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2023 Mortgage-Free Wannabes

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Comments

  • try_harder
    try_harder Posts: 1,532 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    Number 52 with another £1000 ..Total now £7000.. Thank you
  • sophieo16
    sophieo16 Posts: 191 Forumite
    Eighth Anniversary 100 Posts Name Dropper Combo Breaker
    Hello everyone, 

    Another April overpayment for me after some money from Quidco landed today.

    #20: £10.83. Total for April= £21.37


    Thanks Julicorn!

    Mortgage Feb 2023- £249,210 MFW 2023 #20: £524.05/£500 (104.81%)
  • Flower_of_scotland
    Flower_of_scotland Posts: 56 Forumite
    Tenth Anniversary 10 Posts Combo Breaker
    Hi - #80 with o/p for April of £457.88.

    Thanks 
  • willowparrett
    willowparrett Posts: 59 Forumite
    Fourth Anniversary 10 Posts Name Dropper
    Morning all, 

    #39 with a Mar OP of £302, total now £1083. 

    Thanks Julicorn! 

    WPx
    Mortgage 1 (BTL) Jan '24 £102,500
    Mortgage 1 OP pot (July ‘22 - July ‘27) £7,300/£19,500
    Mortgage 2 (joint forever home) Jan '20 £244,500, Jan '21 £235,000, Jan '24 £202,000


  • Singlespeeder
    Singlespeeder Posts: 285 Forumite
    Tenth Anniversary 100 Posts Name Dropper Combo Breaker
    Morning 
    #62 Standard OP £132.86 ....  taking me to £548.52 / £11,000
    DEBT FREE - Feb '21& Mortgage Free Nov '24
    Now, let's look at FIRE
  • Jessy103
    Jessy103 Posts: 2,257 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Hi,

    No. 12 with an OP of £354.95 for April.

    Thanks 🙂
    Mortgage Balance as of July 2025 £14,900.
    Starting Mortgage Balance (June 2019) £72,000.
    Aiming to be mortgage free by my 40th birthday, June 2026!
  • beadyeyes19
    beadyeyes19 Posts: 24 Forumite
    Third Anniversary 10 Posts Name Dropper
    @julicorn number 41 reporting overpayments totalling £7,180 for April!

    Thanks!
    Initial 2 year fixed Mortgage (July 2019): £158,747 over 18 years. Overpaid £14,250 in Year 1, £13,400 in Year 2. Total mortgage reduced by £40,790 in 2 years. 

    New Mortgage (five year fix at 1.81%): June 2021
    Current Balance (01/06/2021): £117,957 over 14 years. Total overpayment in 2021 of £13,850. Lapsed tracking! Total Owing November 2022: £100,513. February 2023: £97,535. April 2023: £88,739. July 2023: £87,481. August 2023: £85,512. November 2023: £83,053. 

    Original End date: June 2039. Now June 2035. *GOAL* Mortgage Free by 2030.


  • x_raphael_xx
    x_raphael_xx Posts: 4,411 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 6 April 2023 at 7:04PM
    #100 Checking in.
    £600 into Aprils pot

    £600 Apr Total
    £350 Mar Total
    £850 Feb Total
    £1350 Jan Total
    ----------------------
    £3150 = 2023 Total
    Debt Free as of 17/01/2009 Turtle Power!!

    EF Challenger #3 £1543.72 / £5000
    MFW 2024 #100 £1300.00 / £10,000

    MFiT #40 Jan 2025 Target - £99,999.00
    Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
    Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
    Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
    Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.98
  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    I just wanted to say happy Easter everyone! I hope you all get to enjoy the long weekend :) 
  • KajiKita
    KajiKita Posts: 7,826 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    julicorn said:
    I just wanted to say happy Easter everyone! I hope you all get to enjoy the long weekend :) 
    You too 😊

    KK
    As at 15.08.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
    - OPs to mortgage = £12,048  Interest saved £5,675 to date
    Fixed rate 3.85% ends October 2030

    Read 43 books of target 52 in 2025, as @ 17th August
    Produce tracker: £299 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
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