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Payment A Day - Chapter 2023
Comments
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Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was ยฃ33,056.76) ๐ but Debt Free on 09/02/2025 ๐2 -
Morning, PAD of ยฃ2 today, @Keedie thank you will have a good luck tomorrow when I am doing my money bits!1
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Morning all! ยฃ100 today for me please, not sure which CC to pay yet
ย Iโm a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;Admiral - ยฃ0/ยฃ8000
DFW Challenges!ย
PAD #
365 Day 1p Challenge 2026 #8 ยฃ31.65
Pay off all your debts by Christmas 2026! #14 ยฃ74.77/ยฃ8000
Savings goal ยฃ91.50/ยฃ10002 -
Back again ยฃ30 to clear Capital in total ย Iโm a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;Admiral - ยฃ0/ยฃ8000
DFW Challenges!ย
PAD #
365 Day 1p Challenge 2026 #8 ยฃ31.65
Pay off all your debts by Christmas 2026! #14 ยฃ74.77/ยฃ8000
Savings goal ยฃ91.50/ยฃ10002 -
27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 53
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Morning all,
The total PAD for 28 December 2023 was ยฃ237.83
We're all plodding along with our individual goals, and whether we have set backs or we breeze through it all, the main thing is that we appreciate the journey as much as the goal itself...Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was ยฃ33,056.76) ๐ but Debt Free on 09/02/2025 ๐3 -
Back with my PADs
ยฃ250 to Barclaycard
ยฃ6 to the ยฃ2 challenge
ยฃ1.07 to the penny challenge
ยฃ257.07 totalDebt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was ยฃ33,056.76) ๐ but Debt Free on 09/02/2025 ๐1 -
Managed to findย 55pย to PAD today.ย Decided to spend the rest of the day signing up to some more research sites and possibly mystery shopping ones too.ย Any recommendations?
SF xTilly Tidying andPADing in 2024 ยฃ250.62
___________________________________________________________________________________________
RIP Mum & Dad - thanks for helping me on my journey to be
Debt and Mortgage free from 20183 -
I have loads and loads of sites on my laptop at home but off the top of my head;ยSallyforth said:Managed to findย 55pย to PAD today.ย Decided to spend the rest of the day signing up to some more research sites and possibly mystery shopping ones too.ย Any recommendations?
SF x
survey sites-
Prolificย
Paid Product testing (testing and surveys)
Onepoll
Panelbase now known as norstatpanel
Product testingย
Flavor Wiki
Clicks Research
There's also a trial place called Trials4us (never done them but over Christmas I seen a trail offering 4k for 3 days)ย
Will come back and update my list in a bit ย Iโm a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;Admiral - ยฃ0/ยฃ8000
DFW Challenges!ย
PAD #
365 Day 1p Challenge 2026 #8 ยฃ31.65
Pay off all your debts by Christmas 2026! #14 ยฃ74.77/ยฃ8000
Savings goal ยฃ91.50/ยฃ10002 -
ยฃ80 OP to mortgage today &ย ยฃ1ย to Christmas/Birthday pot
Making the debt go down and savings go up
LBM 2015 - debt ยฃ57K / Now ยฃ27,644....its going down
ย Mortgage Free December 9th 2024!ย 18mths ahead of schedule.ย ยChallenges
EFย ย ยฃ1100/ยฃ3000
.
Studies/surveys January ยฃ14.84
Decluttering items 1402/2025.ย ย 7/2026
Books readย ย ย 23 in 2025.ย ย 2026- 1ย (target is 52)ย ย
Jigsaws doneย ย 20 in 2025.ย ย 2026ย ย
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-dยฃown-the-savings-up2
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