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PAY ALL YOUR DEBT OFF BY XMAS 2023
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Another £250 direct debit to Barclaycard, so
#42 £1,741.62/£6,000 (29.03% cleared)
@LittleMissDetermined, as tempting as it is to clear it early, unless you have a lump sum unexpected bonus payment/windfall, it might be safer to wait the additional month. Life can throw us curveballs and if you used your savings/emergency fund and then something cropped up, you might end up adding to the debt to get back on track...
Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/503 -
#43 £1008.11/10377
monthly loan payment £241.67 + £150 to cc
#43 DFBXMAS2023 £2893.94/£10377
#58 Make £2023 in 2023 £2733.23/£20233 -
Paid £50 to cc2 tonight money left over from our weekend away so my total is now
#23 £1720.70/£3000
Pay off debt by Xmas 2023 #23My debt free diary https://forums.moneysavingexpert.com/discussion/6436651/clearing-my-debt-after-25-years#latest
paid £7112/£7800-**DEBT FREE April 2024**
£9400 saved for emergency fund3 -
# 59 paid £570/£7008 slowly but surely, oops forget to add the previous payments. All correct now
Pay ALL your debt off by Xmas 2023 #59 £7008 Paid £570 Owing £6438 #1 H1 £151, #2 H2 £100, #3 O £200, #4 M £1500, #5 Z £295, #6 C1 £340, #7 L £1084, #8 N £840, #9 C2 £19303 -
#58 Paid off another £130 today so now £1822.94/£4110.003
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Payday today, will be paying £1550 off the debt this month#31 total paid £4405/£180104
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Paid £600 this month
#24 - £3,000/£4,384.36DEBT FREE
Starting Debt = £25,046.68 (Nov 2019)
Current Debt = £0
Total paid off = £25,046.68 (100%) June 2023
Pay Debt by Xmas23 #24 - £4,384.36/£4,384.36
Pay Debt by Xmas22 - £4,957.69/£9,342.053 -
morning, paid today £48.58 to cc2 takes my total now to
#23 £1769.28/£3000
Pay off debt by Xmas 2023 #23My debt free diary https://forums.moneysavingexpert.com/discussion/6436651/clearing-my-debt-after-25-years#latest
paid £7112/£7800-**DEBT FREE April 2024**
£9400 saved for emergency fund2 -
Morning All!
Here is your final update for March and what fantastic progress you have made! I have updated page 1 with progress from February.
I am away next week and so there will be no updating until I return which will be Late Thursday afternoon, so likely to update everyone's payments/Totals next Friday.
Number Name Target Payments % 1 Shell16 £ 2,666 £2,786.00 104.50 2 Ahall3519 £ 638 £ 176.50 27.66 3 Antomac £ 5,800 £ 323.00 5.57 4 Bekah89 £ 4,000 £ 1,432.74 35.82 5 Doily94 £ 7,077 £ 252.18 3.56 6 Outoftheviciouscircle £ 12,000 £ 1,848.49 15.40 7 Messydebt £ 23,302 £ 2,737.00 11.75 8 Gingerwarrior £ 2,208 0.00 9 Lanky_larry £ 3,675 £ 3,175.00 86.39 10 SupersavingD £ 5,460 £ 3,438.00 62.97 11 She_always_has_a_plan £ 7,350 £ 579.93 7.89 12 Littlemissdetermined £ 4,713 £ 3,814.00 80.93 14 Pixie-fairydust £ 5,000 0.00 15 LLM2018 £ 5,000 £ 437.80 8.76 16 angelicious £ 3,780 £ 153.31 4.06 17 Blackberrycurved £ 6,000 £ 270.00 4.50 18 Stuartp2000 £ 8,000 £ 3,149.45 39.37 19 Gettingmyshiztogether £ 10,676 £ 1,137.32 10.65 20 _Dolly_Rocker_ £ 15,246 £ 1,296.58 8.50 21 bigbeff £ 6,089 £ 1,940.05 31.86 22 Buffythedebtslayer £ 4,222 £ 572.00 13.55 23 Jrcoal5 £ 3,000 £ 1,769.28 58.98 24 Birdee £ 4,385 £ 3,000.00 68.42 25 Maeve444 £ 14,258 £ 2,214.90 15.53 26 nomi01 £ 5,000 £ 2,826.54 56.53 27 Randomone £ 10,457 0.00 28 Welshspendthrift £ 11,200 £ 1,979.83 17.68 29 tryingtodobetter £1,975 £ 625.00 31.65 30 gill5blue £7,941 £ 1,260.76 15.88 31 jody51 £18,010 £ 4,405.00 24.46 32 cybertortoise £5,000 £ 740.99 14.82 33 Snoopys_Fiendish_Friend £8,124 0.00 34 jingsmybucket £ 7,000 0.00 35 Irishrose12 £4,500 £ 320.00 7.11 36 Honeysucklelou2 £4,300 £ 555.00 12.91 37 Deleted_User £ 2,565 £ 1,565.00 61.01 38 CMD79 £13,764 0.00 39 The_long_and_winding_road £12,000 £ 2,570.09 21.42 40 Golden_Goose_The £5,478 £ 405.00 7.39 41 MissPennySave £12,000 £ 4,569.82 38.08 42 Keedie £6,000 £ 1,741.62 29.03 43 Living_my_best_life £ 10,377 £ 1,008.11 9.71 44 Cheesephetamine £6,998 0.00 45 olaf2014 £ 500 £ 64.50 12.90 46 MRMrsR £8,400 £ 1,650.00 19.64 47 Tara66 £4,348 £ 1,343.50 30.90 48 Ega £15,755 0.00 49 Herewegoagainx100 £ 5,750 0.00 50 ZaSa1418 £ 12,000 £ 1,495.29 12.46 51 MillieG90 £17,812 £ 7,919.19 44.46 52 Rochelle13 £15,000 0.00 53 Rdpncp £3,000 0.00 54 kmcld2 £4,786 £ 850.00 17.76 55 BSideBaby £4,800 £ 756.45 15.76 56 real_name_hidden £17,658 £ 5,096.83 28.86 57 shayal2 £ 24,360 £ 528.00 2.17 58 Madmumof4 £ 4,110 £ 1,822.94 44.35 59 angelbob £ 7,008 £ 570.00 8.13
Total Target set by Members - £462,521
Total Paid to Date - £83,172.99
18%Debt Free - 04/03/23. Total LBM August 2021 £15410.70
2 -
#7 £1191 paid today
£3928/ £23302 16.85% paidPay off all your debt by 2023 #7
£5353/23,302 29%2
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