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PAY ALL YOUR DEBT OFF BY XMAS 2023
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@messydebt, thanks for your update, thats a fantastic payment! Ive included in the March total and will update Page 1.
Shell x
Debt Free - 04/03/23. Total LBM August 2021 £15410.70
2 -
payday has arrived and have paid an extra £50 to cc2 totals are now
#23 £1819.28/£3000
Pay off debt by Xmas 2023 #23My debt free diary https://forums.moneysavingexpert.com/discussion/6436651/clearing-my-debt-after-25-years#latest
paid £7112/£7800-**DEBT FREE April 2024**
£9400 saved for emergency fund3 -
Usual direct debit has gone to CC2 of £22.75 this morning so my totals are now
#23 £1842.03/£3000
Pay off debt by Xmas 2023 #23My debt free diary https://forums.moneysavingexpert.com/discussion/6436651/clearing-my-debt-after-25-years#latest
paid £7112/£7800-**DEBT FREE April 2024**
£9400 saved for emergency fund3 -
Direct debit payment of £75 paid today.
#29 £700/£1975 paid
Credit Card Debt
2019 - £7520
2023 - £1975
Pay Debt by Xmas #293 -
£72.67 direct debt to Creation, so
#42 £1,814.29/£6,000 (30.24%)Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/502 -
Direct debit for loan paid today of £323.11 plus an overpayment of £540 - was also issued a rebate of £52.88 for the overpayment so:
#56 DFBXMAS23 - £5972.82/£17,658.12 - 33.82% Cleared
Over a third paid off! I do believe I'm still on track (only just) as I'm saving alongside and hoping to use savings to clear off difference by the end of this year!4 -
# 18 - 3517.39 / 8000
Monthly Direct debits paid, will get Easter holidays out the way and then make a payment if I can.
Challenges
MFW 2025 #6 - 14871.56/14,000
Completed Challenges
MFW 2024 #35 - 9,000/9,000
Pay off all debts by 2023 - #18 8,000 / 8,0004 -
Some more DDs have come out so I am now:
#41 £4969.82 / £12000
MPS.xNovember 2022 - £46,626.96 / May 2025 - £5,970.00
Debt paid off so far - £40,656.96 (87.19%)
Current Challenges:
#10 DFBXMAS25 £8670.00 / £15120.00 (57.34% paid off)
Completed Challenges:
#15 DFBXMAS24 £16972.80 / £14000.00 (121.23% paid off) COMPLETED!
#41 DFBXMAS23 £14751.96 / £12000.00 (122.93% paid off) COMPLETED!
MissPennySave's Debt Free Diary - DFW Diary3 -
Haven’t updated in a while but this week have paid off £860 bringing the new total to
#36 £1415/£4300
paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
2025 savings challenge £0/£2000 EF £140. Savings 2 £30.00. 173 -
£300 more paid off debts (plus £50 into savings) so now at:
#55 £1056.45 / £4800
#55 DFBXMAS23 £1465.70 / £4800
CC#1 £877.00 CC#2 £1315.72
Savings: £153.004
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