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Payment A Day - Chapter 2023

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Comments

  • LittleMissDetermined
    LittleMissDetermined Posts: 9,612 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Photogenic
    £5 to the sabbatical for me today 
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    My savings diary - Now for a healthier, wealthier me
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £2126
  • Sallyforth
    Sallyforth Posts: 601 Forumite
    Part of the Furniture 500 Posts Name Dropper Photogenic
    90p today please.
    SF x
    Tilly Tidying and
    PADing in 2024 £250.62
    ___________________________________________________________________________________________

    RIP Mum & Dad - thanks for helping me on my journey to be
    Debt and Mortgage free from 2018

  • Aimingforthegoodlife
    Aimingforthegoodlife Posts: 1,138 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Morning, PAD of £5.12 today
  • Makingabobor2
    Makingabobor2 Posts: 4,194 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    £25 to the EF today
    £25 to the Dentist/optician/prescription pot
    £25 to the Boiler service/Annual insurance pot
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,744....its going down

     Mortgage Free December 9th 2024!      18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £450/£3000
    .
    Fiver Friday '25 #10 £15

    Studies/surveys  July £72.46

    Decluttering items 753
    Books read    12
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • Keedie
    Keedie Posts: 2,845 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    Afternoon all,

    The total PAD for 20 December 2023 was £87.74

    Sometimes life is hard and it easy to not recognise our achievements when comparing ourselves to others, and we often don't realise how much resilience we actually possess. So here's a reminder...
    Quotes About Courage And Resilience QuotesGram How to build resilience Resilience in children Resilience
    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
  • Keedie
    Keedie Posts: 2,845 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    Back with my PADs

    £2 to the £2 challenge
    £1 to the 50p challenge
    £0.51 to the penny challenge

    £3.51 total
    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
  • Aimingforthegoodlife
    Aimingforthegoodlife Posts: 1,138 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Morning, PAD of £3.62 today! Shortest day today, extra minute of light each day after, so exciting!!
  • Sallyforth
    Sallyforth Posts: 601 Forumite
    Part of the Furniture 500 Posts Name Dropper Photogenic
    A nice TCB payment this morning (from home insurance back in September) so £32.11 PAD please.
    SF x
    Tilly Tidying and
    PADing in 2024 £250.62
    ___________________________________________________________________________________________

    RIP Mum & Dad - thanks for helping me on my journey to be
    Debt and Mortgage free from 2018

  • Keedie
    Keedie Posts: 2,845 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    Morning all,

    The total PAD for 21 December 2023 was £90.91

    I know that this a very busy time of year with lots of social interactions and pressures, but for some people who are alone, it can be quite hard as...
    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
  • Keedie
    Keedie Posts: 2,845 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    My PAD for today is

    £2 to the £2 challenge
    £0.25 to the penny challenge
    £18.96 to the debt pot
    £40 to Argos Card

    £61.21 total
    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
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