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Old member returning in tough times
Comments
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Good one. Having the clarity and freedom of fewer debts / commitments can only help your mental comfort.KK xAs at 15.12.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 5 books of target 52 in 2026 as @ 13th January
Produce tracker: £18 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.0 -
Just to let you guys know we had some not good news, just taking some time out to get our heads round it.
down but not out.Widowed November 2024
navigating whatever fresh hell this ‘new’ life is, as best I can, for our kids and in his memory.4 -
Sending you a virtual hug. No other words.I get knocked down but I get up again (Chumbawamba, Tubthumping)1
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Sorry to read that. Sending love.Lightbulb moment - 17/08/2017 £17,033. DFD 31/7/24 🥳.Round 2 - 8/12/25 £3,6601
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Sorry the news isn't good.
I haven't read the whole thread but it looks from your signature that you've made some progress on the debt which is a positive thing at least.
Wishing you peace and fortitude.I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php
Check your state pension on: Check your State Pension forecast - GOV.UK
"Never retract, never explain, never apologise; get things done and let them howl.” Nellie McClung
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STRUGGLING DURING THE HOLIDAYS??
click here for ideas on how to cope....Some websites and helplines if you're struggling this Christmas — MoneySavingExpert Forum1 -
Sorry to hear that your news isnt good.
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Sorry to hear about the not so good news.I hope that you are all getting lots of support from a medical and emotional perspective.1
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Sending our love and thoughts.Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 Jan 26- just under 64k
June 25 Debts in my name were £5170. Now 5178 (Jan 26)
DH debts ?? at a guess £15k0 -
sending love and hugs xx1
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Sending best wishes xx
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