: 10,295 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Van_Girl said:
    Declaring £2339.72 for August due to savings accounts maturing. Next month will be higher as I have a missed SalSac pension payment due in. Looking like I'll be about £175 short of target by Dec though. I'd like to think I can make it up but honestly, all renewals are coming in higher than predicted, even though I thought I'd left plenty of slack in the pots- e.g. car and home ins are rocketing. But it is what it is, I know I'm lucky to be able to save what I do.

    Just thinking - is there anyone else who could volunteer to update the spreadsheet for SF while she is still trying to get back on top of things? I'm not sure how it all works? If there was a way of transferring everyone's previous monthly updates to me, I'd be happy to get the spreadsheet up to date?
    I have messaged SF to offer to take over as she has a lot going on at the moment. She would need to add me as an editor as at the moment I just have viewing privileges. Will see what she says. 
    @Van_Girl and @enthusiasticsaver I have done the same, and messaged her to remind her on another platform. She is moving house at the moment so I don't want to ask again for the timebeing. The other thing we three could do is take a copy of the google sheet so far and share it (privately) and take about 9 pages each and go through them and pick up all the reports. It would miss everyone who only submitted a form but would pick up many, and make the task of picking up the residual forms much less daunting. None of us can see the forms without her sharing them of course. We could only share the google-sheet by sharing someone's drive unless we set up a dummy one (unless one of you knows otherwise)
    Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
    OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
    My new diary is here
  • enthusiasticsaver
    enthusiasticsaver Posts: 16,062 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Van_Girl said:
    Declaring £2339.72 for August due to savings accounts maturing. Next month will be higher as I have a missed SalSac pension payment due in. Looking like I'll be about £175 short of target by Dec though. I'd like to think I can make it up but honestly, all renewals are coming in higher than predicted, even though I thought I'd left plenty of slack in the pots- e.g. car and home ins are rocketing. But it is what it is, I know I'm lucky to be able to save what I do.

    Just thinking - is there anyone else who could volunteer to update the spreadsheet for SF while she is still trying to get back on top of things? I'm not sure how it all works? If there was a way of transferring everyone's previous monthly updates to me, I'd be happy to get the spreadsheet up to date?
    I have messaged SF to offer to take over as she has a lot going on at the moment. She would need to add me as an editor as at the moment I just have viewing privileges. Will see what she says. 
    @Van_Girl and @enthusiasticsaver I have done the same, and messaged her to remind her on another platform. She is moving house at the moment so I don't want to ask again for the timebeing. The other thing we three could do is take a copy of the google sheet so far and share it (privately) and take about 9 pages each and go through them and pick up all the reports. It would miss everyone who only submitted a form but would pick up many, and make the task of picking up the residual forms much less daunting. None of us can see the forms without her sharing them of course. We could only share the google-sheet by sharing someone's drive unless we set up a dummy one (unless one of you knows otherwise)
    That sounds like a plan but I wasn’t aware we could make a copy of a sheet we only had viewing rights to? We could give it a go. 
    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    The 365 Day 1p Challenge 2025 #1 £667.95/£301.35
    Save £12k in 2025 #1 £12000/£8000
  • enthusiasticsaver
    enthusiasticsaver Posts: 16,062 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    edited 28 August 2023 at 9:03AM
    Van_Girl said:
    Declaring £2339.72 for August due to savings accounts maturing. Next month will be higher as I have a missed SalSac pension payment due in. Looking like I'll be about £175 short of target by Dec though. I'd like to think I can make it up but honestly, all renewals are coming in higher than predicted, even though I thought I'd left plenty of slack in the pots- e.g. car and home ins are rocketing. But it is what it is, I know I'm lucky to be able to save what I do.

    Just thinking - is there anyone else who could volunteer to update the spreadsheet for SF while she is still trying to get back on top of things? I'm not sure how it all works? If there was a way of transferring everyone's previous monthly updates to me, I'd be happy to get the spreadsheet up to date?
    I have messaged SF to offer to take over as she has a lot going on at the moment. She would need to add me as an editor as at the moment I just have viewing privileges. Will see what she says. 
    @Van_Girl and @enthusiasticsaver I have done the same, and messaged her to remind her on another platform. She is moving house at the moment so I don't want to ask again for the timebeing. The other thing we three could do is take a copy of the google sheet so far and share it (privately) and take about 9 pages each and go through them and pick up all the reports. It would miss everyone who only submitted a form but would pick up many, and make the task of picking up the residual forms much less daunting. None of us can see the forms without her sharing them of course. We could only share the google-sheet by sharing someone's drive unless we set up a dummy one (unless one of you knows otherwise)
    I have managed to make a copy of the sheet as @Suffolk_lass suggested.   If either of you want to give me a hand send me  a PM as I think I need your email address to share it?  In the meantime I will try and update as best I can over the next week or so and then post a link on the first page.  

    @slowlyfading I do hope you are ok with us taking it over.  It is done with the best of intentions and hope you are doing ok. 


    THE LINK TO THE COPY OF THE NEW SPREADSHEET COPIED FROM SF  IS  BELOW. @Suffolk_lass and I will share the updating and thankfully as only 30 pages to the thread it should not take too long to catch up.  

    https://docs.google.com/spreadsheets/d/1ziSTjqdoHZXi0yo3qq6SvVfShhaO8hSd_h0-YTfDfrg/edit?usp=sharing

    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    The 365 Day 1p Challenge 2025 #1 £667.95/£301.35
    Save £12k in 2025 #1 £12000/£8000
  • enthusiasticsaver
    enthusiasticsaver Posts: 16,062 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Morning to  all savers.  

    As SF hasn't been able to update the spreadsheet for savers since February @Suffolk_lass and myself are going through the thread page by page between us and have set up a copy of the spreadsheet (link in post above).  Please be patient while we catch up and if you have not been posting due to the lack of updates please feel free to do so now.  Just a reminder we do not have the form updates so all we are relying on are the posts on the thread. 

    https://docs.google.com/spreadsheets/d/1ziSTjqdoHZXi0yo3qq6SvVfShhaO8hSd_h0-YTfDfrg/edit?usp=sharing
    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    The 365 Day 1p Challenge 2025 #1 £667.95/£301.35
    Save £12k in 2025 #1 £12000/£8000
  • Morning to  all savers.  

    As SF hasn't been able to update the spreadsheet for savers since February @Suffolk_lass and myself are going through the thread page by page between us and have set up a copy of the spreadsheet (link in post above).  Please be patient while we catch up and if you have not been posting due to the lack of updates please feel free to do so now.  Just a reminder we do not have the form updates so all we are relying on are the posts on the thread. 

    https://docs.google.com/spreadsheets/d/1ziSTjqdoHZXi0yo3qq6SvVfShhaO8hSd_h0-YTfDfrg/edit?usp=sharing
    Is there anything other savers can do to help? e.g. collect our own updates into one post? Or would that make it more confusing?
    Start mortgage date: August 2022; Start mortgage amount: £240,999; Original mortgage free date: August 2056
    Current mortgage amount: £226,957.97
    Start student loan 2012: £29,750; current student loan: CLEARED July 2025
  • Suffolk_lass
    Suffolk_lass Posts: 10,295 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Morning to  all savers.  

    As SF hasn't been able to update the spreadsheet for savers since February @Suffolk_lass and myself are going through the thread page by page between us and have set up a copy of the spreadsheet (link in post above).  Please be patient while we catch up and if you have not been posting due to the lack of updates please feel free to do so now.  Just a reminder we do not have the form updates so all we are relying on are the posts on the thread. 

    https://docs.google.com/spreadsheets/d/1ziSTjqdoHZXi0yo3qq6SvVfShhaO8hSd_h0-YTfDfrg/edit?usp=sharing
    Is there anything other savers can do to help? e.g. collect our own updates into one post? Or would that make it more confusing?
    @Merlin's_Beard That would be great - we will still go through the pages but it is a great way to check
    Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
    OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
    My new diary is here
  • enthusiasticsaver
    enthusiasticsaver Posts: 16,062 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    The copy Spreadsheet has been updated and should be up to date now. 

    I don't have any of the forms submitted so have gone through the thread updating from posts.  Please let me know if I have missed anything. 
    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    The 365 Day 1p Challenge 2025 #1 £667.95/£301.35
    Save £12k in 2025 #1 £12000/£8000
  • Van_Girl
    Van_Girl Posts: 402 Forumite
    Fifth Anniversary 100 Posts Photogenic Name Dropper
    edited 28 August 2023 at 4:17PM
    @enthusiasticsaver @Suffolk_lass - you've done that in record time, sorry I've only just picked this up!

    Thanks so much for sorting, it's very much appreciated :)
    £12k in 25 #14 £10,474.10/£18k 24 #14 £15,653.11/£18k 23 #14 £17,195.80/£18k 22 #20 £23,024.86/£23k
      Debt Free January 2021
    • Gem-gem
      Gem-gem Posts: 4,658 Forumite
      Part of the Furniture 1,000 Posts Photogenic Name Dropper
      No. 5 reporting £354 for August. 
      This is made up from interest. 
      Had a big medical bill this month, so happy to have a positive amount saved. 

      @enthusiasticsaver and @Suffolk_lass thank you for picking up the reins to this challenge. 
      2025 Fashion on a ration 0/66 coupons
      2025 Frugal challenge
    • Thanks to all three of you for taking this one, and that was some speedy typing to get everything sorted in one day! Looks fab to see everyone's progress so far.
      Start mortgage date: August 2022; Start mortgage amount: £240,999; Original mortgage free date: August 2056
      Current mortgage amount: £226,957.97
      Start student loan 2012: £29,750; current student loan: CLEARED July 2025
    This discussion has been closed.
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