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Joyous January's NSD Challenge!
Comments
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Thank you for the welcome CathyBird 😊Today should be an NSD …. 😉
1 of 15
KKAs at 15.01.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 9 books of target 52 in 2026 as @ 27th January
Produce tracker: £36 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
JanuaryOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
January targetsAdeley 15AnotherNewDay beanielou 15 bekah89 1/15
cathybird 1/15
cherry 22 10
CMD79
Crazycatlady2 1/20
Diane1276 10
funfairprincess 10
GeorgianaCavendish 17
HappyFriday05 1/8
herebeme 1/15
jammy dodger 18
KajiKita 1/15
Lanky larry 20
leftatthetrafficlights 15
lindsaygalaxy 15
LittleMissDetermined 1/10
LLM2018 1/20
Makingabobor2 15
MrsCautious 15
MummyRivett 25
newroadahead 10
outoftheviciouscircle 15
QueenJess 1/20
Rupacomp 15
short bird 18
try harder 21
Newcomers welcome
2 -
Happy new year 🥳
Today is one for me please xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4220/£60003 -
Happy new year! NSD todayMarch NSD 14/15
Debt £9607.54/£11296.89
CC2:£2274.64/£2299.36 CC3: £1848/£1924.91 CC4:£25/£978.50 CC5: £1155/£1331.24 CC6: £3754.90/£4191.09 CC7: £550/£607.39
CC1: paid off 14/02/23PAYDBXMAS23 #4 £1432.74/£4000
Saving for Xmas 23 £30/£365
4.94% £570.89/£107
make £2023 in 2023 #24 £71.24/£20234 -
One for me today please mortgage amount as at March 24: £164,467
mortgage end date as at March 24: Jan 20462024 overpayments £769/£1000
Daily interest rates: £8.16/£3.374 -
1 NSD for me today
LLMWhen life throws you a curveball, learn to catch it and throw it back! Feb Grocery Challenge/£1004 -
Hi
Please may I join with a starting point of 10
Thank you
NRANewRoadAhead Debts Sep 2009 £35,000.00Debt Free November 2014, Mortgage free June 2022
#No16 2025 52 week envelope challenge-£1166/£13784 -
One for me please4
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First NSD for me today.
1/15
Saving for Christmas 2023 - £1 a day: #16. £90/£365
December 2022 Grocery Challenge: £137.9/£150
January 2023 Grocery Challenge; £79.12/£150
February 2023 Grocery Challenge: £2.65/£120
December NSD: 15/10
January NSD: 15/15
February NSD: 1/15
Make £2023 in 2023: #20. £128.39/£2023
2023 Decluttering: 3/3654 -
A NSD for me today.
2026 decluttering: 388 🤑🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️
2026 use up challenge: 129🥉 ⭐️🥈🥇 ⭐️ ⭐️
2026 decluttering goals I Use up Challenge: 🥉52 🥈100 🥇250 💎365 🏆1,000 I 🥉25 🥈50 🥇100 💎150 🏆3003
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