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Payment A Day - Chapter 2023

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Comments

  • Keedie
    Keedie Posts: 2,920 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    £1.21 to the sealed pot challenge
    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
  • jak
    jak Posts: 2,027 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    £30.60 today to the holiday pot.
    JAK
    x
    2022 Comp total (prizes + free spins): £494.81 #20 £12 a day Jan: £382.95/£372 #57 360 1p challenge: £17.70 £10 a day Feb: £571.09/£280 March: £311.96/£310
  • SuperSavingD
    SuperSavingD Posts: 570 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    £1.00 to the loan pot please.

    Great totals.

  • bekah89
    bekah89 Posts: 421 Forumite
    Third Anniversary 100 Posts Name Dropper
    £124 paid today 
    March NSD 14/15

    Debt £9607.54/£11296.89
    CC2:£2274.64/£2299.36 CC3: £1848/£1924.91 CC4:£25/£978.50 CC5: £1155/£1331.24 CC6: £3754.90/£4191.09 CC7: £550/£607.39
    CC1: paid off 14/02/23

    PAYDBXMAS23 #4 £1432.74/£4000
    Saving for Xmas 23 £30/£365
    4.94% £570.89/£107 
    make £2023 in 2023 #24 £71.24/£2023
  • bekah89
    bekah89 Posts: 421 Forumite
    Third Anniversary 100 Posts Name Dropper
    edited 4 February 2023 at 6:36PM
    Back with 27.15 paid to CC1
    March NSD 14/15

    Debt £9607.54/£11296.89
    CC2:£2274.64/£2299.36 CC3: £1848/£1924.91 CC4:£25/£978.50 CC5: £1155/£1331.24 CC6: £3754.90/£4191.09 CC7: £550/£607.39
    CC1: paid off 14/02/23

    PAYDBXMAS23 #4 £1432.74/£4000
    Saving for Xmas 23 £30/£365
    4.94% £570.89/£107 
    make £2023 in 2023 #24 £71.24/£2023
  • Makingabobor2
    Makingabobor2 Posts: 4,333 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    £5 today, between Holiday pot and Christmas/Birthday pot. 
    Also opened a new YBS Rainy day account and paid £5 into that (to make sure it works to start with). This is the one that closes after 2 years, so the idea is to save in that, forget all about it for 2 years and then when it closes, move it on to another one and start again to just save for that rainy day, although as I'm hoping to save for  when DH retires, I hope it won't actually be a "rainy day". 
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,084....its going down

     Mortgage Free December 9th 2024!      18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £650/£3000
    .

    Studies/surveys  October £21.15

    Decluttering items 1213/    2025
    Books read    18
    Jigsaws done  11

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • Jrcoal5
    Jrcoal5 Posts: 647 Forumite
    Fourth Anniversary 500 Posts Name Dropper
    £1.46 today small payment just to round the current account 
    Pay off debt by Xmas 2023 #23
    paid £7112/£7800-**DEBT FREE April 2024**

    My debt free diary https://forums.moneysavingexpert.com/discussion/6436651/clearing-my-debt-after-25-years#latest

    £9400 saved for emergency fund 

  • LittleMissDetermined
    LittleMissDetermined Posts: 9,847 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Photogenic

    The total for 4th February was £221.06

    Life gets in the way...PADding is addictive...Saving's better than spending...
    My savings diary - Now for a healthier, wealthier me
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £7390 | EF £1000/£1000 | Sabbatical £3677/£6000 | Travel savings £1832 | Sinking pots £3107
  • LittleMissDetermined
    LittleMissDetermined Posts: 9,847 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Photogenic
    Back with my own PAD of £12.70 to various places
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    My savings diary - Now for a healthier, wealthier me
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £7390 | EF £1000/£1000 | Sabbatical £3677/£6000 | Travel savings £1832 | Sinking pots £3107
This discussion has been closed.
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