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Payment A Day - Chapter 2023
Comments
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Thank you very much. I don't count the PADs manually as I just add them to the spreadsheet I made and it adds it all up for me. If you want a copy just send me a private message and I can get it to you. I don't know how to add documents on a google drive for people to use. But I'll try and figure it out so that I can add it to the 2024 thread's homepage and people can use it from there.Makingabobor2 said:Yes, should be ok. Will just take me longer to add them up with my covid brain...Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/500 -
Forgot to add my last PAD of 2023, £0.50 for the 50p tin.Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/500 -
I'm rubbish with spreadsheets, I'll add them manually if you dont mindMaking the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,084....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £850/£3000
.
Studies/surveys October £64.89
Decluttering items 1363/2025
Books read 20
Jigsaws done 11
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1 -
You can do it however you want to 😄, we're just grateful that each month someone is counter upper.xxMakingabobor2 said:I'm rubbish with spreadsheets, I'll add them manually if you dont mindDebt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/501 -
Afternoon all,The total PAD for 31 December 2023 was £120.98Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/501 -
Afternoon all,
The total PAD for December 2023 was £7,720.81 👏🏾
Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/502 -
Drumrolls please...
The total PAD for 2023 is....🎉🥳 £133,732.16 🥳🎉
What a fantastic achievement and in a cost of living crisis as well! 👏🏾👏🏾👏🏾
Join us for 2024 over at Payment a Day - Chapter 2024 to continue the PADding journey 🤗Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/504 -
Just amazing!Tilly Tidying andPADing in 2024 £250.62
___________________________________________________________________________________________
RIP Mum & Dad - thanks for helping me on my journey to be
Debt and Mortgage free from 20182 -
Insane amount of money for 2023! Well done to every single person who PADded
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £3677/£60003 -
Brilliant total for 2023, well done everyone!PAYDBC24 #8 ~ £10188.213
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