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Payment A Day - Chapter 2023
Comments
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£50 OP to the mortgage today....thanks to mortgage company actually sending £40 compensation money to our joint bank account, as a way of saying sorry for the hassle they caused when they wrote telling us we were in arrears....which we knew we weren't. So I thought best idea was to add another £10 to it and send it back as another OP.
Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £27,644....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule.Challenges
EF £1100/£3000
.
Studies/surveys January £14.84
Decluttering items 1402/2025. 7/2026
Books read 23 in 2025. 2026- 1 (target is 52)
Jigsaws done 20 in 2025. 2026
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up2 -
Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉2 -
PAD of £2.81 today!1
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£5 sent to the Sabbatical today
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4220/£60002 -
Afternoon all,
The total PAD for 16 December 2023 was £64.31
As the activity and bustle at this time of year increases, it's very easy to get swept along and kind of burnt out or feeling like we must always be on the go. We can then feel guilty for taking a break or trying to recharge, but...Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉2 -
Back with my PADs
£4 to the 50p challenge
£1.10 to the penny challenge
£5.10 totalDebt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉1 -
£3 PAD today, between F&F and Christmas/Birthday pots
Might have some good news on a nice BIG PAD tomorrow.Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £27,644....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule.Challenges
EF £1100/£3000
.
Studies/surveys January £14.84
Decluttering items 1402/2025. 7/2026
Books read 23 in 2025. 2026- 1 (target is 52)
Jigsaws done 20 in 2025. 2026
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up2 -
Oooh that sounds intriguing @Makingabobor2.
Got some more £2 coins in my change, so £4 to the £2 challenge and £0.32 to the penny challenge. So £4.32 total.
Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉2 -
Good morning
£5 sent to the sabbatical fund today
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4220/£60002 -
Morning, PAD of £6.47 today
1
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