We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Payment A Day - Chapter 2023
Options
Comments
-
£38.70 today, to various places. Its getting too complicated some days to break it all down.
Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £550/£3000
.
Studies/surveys August £7.48
Decluttering items 771
Books read 14
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up4 -
That is an amazing figure! Well done everyone 👏🏾👏🏾👏🏾Doily94 said:I am absolutely thrilled to reveal the total PAD's for the whole of January came in at£13466.30.
Well done everyone! Its a fantastic total for such a difficult month.
I've updated page 1 with the total. Thanks again @Doily94 for being counter upper and to @LittleMissDetermined for taking over for this month.
Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/506 -
Hello £514 payment to debt today x4
-
Brilliant total for January!
I've popped a £12.64 pad to the loan today.
Have a good day everyone!Plan to PAD Everyday 2024Credit Card - £3662.99 (int free to 11/11/25) -PAD TotalsJan 2024 -4 -
The total for 2nd February was £597.91
Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25717 -
Back with my own PAD of £17 to CC7 this morning
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25714 -
£1.72 for me this morningPAYDBC24 #8 ~ £10188.214
-
£1 pad again to the loan pot, just chipping away.
3 -
Amazing total for January! Wow!
£4.53 from Qmee today padded to holiday savings
x2022 Comp total (prizes + free spins): £494.81 #20 £12 a day Jan: £382.95/£372 #57 360 1p challenge: £17.70 £10 a day Feb: £571.09/£280 March: £311.96/£3102 -
£15 today from fabulous Prolific earnings. Sending to the usual Christmas pot but need a rethink. My relatively young 4 year old fridge freezer died this week - basically the fridge turned into a freezer too! So, long story short it needed repairing with a new one so need to save c. £700 to repay my EF which is now £0 sob.
Thanks to everyone for counting and just being here.
SF xTilly Tidying andPADing in 2024 £250.62
___________________________________________________________________________________________
RIP Mum & Dad - thanks for helping me on my journey to be
Debt and Mortgage free from 20183
![[Deleted User]](https://us-noi.v-cdn.net/6031891/uploads/defaultavatar/nFA7H6UNOO0N5.jpg)
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.2K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.2K Work, Benefits & Business
- 599.2K Mortgages, Homes & Bills
- 177K Life & Family
- 257.6K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards