We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
The MSE Forum Team would like to wish you all a very Happy New Year. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!
PAY ALL YOUR DEBT OFF BY XMAS 2023
Comments
-
£1010 paid. Overdraft cleared
PAYDBXMAS23 #26 £2826.54/£5000 paid
🎄PAYDBXMAS21 #11 £11,300/£11300
Target met.
💥PAYDBXMAS22 #11 £5000/£5000 target met.
PAYDBXMAS23 #26 £5000/£5000 paid4 -
Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/502 -
Paid £300 off today and cleared the Barclaycard before the interest started on the 1st April. Just one more card to go!
#29 £625/£1975 paid
Credit Card Debt
2019 - £7520
2023 - £1975
Pay Debt by Xmas #296 -
Hi All,
paid another £57.66, still on target.so far total paid .. No 30. £1260.76/£7941
good luck all
gill5bluepaid all debts off 2024 yay3 -
A pay day check in from me...
#12 £3814/£4713
I can pay the rest with savings but I'm in a quandary and don't know what to do!
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4055/£60004 -
What a lovely quandary to have though @LittleMissDetermined - Well done! x4
-
10. £3438/£5460
Thank you3 -
Fantastic, now 63% cleared!SuperSavingD said:10. £3438/£5460
Thank youDebt Free - 04/03/23. Total LBM August 2021 £15410.70
2 -
Hi All, a few big payments gone out this week, totaling £1670, so I am now:
#41 £4569.82 / £12000
MPS.xI AM DEBT FREE!!!!!! (as at 24.10.25)
November 2022 - £46,626.96 / November 2025 - £0.00
Debt paid off - £46,626.96 (100%)
Completed Challenges:
#10 DFBXMAS25 £15120.00 / £15120.00 (100% paid off) COMPLETED!
#15 DFBXMAS24 £16972.80 / £14000.00 (121.23% paid off) COMPLETED!
#41 DFBXMAS23 £14751.96 / £12000.00 (122.93% paid off) COMPLETED!
MissPennySave's Debt Free Diary - DFW Diary3 -
Hi all!
As it's payday tomorrow, decided to pay another £40 off with some funds left over for the month! Every little helps...
#56 DFBXMAS23 - £5096.83/£17,658.12 - 28.86% Cleared
3
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353K Banking & Borrowing
- 253.9K Reduce Debt & Boost Income
- 454.8K Spending & Discounts
- 246K Work, Benefits & Business
- 602.1K Mortgages, Homes & Bills
- 177.8K Life & Family
- 260K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards