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Old member returning in tough times

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  • KajiKita
    KajiKita Posts: 7,687 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Good one. Having the clarity and freedom of fewer debts / commitments can only help your mental comfort. 

    KK x
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,816 Interest saved £5,28 to date
    Fixed rate 3.85% ends January 2030

    Read 40 books of target 52 in 2025, as @ 29th July
    Produce tracker: £243 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Just to let you guys know we had some not good news, just taking some time out to get our heads round it.

    down but not out. 


    Widowed November 2024
    navigating whatever fresh hell this ‘new’ life is, as best I can, for our kids and in his memory.  




  • Sun_Addict
    Sun_Addict Posts: 24,061 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sending you a virtual hug. No other words. 
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Sorry to read that. Sending love. 
    Lightbulb moment - 17/08/2017 £17,033.  Current CC debt £0.00 DFD 31/7/24 🥳. Member #8 of Fiver Friday Challenge £175/£260
  • Brie
    Brie Posts: 14,786 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Sorry the news isn't good.  

    I haven't read the whole thread but it looks from your signature that you've made some progress on the debt which is a positive thing at least.  

    Wishing you peace and fortitude.
    I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards.  If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board:  https://lemonfool.co.uk/financecalculators/soa.php

    Check your state pension on: Check your State Pension forecast - GOV.UK

    "Never retract, never explain, never apologise; get things done and let them howl.”  Nellie McClung
    ⭐️🏅😇
  • ladyholly
    ladyholly Posts: 3,935 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Sorry to hear that your news isnt good.
  • Blackcats
    Blackcats Posts: 3,889 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    Sorry to hear about the not so good news.  
    I hope that you are all getting lots of support from a medical and emotional perspective.

  • Sending our love and thoughts. 
    Jan 18 Joint debts 35,213

    Mortgage Jan 18- 77224 May 25- just under 65k

    June 25 Debts in my name only £5170. DH can't keep track...
  • sending love and hugs xx
  • Sending best wishes xx

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