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Payment A Day - Chapter 2023

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  • LittleMissDetermined
    LittleMissDetermined Posts: 9,607 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Photogenic
    Just £5 to the sabbatical fund for me today
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    My savings diary - Now for a healthier, wealthier me
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £2126
  • BlueJ94
    BlueJ94 Posts: 2,797 Ambassador
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    logged into Ipsos and realized I could cash out £10 to PayPal, so done that and paying towards JD catalogue 
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Salad Money - £616.47/£1200 JAJA - £679.70/ £900 Zable - £338.60/£1300 = £1,634.77

  • Keedie
    Keedie Posts: 2,844 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    Oh my, we are on a roll! Great to see all these PADs flying in before the year is done. Getting excited about logging PADs on the new thread starting from Monday 1 January 2024, so hope you'll all join us there at Payment a Day - Chapter 2024.

    My PADs
    £2 in the £2 tin
    £0.50 in the 50 tin
    £0.47 in the penny jar

    So £2.97 total
    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
  • LittleMissDetermined
    LittleMissDetermined Posts: 9,607 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Photogenic
    Just £5 to the sabbatical for me today please Keedie
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    My savings diary - Now for a healthier, wealthier me
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £2126
  • Sallyforth
    Sallyforth Posts: 601 Forumite
    Part of the Furniture 500 Posts Name Dropper Photogenic
    A bit of Tilly tidying today amounting to a £9.34 PAD.
    SF x
    Tilly Tidying and
    PADing in 2024 £250.62
    ___________________________________________________________________________________________

    RIP Mum & Dad - thanks for helping me on my journey to be
    Debt and Mortgage free from 2018

  • Aimingforthegoodlife
    Aimingforthegoodlife Posts: 1,138 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Morning, £5.04 for me today! Trying budget with Ira with my morning cuppa :smiley:
  • Keedie
    Keedie Posts: 2,844 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    Morning all,

    The total PAD for 29 December 2023 was £534.99

    I've been thinking a lot about the coming new year and having a fresh start for some things and I came across this...
    A fresh start is just a mindset away MoveMe Quotes
    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
  • Keedie
    Keedie Posts: 2,844 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    @Aimingforthegoodlife if you're watching Budget with Ira, you'll be a budget bestie in no time 😂.

    I don't have a PAD for today so far, but I am very impressed with the overall total for 2023 so far. I can't wait to share it with you all 🤗.
    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
  • Aimingforthegoodlife
    Aimingforthegoodlife Posts: 1,138 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Honestly do excited to see how much PADs have added up to! I like that, mindset change not a new place! I do like the way he sets our his budget, gonna look for some free downloadable sheets, or just do a less pretty one myself haha. 
  • Doily94
    Doily94 Posts: 585 Forumite
    500 Posts Third Anniversary Name Dropper Photogenic
    Happy Saturday everyone. 

    I am back of the PAD bandwagon after falling off! Have dusted myself down and am focusing on paying off my personal loan. 

    So a PAD of £3.12 for me today. 
    PAYDBC24 #8 ~ £10188.21
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