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Joyous January's NSD Challenge!
Comments
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JanuaryOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
January targetsAdeley 5/25Arwen 1/10
beanielou 24/15
bekah89 19/15
cathybird 21/15
cherry 22 10/10
CMD79 13/16
craftingmad 13/15
Crazycatlady2 22/20
Diane1276 10
funfairprincess 5/10
GeorgianaCavendish 18/17
gm2917 9/15
HappyFriday05 7/8
herebeme 14/15
jammy dodger 19/18
KajiKita 18/15
Karb 12/15
Lanky larry 10/20
leftatthetrafficlights 16/15
lindsaygalaxy 13/15
LittleMissDetermined 14/10
LLM2018 13/20
Makingabobor2 15/15
Money Choices 15
MrsCautious 21/15
MummyRivett 16/25
newroadahead 11/10
outoftheviciouscircle 7/15
QueenJess 17/20
Rupacomp 12/15
Saver-upper 12/15
short bird 17/18
SueP19 9/10
try harder 15/21
Newcomers welcome
3 -
Yes there's a shiny new month just round the corner, any thoughts on targets? ...
February targetsAdeleyArwen beanielou 15 bekah89 cathybird 15 cherry 22 CMD79 craftingmad Crazycatlady2 20 Diane1276 funfairprincess 10 GeorgianaCavendish gm2917 HappyFriday05 herebeme 15 jammy dodger KajiKita 20 Karb Lanky larry leftatthetrafficlights lindsaygalaxy LittleMissDetermined 18 LLM2018 Makingabobor2 16 Money Choices MrsCautious MummyRivett newroadahead outoftheviciouscircle QueenJess Rupacomp Saver-upper short bird 18 SueP19 try harder
Newcomers welcome
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20 for feb again please3
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I’ve been looking at the calendar for February and theoretically I could have 24 NSDs in the month. This seems like a huge jump though, so I think I shall aim for 20.
KKAs at 15.01.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 9 books of target 52 in 2026 as @ 27th January
Produce tracker: £36 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
I'll go for 18 in Feb I think
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4220/£60003 -
Hoping I might get a couple more before the end of month, even though I've already hit my target.
Think I'll try for 16 in FebMaking the debt go down and savings go up
LBM 2015 - debt £57K / Now £27,424....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule.Challenges
EF £1250/£3000
.
Studies/surveys Feb....£6.44
Decluttering items 1402/2025. 80/2026
Books read 23 in 2025. 2026- 4 (target is 52)
Jigsaws done 20 in 2025. 2 this year.
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up2 -
Well done lindsaygalaxy and LittleMissDetermined
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18 for February, please.
‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.3 -
Think I’ll try for 10 again in February. Might even manage it 🙈I'm not a muggle...I'm just magically challenged3
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15 for Feb. Will be challenging I think as more days in the office and a short month.Saving for Christmas 2023 - £1 a day: #16. £90/£365
December 2022 Grocery Challenge: £137.9/£150
January 2023 Grocery Challenge; £79.12/£150
February 2023 Grocery Challenge: £2.65/£120
December NSD: 15/10
January NSD: 15/15
February NSD: 1/15
Make £2023 in 2023: #20. £128.39/£2023
2023 Decluttering: 3/3653
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