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Payment A Day - Chapter 2023

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Comments

  • LittleMissDetermined
    LittleMissDetermined Posts: 9,612 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Photogenic
    Merry Christmas PADders 🎄
    £5 to the sabbatical fund today 
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    My savings diary - Now for a healthier, wealthier me
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £2126
  • Aimingforthegoodlife
    Aimingforthegoodlife Posts: 1,138 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Merry Christmas, hope you have all had a good day, I am sending sleepy vibes over to you guys who need some!

    PAD for yesterday and today: £4.06
  • Keedie
    Keedie Posts: 2,845 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    Evening Everyone,

    The total PAD for 24 December 2023 was £25.01

    For those of you who celebrate it...
    Joyful Christmas Gifs for 2021 Spread Festive Cheer with HD Animated Images

    And for those of you who don't, I hope you've had a good day too. x
    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
  • Keedie
    Keedie Posts: 2,845 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    Back with my PAD for today of £110.58 to the Debt Buster pot. 
    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
  • Makingabobor2
    Makingabobor2 Posts: 4,194 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Keedie said:
    Back with my PAD for today of £110.58 to the Debt Buster pot. 
    Well done.  On Christmas day as well

    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,744....its going down

     Mortgage Free December 9th 2024!      18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £450/£3000
    .
    Fiver Friday '25 #10 £15

    Studies/surveys  July £72.46

    Decluttering items 753
    Books read    12
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • Keedie
    Keedie Posts: 2,845 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    Thanks @Makingabobor2! I had a brainwave and moved some money around to get a head start on my debt free goal for 2024.
    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
  • LittleMissDetermined
    LittleMissDetermined Posts: 9,612 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Photogenic
    Morning! £5 to the sabbatical fund this morning 
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    My savings diary - Now for a healthier, wealthier me
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £2126
  • Aimingforthegoodlife
    Aimingforthegoodlife Posts: 1,138 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Morning £2 PAD today
  • Keedie
    Keedie Posts: 2,845 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    Morning all,

    The total PAD for 25 December 2023 was £119.64

    We're in a time of the year where gift giving and spending time with others often takes priority, and we may forget to self-gift or spend quality time with ourselves to recharge. Sometimes, we don't even know how. So if you ever find yourself struggling to carve some time for yourself, or you're not sure what that even looks like, here's some inspiration...
    Learn Your Self Love Language To Love Yourself More
    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
  • AntoMac
    AntoMac Posts: 2,666 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    £ 7.17 to savings please
    27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 5
This discussion has been closed.
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