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Payment A Day - Chapter 2023
Comments
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            £5 to savings please
 27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 52
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            Morning 🙂
 PAD today of £91.48 to the CC
 DM xI feel like a Pelican - everywhere I look there's a bill staring at me!LBM: March 2014 Current CC debt: £2048.29/£3666.53 (55.86% repaid) Current Challenges:Tilly Tidy: £2087.67/£2500 (83.50%) 3 to 6 month emergency fund #75: £3653.62/£6000 (60.89%)2
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            Morning, PAD of £10 today1
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            I have been watching Budget with Ira too 
 £5 to the Sabbatical fund today for me
 LMD x
 Have a Happy New Year! See you all in 2024
 Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £3677/£60002
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            £2 to savings please
 27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 52
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            Morning all,The total PAD for 30 December 2023 was £27.50We're on the verge of a new year, new chapter in life, and... Debt Free Diary:- The Mental Debt Struggle Debt Free Diary:- The Mental Debt Struggle
 (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
 2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
 2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/502
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            No PAD for me today as I'm saving myself for my first big PAD of 2024 which I'll post tomorrow on the new thread.
 @Makingabobor2 are you still able to be counter upper for January 2024?
 Debt Free Diary:- The Mental Debt Struggle
 (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
 2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
 2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/501
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            Yes, should be ok. Will just take me longer to add them up with my covid brain...Making the debt go down and savings go up
 LBM 2015 - debt £57K / Now £28,084....its going down
 Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.ChallengesEF #68 £850/£3000
 .
 Studies/surveys October £64.89
 Decluttering items 1363/2025
 Books read 20
 Jigsaws done 11
 My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up2
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            Last payment for me for 2023, a refund for a gift that didnt arrive, so £11 for me.PAYDBC24 #8 ~ £10188.212
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            Just £1 to the Christmas/Birthday pot for me todayMaking the debt go down and savings go up
 LBM 2015 - debt £57K / Now £28,084....its going down
 Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.ChallengesEF #68 £850/£3000
 .
 Studies/surveys October £64.89
 Decluttering items 1363/2025
 Books read 20
 Jigsaws done 11
 My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1
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