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PAY ALL YOUR DEBT OFF BY XMAS 2023

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  • shell16
    shell16 Posts: 1,354 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    @messydebt, thanks for your update, thats a fantastic payment!  Ive included in the March total and will update Page 1.

    Shell x

                                                                                             

     Debt Free - 04/03/23.  Total LBM August 2021 £15410.70

  • Jrcoal5
    Jrcoal5 Posts: 647 Forumite
    Fourth Anniversary 500 Posts Name Dropper
    payday has arrived and have paid an extra £50 to cc2 totals are now 
    #23 £1819.28/£3000
    Pay off debt by Xmas 2023 #23
    paid £7112/£7800-**DEBT FREE April 2024**

    My debt free diary https://forums.moneysavingexpert.com/discussion/6436651/clearing-my-debt-after-25-years#latest

    £9400 saved for emergency fund 

  • Jrcoal5
    Jrcoal5 Posts: 647 Forumite
    Fourth Anniversary 500 Posts Name Dropper
    edited 3 April 2023 at 7:38AM
    Usual direct debit has gone to CC2 of £22.75 this morning so my totals are now 
    #23 £1842.03/£3000
    Pay off debt by Xmas 2023 #23
    paid £7112/£7800-**DEBT FREE April 2024**

    My debt free diary https://forums.moneysavingexpert.com/discussion/6436651/clearing-my-debt-after-25-years#latest

    £9400 saved for emergency fund 

  • Direct debit payment of £75 paid today.

    #29 £700/£1975 paid
    Credit Card Debt
    2019 - £7520
    2023 - £1975
    Pay Debt by Xmas #29
  • Keedie
    Keedie Posts: 2,854 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    £72.67 direct debt to Creation, so

    #42 £1,814.29/£6,000 (30.24%)
    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
  • Direct debit for loan paid today of £323.11 plus an overpayment of £540 - was also issued a rebate of £52.88 for the overpayment so:

    #56 DFBXMAS23 - £5972.82/£17,658.12 -  33.82% Cleared

    Over a third paid off! I do believe I'm still on track (only just) as I'm saving alongside and hoping to use savings to clear off difference by the end of this year! 
  • stuartp2000
    stuartp2000 Posts: 182 Forumite
    Tenth Anniversary 100 Posts Name Dropper Combo Breaker
    # 18 - 3517.39 / 8000

    Monthly Direct debits paid, will get Easter holidays out the way and then make a payment if I can.

    Challenges
    MFW 2025 #6 - 14871.56/14,000

    Completed Challenges
    MFW 2024 #35 - 9,000/9,000
    Pay off all debts by 2023 - #18 8,000 / 8,000

  • Some more DDs have come out so I am now:

    #41 £4969.82 / £12000

    MPS.x
    November 2022 - £46,626.96 / May 2025 - £5,970.00
    Debt paid off so far - £40,656.96 (87.19%)

    Current Challenges:
    #10 DFBXMAS25 £8670.00 / £15120.00 (57.34% paid off) 

    Completed Challenges:
    #15 DFBXMAS24 £16972.80 / £14000.00 (121.23% paid off) COMPLETED!
    #41 DFBXMAS23 £14751.96 / £12000.00 (122.93% paid off) COMPLETED!

    MissPennySave's Debt Free Diary - DFW Diary
  • Haven’t updated in a while but this week have paid off £860 bringing the new total to 

    #36 £1415/£4300
    paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
    2025 savings challenge £0/£2000
    EF £140. Savings 2 £30.00. 17
  • BSideBaby
    BSideBaby Posts: 26 Forumite
    Second Anniversary 10 Posts Name Dropper Photogenic
    edited 5 April 2023 at 8:54AM
    £300 more paid off debts (plus £50 into savings) so now at:
     

    #55 £1056.45 / £4800



    #55 DFBXMAS23 £1465.70 / £4800

    CC#1 £877.00  CC#2 £1315.72

    Savings: £153.00
This discussion has been closed.
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