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Walking into another chapter ...

Welcome one and all ... to those of you who have managed to avoid my diaries until now as well as those loyal ones of you who have stuck around over the years, thank you :)

So another year is about to begin and now seems as good a time as any to start a new diary. This will be my 11th (I think?), I've been around here quite a few years now, I actually don't have debts, well other than the mortgage, but having been a single parent for years I am very aware that I could easily fall off the straight and narrow so I keep a diary as a way to help keep me in check. 

The last few days in December are always my favourite of the year, lots of planning for the year ahead, lots of organising and sorting bits at the end of this year, decluttering, I love it :)

So the next few posts will outline my finances and my plans for 2023 ...
Mortgage Total: £54,062 / £75,000
2024 Savings: £3490 Holiday Pot £625/£2032
«13456768

Comments

  • benbenandme
    benbenandme Posts: 12,262 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    2023 plans to follow ...
    Mortgage Total: £54,062 / £75,000
    2024 Savings: £3490 Holiday Pot £625/£2032
  • Ah yes, single parent here too and so very easy to fall off the wagon! Looking forward to reading your plans. 
  • beanielou
    beanielou Posts: 92,802 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Happy shiny new diary  :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Wishing you all the best for the new year and new diary x
  • Sun_Addict
    Sun_Addict Posts: 22,466 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Followed you over from your last diary 😁 I can highly recommend the FitOn app for great free workouts and you can join challenges on there to keep you motivated. You can do this 💪

    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • skint_spice
    skint_spice Posts: 13,019 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Happy new diary 
    Mortgage End Date: Apr 36/Aiming for Apr 28/Current Jun 34

    Mortgage OP 2024 £6900/7000

    Mortgage balance: £45,863

    42 pay days until freedom!
  • You can't get rid of me :) 

    Love all your plans 
    XXX 
    Nevertheless she persisted.
  • juliejim
    juliejim Posts: 7,943 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Great plans to start the new year.
    NST #10 Steps 7K 2/30 10K 2/12 5 a day 3/30 NSD 0/20
    MBNA £5500
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