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Payment A Day - Chapter 2023
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Some great quotes Keedie, I love them.
My PAD today is £5 to the Sabbatical fund
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £21262 -
It's past midnight (I seem to be insomniacal last few weeks, either that or sleep pattern has shifted forward a good few hours!) sorry. But for today (yesterday?!) £8.06 to savings split between buffer fund and grocery month ahead pot.
Monthly Challenges| March Grocery Challenge - £255/£330 | Make £10 a Day - £112/£310
2024 Challenges Pay-Off Debt for Christmas - £874/£6000
Savings Goals Emergency Fund - £75/£2000 | Month Ahead Bills | Month Ahead Minimum Debt Repayments
Month Ahead Grocery - £0/£30 [Month Ahead True Expenses £0/?]
My Debt Free Diary:
https://forums.moneysavingexpert.com/discussion/6490048/a-cup-of-coffee-and-two-paracetamol-debt-disability-and-getting-organised-like-the-chickens2 -
Morning, PAD of £4.76 today1
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45p PAD please.
SF xTilly Tidying andPADing in 2024 £250.62
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RIP Mum & Dad - thanks for helping me on my journey to be
Debt and Mortgage free from 20182 -
Morning and merry Christmas Eve-Eve
My PAD is £5 to the sabbatical today
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £21262 -
Afternoon all,
The total PAD for 22 December 2023 was £101.94
I just had a look at our total PAD for the whole year and it's so exciting! I can't wait to do the big reveal, and we've only got 1 week left (this year has flown by). It's mind-blowing how much we've done as a team and it just shows that every single penny makes such a huge difference 👏🏾. Be very proud everyone...
Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/501 -
I didn't sleep at all last night @CoffeeSonata and finally managed around 3 hours sleep from 8.30am today 😢, so I get it.
My pad is £0.34 to the penny challenge.Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/501 -
Another one in the non-sleeping gang... I do not know what's wrong with me lately but I'm awake for hours in the night and then can't seem to wake up when I should be...
Today's PAD is £20.01 to various places please
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £21262 -
To all you poor sleepers, I get it too. For added fun my cat adds in random wake up calls during the night but He means the World so I have to let him off - and he doesn’t understand swear works anyway!£5 to debt please27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 52
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Morning all,
The total PAD for 23 December 2023 was £18.61
No words of wisdom from me today, as I think this speaks for itself...
Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/502
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