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Payment A Day - Chapter 2023
Comments
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£50 to the emergency fundDebt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/504 -
56p to holiday savings x2022 Comp total (prizes + free spins): £494.81 #20 £12 a day Jan: £382.95/£372 #57 360 1p challenge: £17.70 £10 a day Feb: £571.09/£280 March: £311.96/£3104
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£1 paid this morning to mnbaTesco 4163.90 (-86.00 since 01/01/23)First Direct 2437.49 (-153.09 since 01/01/23)Halifax 2391.37 (-55.70 since 01/01/23)MBNA 1577.00 (-78.00 since 01/01/23)Virgin 786.66 (-25.00 since 01/01/23)Overdraft 500.00 (-0 since 01/01/23)Spending CC 4538.34 (+521.24 since 10/01/23)4
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Well, it's direct debit day for me so I have a PAD of £1037.51 to various places.
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4055/£60003 -
Hi all!
Thanks for all the help with the signature!!!
Pad for today is £174.40Plan to PAD Everyday 2024Credit Card - £3662.99 (int free to 11/11/25) -PAD TotalsJan 2024 -4 -
Looking forward to seeing the Jan total and picking up the counter upper baton from today
Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4055/£60005 -
Morning
I have £24.59 left from my Grocery cash envelope and £10 from Fuel. Sent £4.59 to penny challenge and £30 to Holidays spend fund. Total £34.59. Thanks Shell x
Debt Free - 04/03/23. Total LBM August 2021 £15410.70
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Back again. 1st of the month and so £1016.94 in various payments including Mortgage.
Thanks
ShellxDebt Free - 04/03/23. Total LBM August 2021 £15410.70
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Happy February everyone!
£17 today please from some bits of interest and Tilly tidying.
SF xTilly Tidying andPADing in 2024 £250.62
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RIP Mum & Dad - thanks for helping me on my journey to be
Debt and Mortgage free from 20184 -
Sent £14 Train savings due to Teachers strike today plus another £9 from my personal spends - £23 to Lloyd's CC.
Thanks Shell xDebt Free - 04/03/23. Total LBM August 2021 £15410.70
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