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PAY ALL YOUR DEBT OFF BY XMAS 2023

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  • Keedie
    Keedie Posts: 2,854 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    Another £250 direct debit to Barclaycard, so 

    #42 £1,741.62/£6,000 (29.03% cleared)

    @LittleMissDetermined, as tempting as it is to clear it early, unless you have a lump sum unexpected bonus payment/windfall, it might be safer to wait the additional month. Life can throw us curveballs and if you used your savings/emergency fund and then something cropped up, you might end up adding to the debt to get back on track...

    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
  • Living_my_best_life
    Living_my_best_life Posts: 29 Forumite
    10 Posts Name Dropper
    edited 28 March 2023 at 7:30PM
    #43 £1008.11/10377

    monthly loan payment £241.67 + £150 to cc
    #43 DFBXMAS2023 £2893.94/£10377

    #58 Make £2023 in 2023 £2733.23/£2023
  • Jrcoal5
    Jrcoal5 Posts: 647 Forumite
    Fourth Anniversary 500 Posts Name Dropper
    Paid £50 to cc2 tonight money left over from our weekend away so my total is now 
    #23 £1720.70/£3000
    Pay off debt by Xmas 2023 #23
    paid £7112/£7800-**DEBT FREE April 2024**

    My debt free diary https://forums.moneysavingexpert.com/discussion/6436651/clearing-my-debt-after-25-years#latest

    £9400 saved for emergency fund 

  • angelbob
    angelbob Posts: 551 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    edited 28 March 2023 at 8:34PM
    # 59 paid £570/£7008  slowly but surely, oops forget to add the previous payments. All correct now
    Pay ALL your debt off by Xmas 2023 #59 £7008 Paid £570 Owing £6438 #1 H1 £151, #2 H2 £100, #3 O £200, #4 M £1500, #5 Z £295, #6 C1 £340, #7 L £1084, #8 N £840, #9 C2 £1930
  • Madmumof4
    Madmumof4 Posts: 13 Forumite
    Seventh Anniversary 10 Posts Combo Breaker
    #58 Paid off another £130 today so now £1822.94/£4110.00
  • jody51
    jody51 Posts: 20 Forumite
    Tenth Anniversary 10 Posts Debt-free and Proud! Combo Breaker
    Payday today, will be paying £1550 off the debt this month 

    #31 total paid £4405/£18010
  • Birdee
    Birdee Posts: 50 Forumite
    Third Anniversary 10 Posts Name Dropper Photogenic
    Paid £600 this month 

    #24 - £3,000/£4,384.36
    DEBT FREE
    Starting Debt = £25,046.68 (Nov 2019)
    Current Debt = £0
    Total paid off =  £25,046.68 (100%) June 2023

    Pay Debt by Xmas23 #24 - £4,384.36/£4,384.36
    Pay Debt by Xmas22 - £4,957.69/£9,342.05

  • Jrcoal5
    Jrcoal5 Posts: 647 Forumite
    Fourth Anniversary 500 Posts Name Dropper
    morning, paid today £48.58 to cc2 takes my total now to 
    #23 £1769.28/£3000
    Pay off debt by Xmas 2023 #23
    paid £7112/£7800-**DEBT FREE April 2024**

    My debt free diary https://forums.moneysavingexpert.com/discussion/6436651/clearing-my-debt-after-25-years#latest

    £9400 saved for emergency fund 

  • shell16
    shell16 Posts: 1,354 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Morning All!

    Here is your final update for March and what fantastic progress you have made!   I have updated page 1 with progress from February. 

    I am away next week and so there will be no updating until I return which will be Late Thursday afternoon, so likely to update everyone's payments/Totals next Friday.

     
    Number Name       Target             Payments                        %
    1 Shell16  £    2,666            £2,786.00 104.50
    2 Ahall3519  £        638  £             176.50 27.66
    3 Antomac  £    5,800  £             323.00 5.57
    4 Bekah89  £    4,000  £          1,432.74 35.82
    5 Doily94  £    7,077  £             252.18 3.56
    6 Outoftheviciouscircle  £  12,000  £          1,848.49 15.40
    7 Messydebt  £  23,302  £          2,737.00 11.75
    8 Gingerwarrior  £    2,208   0.00
    9 Lanky_larry  £    3,675  £          3,175.00 86.39
    10 SupersavingD  £    5,460  £          3,438.00 62.97
    11 She_always_has_a_plan  £    7,350  £             579.93 7.89
    12 Littlemissdetermined  £    4,713  £          3,814.00 80.93
    14 Pixie-fairydust  £    5,000   0.00
    15 LLM2018  £    5,000  £             437.80 8.76
    16 angelicious  £    3,780  £             153.31 4.06
    17 Blackberrycurved   £    6,000  £             270.00 4.50
    18 Stuartp2000  £    8,000  £          3,149.45 39.37
    19 Gettingmyshiztogether  £  10,676  £          1,137.32 10.65
    20 _Dolly_Rocker_  £  15,246  £          1,296.58 8.50
    21 bigbeff  £    6,089  £          1,940.05 31.86
    22 Buffythedebtslayer  £    4,222  £             572.00 13.55
    23 Jrcoal5  £    3,000  £          1,769.28 58.98
    24 Birdee  £    4,385  £          3,000.00 68.42
    25 Maeve444  £  14,258  £          2,214.90 15.53
    26 nomi01  £    5,000  £          2,826.54 56.53
    27 Randomone  £  10,457   0.00
    28 Welshspendthrift  £  11,200  £          1,979.83 17.68
    29 tryingtodobetter £1,975  £             625.00 31.65
    30 gill5blue £7,941  £          1,260.76 15.88
    31 jody51 £18,010  £          4,405.00 24.46
    32 cybertortoise £5,000  £             740.99 14.82
    33 Snoopys_Fiendish_Friend £8,124   0.00
    34 jingsmybucket  £    7,000   0.00
    35 Irishrose12 £4,500  £             320.00 7.11
    36 Honeysucklelou2 £4,300  £             555.00 12.91
    37 Deleted_User  £    2,565  £          1,565.00 61.01
    38 CMD79 £13,764   0.00
    39 The_long_and_winding_road £12,000  £          2,570.09 21.42
    40 Golden_Goose_The £5,478  £             405.00 7.39
    41 MissPennySave £12,000  £          4,569.82 38.08
    42 Keedie £6,000  £          1,741.62 29.03
    43 Living_my_best_life  £  10,377  £          1,008.11 9.71
    44 Cheesephetamine £6,998   0.00
    45 olaf2014  £        500  £               64.50 12.90
    46 MRMrsR £8,400  £          1,650.00 19.64
    47 Tara66 £4,348  £          1,343.50 30.90
    48 Ega £15,755   0.00
    49 Herewegoagainx100  £    5,750   0.00
    50 ZaSa1418  £  12,000  £          1,495.29 12.46
    51 MillieG90 £17,812  £          7,919.19 44.46
    52 Rochelle13 £15,000   0.00
    53 Rdpncp £3,000   0.00
    54 kmcld2 £4,786  £             850.00 17.76
    55 BSideBaby £4,800  £             756.45 15.76
    56 real_name_hidden £17,658  £          5,096.83 28.86
    57 shayal2  £  24,360  £             528.00 2.17
    58 Madmumof4  £    4,110  £          1,822.94 44.35
    59 angelbob  £    7,008  £             570.00 8.13

    Total Target set by Members - £462,521
    Total Paid to Date - £83,172.99
    18%
                                                                                             

     Debt Free - 04/03/23.  Total LBM August 2021 £15410.70

  • messydebt
    messydebt Posts: 18 Forumite
    10 Posts Name Dropper First Anniversary
    #7 £1191 paid today

    £3928/ £23302 16.85% paid
    Pay off all your debt by 2023 #7
    £5353/23,302 29%
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