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Payment A Day - Chapter 2023
Comments
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£1.00 for me today to the loan pot please.2
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Congratulations @Dizzy_Imp! Clearing that card must feel so good... 👏🏾👏🏾👏🏾Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 and, I was Debt Free on 09/02/2025 🎉 but life 🫣, so now I have a Debt Reset 🥴
DEBT DEBT = £6,646.22 😬
Bank of Mum:- Moped Insurance = £300/£1,800 (16.67% repaid) || Bookkeeping Course £750/£3,000 (25% repaid)
The Tax Man:- Council Tax = £221.72/£221.72 (100% repaid 🎉) || Self Assessment = £1,624.50/£1,624.50 (100% repaid 🎉)
Debt Debt Tracker = £2,896.22/£6,646.22 (43.57% repaid)2 -
£1 sent to hafilax today.Tesco 4163.90 (-86.00 since 01/01/23)First Direct 2437.49 (-153.09 since 01/01/23)Halifax 2391.37 (-55.70 since 01/01/23)MBNA 1577.00 (-78.00 since 01/01/23)Virgin 786.66 (-25.00 since 01/01/23)Overdraft 500.00 (-0 since 01/01/23)Spending CC 4538.34 (+521.24 since 10/01/23)3
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Well done Dizzy_Imp on clearing a card🎉🎉2
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Another £7.05 for meDebt as of 29/12/25
Overdraft: 1465.60 327.33
CC1: 866.75 500
CC2: 5699.85 5199.85
Total:8032.30 6027.185 -
£2.15 to the PAD PotDebt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 and, I was Debt Free on 09/02/2025 🎉 but life 🫣, so now I have a Debt Reset 🥴
DEBT DEBT = £6,646.22 😬
Bank of Mum:- Moped Insurance = £300/£1,800 (16.67% repaid) || Bookkeeping Course £750/£3,000 (25% repaid)
The Tax Man:- Council Tax = £221.72/£221.72 (100% repaid 🎉) || Self Assessment = £1,624.50/£1,624.50 (100% repaid 🎉)
Debt Debt Tracker = £2,896.22/£6,646.22 (43.57% repaid)3 -
Happy weekend everyone
Total for 26th January was£98.44
Total for 27th January was£710.59
PAYDBC24 #8 ~ £10188.216 -
Back with my own PAD of £200 to my Sainsburys CC.PAYDBC24 #8 ~ £10188.215
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Morning £4 to next please4
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Morning all
£2.07 for me today towards the loan.Plan to PAD Everyday 2026Credit Card - £2864.24 int free to 31/05/26) -PAD TotalsJan 2026 - £277.72Feb 2026 - £40.57 11.11% paid!4
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