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Joyous January's NSD Challenge!

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  • beanielou
    beanielou Posts: 95,614 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • bekah89
    bekah89 Posts: 421 Forumite
    Third Anniversary 100 Posts Name Dropper
    One today 
    March NSD 14/15

    Debt £9607.54/£11296.89
    CC2:£2274.64/£2299.36 CC3: £1848/£1924.91 CC4:£25/£978.50 CC5: £1155/£1331.24 CC6: £3754.90/£4191.09 CC7: £550/£607.39
    CC1: paid off 14/02/23

    PAYDBXMAS23 #4 £1432.74/£4000
    Saving for Xmas 23 £30/£365
    4.94% £570.89/£107 
    make £2023 in 2023 #24 £71.24/£2023
  • LLM2018
    LLM2018 Posts: 194 Forumite
    Sixth Anniversary 100 Posts Combo Breaker Uniform Washer
    Hello 👋

    Got another 2 days to declare.


    4/20 for me please :)


    LLM
    When life throws you a curveball, learn to catch it and throw it back! Feb Grocery Challenge/£100
  • craftingmad
    craftingmad Posts: 3,362 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    2nd no spend day in a row for me :) 

    2/15
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • Rupacomp
    Rupacomp Posts: 305 Forumite
    Fourth Anniversary 100 Posts Name Dropper Photogenic
    Another NSD! I've been staying in, avoiding all the online sales, and really using Martin's money mantras this week. Next week will probably need more planning as well be back in the office
    Savings goal by 31/12/24: £22000
    Dec 23: £6945.23
  • gm2917
    gm2917 Posts: 30 Forumite
    10 Posts
    NSD for me today

    2/15
    Make £2023 in 2023: £401.64/£2023
    Feb Grocery challenge: £176.74/£380
    Declutter 2023 in 2023: 2/2023
    Feb NSD: 5/15 
  • MummyRivett
    MummyRivett Posts: 424 Ambassador
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    5/25 today, looking forward to my second emoji image
    • MSE Forum Achievements:
    • Debt-free & Proud - December 2014
    • Fully Funded 12 Month Emergency Fund - December 2020
    • Current Challenges: No Spend Challenge 2023
    • January NSD: 16/25
  • Makingabobor2
    Makingabobor2 Posts: 4,220 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Don't know how I managed it, but another one added today, making 5/15
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,744....its going down

     Mortgage Free December 9th 2024!      18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £550/£3000
    .

    Studies/surveys  August £7.48

    Decluttering items 771
    Books read    14
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • cathybird
    cathybird Posts: 15,659 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    January

    Off to a start = image

    5 days = image

    10 days = image

    15 days = image

    20 days = image
    Target reached = image
    Target beaten = image

    January targets
    Adeley 4/25 image
    Arwen 1/10 image beanielou 5/15 imageimage bekah89 5/15 imageimage cathybird 4/15 image cherry 22 2/10 image CMD79 4/16 image craftingmad 2/15 image Crazycatlady2 3/20 image Diane1276 10 funfairprincess 2/10 image GeorgianaCavendish 3/17 image gm2917 2/15 image HappyFriday05 4/8 image herebeme 4/15 image jammy dodger 3/18 image KajiKita 4/15 image Karb 1/15 image Lanky larry 2/20 image leftatthetrafficlights 1/15 image lindsaygalaxy 1/15 image LittleMissDetermined 4/10 image LLM2018 4/20 image Makingabobor2 5/15 imageimage Money Choices 15 MrsCautious 3/15 image MummyRivett 5/25 imageimage newroadahead 3/10 image outoftheviciouscircle 4/15 image QueenJess 2/20 image Rupacomp 5/15 imageimage short bird 3/18 image try harder 4/21 image
    Newcomers welcome :)
  • cathybird
    cathybird Posts: 15,659 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    HappyFriday05 said:
    One for me today and one for yesterday please!! 
    @HappyFriday05 you posted yesterday too so I think you're up to 4 but let me know if that's wrong x :)
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