November 2023
I'm always in it, it's only the depth that varies....
Current debt: £10,806.75
Debt free date April 2025 (though expecting this to come forward)
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Joyous January's NSD Challenge!
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Comments
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5/18 for me today thanks cathybird
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Hi
Another NSD day 3/10 now
Quite day in as DH still poorly
Thanks
NRANewRoadAhead Debts Sep 2009 £35,000.00Debt Free November 2014, Mortgage free June 2022
#No16 2025 52 week envelope challenge-£477/£13782 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
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JanuaryOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
January targetsAdeley 5/25Arwen 1/10
beanielou 8/15
bekah89 8/15
cathybird 7/15
cherry 22 5/10
CMD79 6/16
craftingmad 3/15
Crazycatlady2 6/20
Diane1276 10
funfairprincess 3/10
GeorgianaCavendish 5/17
gm2917 2/15
HappyFriday05 4/8
herebeme 4/15
jammy dodger 5/18
KajiKita 6/15
Karb 1/15
Lanky larry 2/20
leftatthetrafficlights 1/15
lindsaygalaxy 1/15
LittleMissDetermined 5/10
LLM2018 5/20
Makingabobor2 6/15
Money Choices 15
MrsCautious 7/15
MummyRivett 6/25
newroadahead 4/10
outoftheviciouscircle 5/15
QueenJess 5/20
Rupacomp 6/15
short bird 6/18
try harder 7/21
Newcomers welcome
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@short_bird "Dreich" is the exact word I was thinking earlier! It was really horrible weather today.short_bird said:Early call for day 6.
Except I forgot to post...
Awfully dreich today.2 -
Well done MrsCautious, Crazycatlady2, bekah89, cherry 22, Rupacomp, KajiKita, Makingabobor2, short bird, jammy dodger, newroadahead, beanie and CMD79
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No spends for me today. I’ve not been over the door!I'm not a muggle...I'm just magically challenged3
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An early call for a NSD today.2025 decluttering: 3,973🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
2025 use up challenge: 339🥉🥈🥇💎🏆
Big kitchen declutter challenge 113/150
2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5002
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