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2023 Mortgage-Free Wannabes

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Comments

  • powerspowers
    powerspowers Posts: 1,339 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    #27 with £175 please Julicorn x
    MFW 2021 #76 £5,145
    MFW 2022 #27 £5,300 
    MFW 2023 #27 £2,000
    MFW 2024 #27 £6,055
    MFW 2025 #27 £2,600/£5,000


  • Moneyminded
    Moneyminded Posts: 288 Forumite
    Fifth Anniversary 100 Posts Name Dropper
    #15 with a small initial OP for May of £10.83, will be back later on in the month with another OP hopefully
    Thanks Julicorn
    • Original mortgage end date: March 2041
    • Current mortgage end date: Dec 2032 
    • MFW 2025 #15 £378.00/ £2,400 /// MFW 2024 #15 £1,608.85/ £2500 /// MFW 2023 #15 £8,617.84/ £10,000 /// 2022 #15 £7,315.24/ £7250 /// MFW 2021 #15 £8,530.07/ £8500
    • Daily interest is currently £4.48
  • #10 with a first OP for May of £2,000. Thanks julicorn!
    Original mortgage: £278,827 (September 2018)
    Current mortgage: £0 (15.07.2023)
    Original mortgage-free date: September 2033
    Current mortgage-free date: July 2023
    MFW 2023 #10: £28,909.64/£25,000

  • Nichelette
    Nichelette Posts: 2,129 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    #86 popping in with an April OP of £773.12. Thanks julicorn!
    Finally bought a home
    Starting mortgage £289,500 31.01.19 - Current outstanding £192,586.98/CENTER]
    Overpayments since 27.03.19: £52,407.47
  • CountryRoads
    CountryRoads Posts: 15 Forumite
    Second Anniversary 10 Posts Name Dropper
    #84 with OPs of £160 in each of Feb, March, April and May. Thanks julicorn!
  • KajiKita
    KajiKita Posts: 7,828 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    #10 with a first OP for May of £2,000. Thanks julicorn!
    Wow JF, you are getting so close now! How on earth have you cleared so much so fast?

    KK
    As at 15.08.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
    - OPs to mortgage = £12,048  Interest saved £5,675 to date
    Fixed rate 3.85% ends October 2030

    Read 43 books of target 52 in 2025, as @ 17th August
    Produce tracker: £299 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Schoolworker
    Schoolworker Posts: 499 Forumite
    Seventh Anniversary 100 Posts
    Hiya no 72  - I have made overpayments as below. Sorry I did mention this earlier but still continuing to pay something towards the mortgage every month.
    march £200
    april £150
    may £200.

    thanks - will try to notify you every month. 
  • Chili81
    Chili81 Posts: 47 Forumite
    Fifth Anniversary 10 Posts Name Dropper
    Well done everyone! #11 here 
    2023 has not gone to plan do far. After a good start a mixture of remortaging (playing double our previously interest 😞) and house renovations going over budget (don't they always...) have set us back. 
    Checking in with an overpayment of £100 for May. Better than nothing. 
  • KajiKita
    KajiKita Posts: 7,828 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Chili81 said:
    Well done everyone! #11 here 
    2023 has not gone to plan do far. After a good start a mixture of remortaging (playing double our previously interest 😞) and house renovations going over budget (don't they always...) have set us back. 
    Checking in with an overpayment of £100 for May. Better than nothing. 
    Chili - you didn’t give in the face of those obstacles, you persisted and still OPd. The remortgage will be in place going forward I’m guessing, but hopefully the bills for the renovations won’t be, so you will be able to make more progress in future months 😊

    KK
    As at 15.08.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
    - OPs to mortgage = £12,048  Interest saved £5,675 to date
    Fixed rate 3.85% ends October 2030

    Read 43 books of target 52 in 2025, as @ 17th August
    Produce tracker: £299 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
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