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Payment A Day - Chapter 2023
Comments
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£1.00 to the loan pot please.
4 -
£1.15 paid today
Pay off debt by Xmas 2023 #23My debt free diary https://forums.moneysavingexpert.com/discussion/6436651/clearing-my-debt-after-25-years#latest
paid £7112/£7800-**DEBT FREE April 2024**
£9400 saved for emergency fund4 -
Another 95p TT done today to holiday pot x2022 Comp total (prizes + free spins): £494.81 #20 £12 a day Jan: £382.95/£372 #57 360 1p challenge: £17.70 £10 a day Feb: £571.09/£280 March: £311.96/£3102
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£60 to holiday today. Hoping/trying to make this a much better month.
Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £27,424....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule.Challenges
EF £1150/£3000
.
Studies/surveys January £35.35
Decluttering items 1402/2025. 53/2026
Books read 23 in 2025. 2026- 2 (target is 52)
Jigsaws done 20 in 2025. 2026
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up3 -
Aagh - missed yday so paid £10 to next today 😁3
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Can't sleep so tidied up my bank balances and cleared change out of my purse and my direct debits are coming out at 3am, but I won't be awake then (hopefully) and tomorrow is a busy day so declaring early for 2 Feb.
£72.67 to Creation
£32.87 to Sky Mobile
£1.74 to sealed pot challenge
£2.16 to The Noose PAD Pot
Total of £109.44Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉5 -
Morning
just £1 to next today please5 -
Good morning PADders! We had a great start to February
The total for 1st February was £2,998.10
Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4220/£60005 -
Morning Padders!
It's a £4.55 round down for me this morning!
Hope you all have a good day!Plan to PAD Everyday 2026Credit Card - £2864.24 int free to 31/05/26) -PAD TotalsJan 2026 - £165.98 5.97% paid!3 -
£24.23 paid today.Tesco 4163.90 (-86.00 since 01/01/23)First Direct 2437.49 (-153.09 since 01/01/23)Halifax 2391.37 (-55.70 since 01/01/23)MBNA 1577.00 (-78.00 since 01/01/23)Virgin 786.66 (-25.00 since 01/01/23)Overdraft 500.00 (-0 since 01/01/23)Spending CC 4538.34 (+521.24 since 10/01/23)5
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