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The "Save £12k in 2023" Thread!
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waiting for the google form to be added.
Does anyone include mortgage overpayments? I'm thinking of stopping my ISA contributions and maxing out penalty free overpayments for the next few years.“Don't raise your voice, improve your argument." - Desmond Tutu
System 1 - 14 x 250W SunModule SW + Enphase ME215 microinverters (July 2015)
System 2 - 9.2 KWp + Enphase IQ7+ and IQ8AC (Feb 22 & Sep 24) + Givenergy AC Coupled inverter + 2 * 8.2KWh Battery (May 2022) + Mitsubishi 7.1 KW and 2* Daikin 2.5 KW A2A Heat Pump5 -
Not at all! Your challenge number is 54lookforrainbows said:Is it too late to join this challenge, SF?
Planning to save £12,000 in 2023.
I've saved £601.92 so far in January but will probably have some more to add by the 31st. Thank you
Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
Personal Finance Blogger + YouTuber / In pursuit of FIRE
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confusedsaving said:Hi Slowlyfading, Please can you add me with a £17k target? Thanks!
Of course! Your challenge number is 55
Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
Personal Finance Blogger + YouTuber / In pursuit of FIRE
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Sorry for the delay in updating - it is done now.
Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
Personal Finance Blogger + YouTuber / In pursuit of FIRE
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Thanks for updating @slowlyfading. Hope you are doing ok and have enjoyed your half term off assuming it was last week.I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
The 365 Day 1p Challenge 2025 #1 £667.95/£301.35
Save £12k in 2025 #1 £12000/£80004 -
Incidentally you may note my signature shows £500 more as I put another £500 into savings last week. I did not post as did not want to overwhelm you with posts.
So update for number 8 is £2500 for February
Happy to fill out update form if needed.
I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
The 365 Day 1p Challenge 2025 #1 £667.95/£301.35
Save £12k in 2025 #1 £12000/£80004 -
I do. It's where I'm allocating savings so I don't see why not. It's not accessible savings, but then neither are my pension contributions which are very explicitly a savings account in a tax wrapper, so...!ispookie666 said:waiting for the google form to be added.
Does anyone include mortgage overpayments? I'm thinking of stopping my ISA contributions and maxing out penalty free overpayments for the next few years.Start mortgage date: August 2022; Start mortgage amount: £240,999; Original mortgage free date: August 2056
Current mortgage amount: £226,957.97
Start student loan 2012: £29,750; current student loan: CLEARED July 20254 -
Absolutely flying this month, had a rebate and a £500 unexpected gift from my parents which has all gone into savings.
#35 new total of £2850 (£2250 saved in Feb!)Debt Free as of December 2020 👏
Save 12k in 2025 #6 - £300 / £3000
MFW - 19 months shaved off the mortgage5 -
No 57 declaring £2871 for February. I'll fill in the update form shortly..3
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Is it possible to join for 2023? A bit late but was missing the challenge. Was #51 last year.Also is it possible to update the figures missing from last year? I had a wobble & took a much needed step back but back to the challenge again.Going for a very sensible £1000
2025 financial goals & challenges!
1). Mortgage (started Jan 2024) £107,542.12 / £122,400.00 Overpayment total: £904.60 (Inc Sprive yr 1 o/p £19.16 & £55.34 reg monthly overpayment) Equity 27%
2). #7 Save 1p a day challenge 2025 £150/£780
3). £2109.85/£3000 in Investment ISA (34/50 investments)
4). Increase cash savings & saving pots
5). Keep debt to a minimum.
Favourite quote: 'Life is like a box of chocolates, you never know what you're gunna get!' Forrest Gump4
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