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2023 Mortgage-Free Wannabes

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  • jackieblack
    jackieblack Posts: 10,519 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    #4 reporting my normal OP of £125 for April

    Thanks, julicorn :)
    2.22kWp Solar PV system installed Oct 2010, Fronius IG20 Inverter, south facing (-5 deg), 30 degree pitch, no shading
    Everything will be alright in the end so, if it’s not yet alright, it means it’s not yet the end
    MFW #4 OPs: 2018 £866.89, 2019 £1322.33, 2020 £1337.07
    2021 £1250.00, 2022 £1500.00, 2023 £1500, 2024 £1350
    2025 target = £1200, YTD £9190
    Quidquid Latine dictum sit altum videtur
  • gillynomad
    gillynomad Posts: 102 Forumite
    100 Posts Second Anniversary Photogenic Name Dropper
    edited 28 April 2023 at 12:58PM
    #35 checking in - £750 overpayment for April. Another touch and go this month - onto a new mortgage deal in May and spending some time driving up my savings so overpayments will be reduced for the next 6 months or so.
    Mortgage: £116,060 (Apr 2024)
    Initial MF date: Apr 2048
    Current MF date: Dec 2044

    MFW 2022 #98 £2,2000/£1,800
    MFW 2023 #35 £7,510/£7,500
    MFW 2024 #24 £1,225/£5,000
    MFi3-T6 #41  £21,231/£27,495 (Mortgage Target £110,000)

    Weight Loss Q1 24: 5/12lbs
  • becksta
    becksta Posts: 2,227 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    #38 here with an end of month OP of £390 making a total OP in April of £590.

    Many thanks and good luck everyone for May!
    MFW 2022 #88: £6620/£6000
    MFW 2023 #38: £13242.13/£6000
    MFW 2024 #38: £15792.12./£9000
    MFW 2025 #38: £12183.50/£7500

    Thank you to all competition posters
  • AntoMac
    AntoMac Posts: 2,723 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    #51 £95 for April
    Thanks Julicorn
    27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 5
  • jennystarpepper
    jennystarpepper Posts: 799 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    #16  £403.05  Dentist and holiday paid for so hopefully can catch  up asap.

    Many thanks Julicorn 
    MFW - 01.10.21 £63761   01.10.22 £50962   01.10.23 £39979   01.10.24 £27815. 01.01.25. £17538
    01.03.25 £14794.    01.04.25 £12888
    01.05.25. £11805. 12.05.25  £9997   05.06.25  £8898. 
     01.07.25. £7975  01.08.25 £6968

  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Deni_debt-free_dreamer said:
    Hi julicorn and followers

    I'm so happy to say I have paid off my mortgage!!
    I made my regular payment last month then checked the balance and it was < £500 so I confirmed the final figure with the BS and went onto my online bank and paid it off!! I've now had confirmation that the charge has been removed from the LR and my title number has arrived :)
    Keep going and good luck everyone!!
    thanks for all the support on here julicorn xx

    #9 paid off in full at last !!
    Absolutely amazing news, congratulations! <3 That must be such a wonderful feeling, well done!
  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Thank you all so much for your fantastic updates! Save to say you smashed the £300k hurdle a week or so ago, and now we're £313,645, so have got £333k to look forward too! I hope you all have a lovely bank holiday weekend :) 
  • KajiKita
    KajiKita Posts: 7,826 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    No. 48 reporting in with April’s total OPs of £1,535.13

    Significantly larger payment than normal thanks to my first ever work bonus 😊 I kept some back as ‘treat’ money but it felt so good to see that OP head off! 😊

    KK
    As at 15.08.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
    - OPs to mortgage = £12,048  Interest saved £5,675 to date
    Fixed rate 3.85% ends October 2030

    Read 43 books of target 52 in 2025, as @ 17th August
    Produce tracker: £299 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • FlacosFloozie
    FlacosFloozie Posts: 830 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    #65 reporting in with £394.21 for April
    MFW 2024 £27500/7500 Mortgage £129,500 Jan 22 Final payment June 38 Now £68489.08 FP May 36 Emergency Fund £20,000 100% Added to ISA 24 £8,060 Save 12k in 24 #31 £20,034.76/20,000 Debt Free 31.07.14
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