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Payment A Day - Chapter 2023
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My increased direct debit to Barclaycard came out for £427.33 and £10 to the PAD Pot.
Total of £437.33 PADded.
Edited - sorry the total should be £437.33 and not £427.33 - I clearly cannot count so early in the morning!Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/504 -
£2.00 to the loan pot today.
4 -
Morning
£69 usual DD to Sainsburys CC today. Thanks Shell xDebt Free - 04/03/23. Total LBM August 2021 £15410.70
3 -
A tiny £1.41 extra to my Halifax CC today.4
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75p to holiday savings today. A little lean but slowly getting there!2022 Comp total (prizes + free spins): £494.81 #20 £12 a day Jan: £382.95/£372 #57 360 1p challenge: £17.70 £10 a day Feb: £571.09/£280 March: £311.96/£3103
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Really excited to reveal the January total tomorrow!
Total for 28th January was£215.75
Total for 29th January was£146.35
PAYDBC24 #8 ~ £10188.215 -
£13.02 to my Sainsburys CC todayPAYDBC24 #8 ~ £10188.213
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£2 today to CC3March NSD 14/15
Debt £9607.54/£11296.89
CC2:£2274.64/£2299.36 CC3: £1848/£1924.91 CC4:£25/£978.50 CC5: £1155/£1331.24 CC6: £3754.90/£4191.09 CC7: £550/£607.39
CC1: paid off 14/02/23PAYDBXMAS23 #4 £1432.74/£4000
Saving for Xmas 23 £30/£365
4.94% £570.89/£107
make £2023 in 2023 #24 £71.24/£20233 -
£2.94 for me today!
Plan to PAD Everyday 2024Credit Card - £3662.99 (int free to 11/11/25) -PAD TotalsJan 2024 -2
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