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Joyous January's NSD Challenge!
Comments
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Thankyou, he on with CV and applying today so fingers crossed xcathybird said:
@crazy_cat_lady Really sorry to hear this - hope he finds something else quickly xxCrazycatlady2 said:Today will be a NSD in fact I hope they all will be as hubby losing his job in 45 days so it’s essentials only just incase for the future 😢
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NSD today as i dont count my weekly food shop if essentials only3
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Day 8 todayMarch NSD 14/15
Debt £9607.54/£11296.89
CC2:£2274.64/£2299.36 CC3: £1848/£1924.91 CC4:£25/£978.50 CC5: £1155/£1331.24 CC6: £3754.90/£4191.09 CC7: £550/£607.39
CC1: paid off 14/02/23PAYDBXMAS23 #4 £1432.74/£4000
Saving for Xmas 23 £30/£365
4.94% £570.89/£107
make £2023 in 2023 #24 £71.24/£20233 -
Checking in with NSD 5 today, going out later to collect a parcel but leaving my purse at home£1 a day for 2023 #58 £165/£3652
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Not today ... had to buy some more ink and paper for the printer2
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JanuaryOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
January targetsAdeley 5/25Arwen 1/10

beanielou 7/15

bekah89 8/15

cathybird 6/15

cherry 22 5/10

CMD79 5/16

craftingmad 3/15
Crazycatlady2 6/20

Diane1276 10
funfairprincess 2/10
GeorgianaCavendish 5/17

gm2917 2/15
HappyFriday05 4/8
herebeme 4/15
jammy dodger 4/18
KajiKita 6/15

Karb 1/15
Lanky larry 2/20
leftatthetrafficlights 1/15
lindsaygalaxy 1/15
LittleMissDetermined 5/10

LLM2018 5/20

Makingabobor2 6/15

Money Choices 15
MrsCautious 7/15

MummyRivett 6/25

newroadahead 3/10
outoftheviciouscircle 5/15

QueenJess 4/20
Rupacomp 6/15

short bird 6/18

try harder 7/21

Newcomers welcome
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Hi, an NSD for me yesterday please xSavings goal by 31/12/24: £22000
Dec 23: £6945.232 -
Going to declare today as an NSD! So now 6/15 😊
KKAs at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 59books of target 52 in 2025, as @ 18th October
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Another one today, bringing me up to 6/15Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,084....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £750/£3000
.
Studies/surveys October £36.23
Decluttering items 1358/2025
Books read 19
Jigsaws done 11
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up3 -
Early call for day 6.
Except I forgot to post...
Awfully dreich today.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.3
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