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Tilly Tidy 2023
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@Divingmad - you are absolutely welcome on board here. This is where little numbers make big changes and helps with your head getting lifted above the clouds. Good luck with your journey and keep us updated if you like to share.
As always no shame here, ever.
2 Scratters xxAnything is better than nothing-check back and see
On the declutter journey since 2023 with Mrs SD. Tilly Tidy since 2023.2 -
Hi 2Scratters,
Thanks for letting me in. Have had some big expenses just lately which I needed to put on the dreaded CC. It's on 0% but want it gone.
Since I'm starting in the middle of the year, I'm going to aim for £900, a bit ambitious but we will see how it goes.
DM xI feel like a Pelican - everywhere I look there's a bill staring at me!LBM: March 2014 Current CC debt: £2048.29/£3666.53 (55.86% repaid) Current Challenges:Tilly Tidy: £2087.67/£2500 (83.50%) 3 to 6 month emergency fund #75: £3653.62/£6000 (60.89%)2 -
Hi all,
Well, a good start to the challenge, £4.80 tidied away this evening.
I've also created a save the change account linked to my current account so that'll help towards the total.
DM xI feel like a Pelican - everywhere I look there's a bill staring at me!LBM: March 2014 Current CC debt: £2048.29/£3666.53 (55.86% repaid) Current Challenges:Tilly Tidy: £2087.67/£2500 (83.50%) 3 to 6 month emergency fund #75: £3653.62/£6000 (60.89%)2 -
@Divingmad off to a good start and making use of the save the change account too. Each time is use the banking app or go on line I always look to round the numbers too. This can give small gratification each time this happens and then when you move it towards payment that too is a smirk.
Just wait till the statement comes and all those small payments have added up for you.
2 Scratters xxAnything is better than nothing-check back and see
On the declutter journey since 2023 with Mrs SD. Tilly Tidy since 2023.2 -
Well, tidied another £2.95 to the pot, baby steps and all that 😄I feel like a Pelican - everywhere I look there's a bill staring at me!LBM: March 2014 Current CC debt: £2048.29/£3666.53 (55.86% repaid) Current Challenges:Tilly Tidy: £2087.67/£2500 (83.50%) 3 to 6 month emergency fund #75: £3653.62/£6000 (60.89%)2
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Well, i have tidied another £6.45, which is a combination of spending roundups and rounding values in my account. It's a tad annoying that the roundup function on my account isn't immediate for all transactions, so I have another £1.34 that's not added in yet, so that'll get added to next week's total 😀I feel like a Pelican - everywhere I look there's a bill staring at me!LBM: March 2014 Current CC debt: £2048.29/£3666.53 (55.86% repaid) Current Challenges:Tilly Tidy: £2087.67/£2500 (83.50%) 3 to 6 month emergency fund #75: £3653.62/£6000 (60.89%)2
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HA HA @Divingmad patience grasshopper, it will all come together. I was the same as you wanting to see the results of the effort you have made.
I am in a stage of tidying my savings accounts as have far too many and they need condensing so interest can look better.
I have simplified my DH savings accounts - I had set them up and my way is too complex for him. We all can't be the same
2 Scratters xxAnything is better than nothing-check back and see
On the declutter journey since 2023 with Mrs SD. Tilly Tidy since 2023.2 -
Ha ha, yes I know the feeling about tidying up accounts. The last month or so have been quite daunting with the amount of money I have gone through with one thing and another 🤬🤬
I've been rationalising my accounts and going back to basics, it's going to be a bit of a slog and maybe some bashing of the head against solid objects until I figure things out 🙂
On the plus side, I have another £4.57 tidied up 😁I feel like a Pelican - everywhere I look there's a bill staring at me!LBM: March 2014 Current CC debt: £2048.29/£3666.53 (55.86% repaid) Current Challenges:Tilly Tidy: £2087.67/£2500 (83.50%) 3 to 6 month emergency fund #75: £3653.62/£6000 (60.89%)2 -
Well, it's the end of the week and totalled my savings (seems easier to do it this way for me), on top of the previous £4.57, I tidied another £14.18, giving me a total of £18.75 😀.I feel like a Pelican - everywhere I look there's a bill staring at me!LBM: March 2014 Current CC debt: £2048.29/£3666.53 (55.86% repaid) Current Challenges:Tilly Tidy: £2087.67/£2500 (83.50%) 3 to 6 month emergency fund #75: £3653.62/£6000 (60.89%)2
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@Divingmad great result and steady away is always to be a win. RL (real life) is hampering my focus but is clearly still subconciously happening - just checked my monthly balance for the month at 31.99. Thanks for the prompt.
2 Scratters xxAnything is better than nothing-check back and see
On the declutter journey since 2023 with Mrs SD. Tilly Tidy since 2023.1
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