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Joyous January's NSD Challenge!
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
NSD today x3
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JanuaryOff to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =January targetsAdeley 5/25Arwen 1/10
beanielou 6/15
bekah89 7/15
cathybird 5/15
cherry 22 4/10
CMD79 5/16
craftingmad 3/15
Crazycatlady2 4/20
Diane1276 10 funfairprincess 2/10
GeorgianaCavendish 5/17
gm2917 2/15
HappyFriday05 4/8
herebeme 4/15
jammy dodger 4/18
KajiKita 5/15
Karb 1/15
Lanky larry 2/20
leftatthetrafficlights 1/15
lindsaygalaxy 1/15
LittleMissDetermined 5/10
LLM2018 5/20
Makingabobor2 5/15
Money Choices 15 MrsCautious 5/15
MummyRivett 6/25
newroadahead 3/10
outoftheviciouscircle 5/15
QueenJess 4/20
Rupacomp 5/15
short bird 4/18
try harder 5/21
Newcomers welcome
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Well done try harder, Crazycatlady2, LittleMissDetermined, QueenJess, cherry 22, MrsCautious, GeorgianaCavendish, LLM2018, jammy dodger, CMD79, bekah89, craftingmad, KajiKita, outoftheviciouscircle, beanie and Adeley3
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LittleMissDetermined said:Morning! I know it's early but it will be another one for me today. Last minute packing and pre-holiday preening before 7 days of spending.... sorry in advance!
LMD x3 -
Hello all,
sorry I’m late, I’ve been in bed all day with a stomach and head migraine. Therefor 6th January was a NSD x- MSE Forum Achievements:
- Debt-free & Proud - December 2014
- Fully Funded 12 Month Emergency Fund - December 2020
- Current Challenges: No Spend Challenge 2023
- January NSD: 16/25
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An early call for a NSD today.@MummyRivett I hope you feel better soon.2025 decluttering: 3,958🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
2025 use up challenge: 338🥉🥈🥇💎🏆
Big kitchen declutter challenge 112/150
2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5003 -
Checking in early with NSD number 4 today£1 a day for 2023 #58 £165/£3653
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NSD #5 today please3
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One todayMarch NSD 14/15
Debt £9607.54/£11296.89
CC2:£2274.64/£2299.36 CC3: £1848/£1924.91 CC4:£25/£978.50 CC5: £1155/£1331.24 CC6: £3754.90/£4191.09 CC7: £550/£607.39
CC1: paid off 14/02/23PAYDBXMAS23 #4 £1432.74/£4000
Saving for Xmas 23 £30/£365
4.94% £570.89/£107
make £2023 in 2023 #24 £71.24/£20233
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