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2023 Mortgage-Free Wannabes
Comments
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Hi julicorn and followers
I'm so happy to say I have paid off my mortgage!!
I made my regular payment last month then checked the balance and it was < £500 so I confirmed the final figure with the BS and went onto my online bank and paid it off!! I've now had confirmation that the charge has been removed from the LR and my title number has arrived
Keep going and good luck everyone!!
thanks for all the support on here julicorn xx
#9 paid off in full at last !!
LBM - October 2018; finally debt free on 16 March 2021
2023 Mortgage Free Wannabee #92023 Mortgage free in March 23 !
Decluttering Campaign member 2023🏅🏅 🏅⭐️⭐️
Decluttering Campaign Member 2024 🏅🏅
Decluttering Campaign Member 202515 -
well doneDeni_debt-free_dreamer said:Hi julicorn and followers
I'm so happy to say I have paid off my mortgage!!
I made my regular payment last month then checked the balance and it was < £500 so I confirmed the final figure with the BS and went onto my online bank and paid it off!! I've now had confirmation that the charge has been removed from the LR and my title number has arrived
Keep going and good luck everyone!!
thanks for all the support on here julicorn xx
#9 paid off in full at last !!lbm 11/06/12 dept total 11499.473 -
thank youpogg000 said:
well doneDeni_debt-free_dreamer said:Hi julicorn and followers
I'm so happy to say I have paid off my mortgage!!
I made my regular payment last month then checked the balance and it was < £500 so I confirmed the final figure with the BS and went onto my online bank and paid it off!! I've now had confirmation that the charge has been removed from the LR and my title number has arrived
Keep going and good luck everyone!!
thanks for all the support on here julicorn xx
#9 paid off in full at last !! LBM - October 2018; finally debt free on 16 March 2021
2023 Mortgage Free Wannabee #92023 Mortgage free in March 23 !
Decluttering Campaign member 2023🏅🏅 🏅⭐️⭐️
Decluttering Campaign Member 2024 🏅🏅
Decluttering Campaign Member 20252 -
Congratulations on paying off your mortgage Deni!
#66 here reporting an overpayment of £322 for April. Thanks!Mortgage-free wannabe 2025 £571/30005 -
Congrats Deni!I’m a Forum Ambassador and I support the Forum Team on the Pension, Debt Free Wanabee, and Over 50 Money Saving boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the Report button, or by e-mailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.3
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#10 with a final OP for April of £2,000, bringing this month's total to £10,000. Thank you!Original mortgage: £278,827 (September 2018)
Current mortgage: £0 (15.07.2023)
Original mortgage-free date: September 2033
Current mortgage-free date: July 2023
MFW 2023 #10: £28,909.64/£25,0004 -
That is brilliant news. Well done Deni_debt-free_dreamer. I hope you have been celebratingDeni_debt-free_dreamer said:Hi julicorn and followers
I'm so happy to say I have paid off my mortgage!!
I made my regular payment last month then checked the balance and it was < £500 so I confirmed the final figure with the BS and went onto my online bank and paid it off!! I've now had confirmation that the charge has been removed from the LR and my title number has arrived
Keep going and good luck everyone!!
thanks for all the support on here julicorn xx
#9 paid off in full at last !!
Make £10 a day challenge - January 2023 = £292.89/£310 - Feb 2023 = £677.09/280 - March 2023 = £102.45/£310 - April = £300.12/300 - May 2023 = £306.80/£310 - June = £245.88/£150 - July = £295.45/£310 - August 2023 £51.56/£3104 -
#18 an overpayment of £541.43 this month. When you hear these great posts like Deni_debt-free_dreamer paying off their mortgage it is such great inspiration. A long way to go for me yet!Make £10 a day challenge - January 2023 = £292.89/£310 - Feb 2023 = £677.09/280 - March 2023 = £102.45/£310 - April = £300.12/300 - May 2023 = £306.80/£310 - June = £245.88/£150 - July = £295.45/£310 - August 2023 £51.56/£3104
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Congratulations @Deni_debt-free_dreamer! You must be over the moon!
@julicorn please can you put me down as £4k in April, I'm #40, thanks so much
Mortgage free as of March '25!
£240,000 paid off in 4 years, 8 months and 18 days (July '20-Mar '25)
Mortgage paid off 19 years early.
2025 MFW #40
2025 Goals
Pay off mortgage of £55k for good! - £55k/£55k paid - mortgage free!!!
Keep emergency fund at £10k - £30k/£10k - goal met!
Lose 12 kgs - 3/12 kgs lost so far
Try 1 new activity/experience as a family each month - 0/12 new activities/experiences tried
Decluttering - declutter 500 items from house and outbuildings - 162/500 items so far5 -
Hello, number 105 here, can you put me down for £217.94 for April please (so will mean a year to date of £933.78).
Many thanks again for running the challenge, and i hope you all have a good bank holiday
MFW#105 - 2015 Overpaid £8095 / 2016 Overpaid £6983.24 / 2017 Overpaid £3583.12 / 2018 Overpaid £2583.12 / 2019 Overpaid £2583.12 / 2020 Overpaid £2583.12/ 2021 overpaid £1506.82 /2022 Overpaid £2975.28 / 2023 Overpaid £2677.30 / 2024 Overpaid £2173.61 Total OP since mortgage started in 2015 = £37,286.86 2025 MFW target £1700, payments to date at April 2025 - £1712.07..4
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