We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
2023 Mortgage-Free Wannabes
Comments
-
#33 overpayment for April. £ 2450.
adding now as we’re away for a wee holiday in a caravan.
thanks for updating.3 -
#66 here reporting a total overpayment of £311 for March
Mortgage-free wannabe 2026 £325/40003 -
Haven't been on here for a while. #61 reporting an £80 overpayment for March.Overpayments will likely be backloaded, and target might have been a bit ambitious this year whilst keeping sufficient in reserve for life's emergencies.3
-
No.44 here reporting a new balance of -£7769.52
So a reduction of £12186.56
thanks all xlbm 11/06/12 dept total 11499.473 -
Number 76 here (Adamnatsmith) with a £600 OP for March 2023. Thanks!3
-
Forgot to say, I can see a figure of 86 or so pounds under me for March which I think may have been for someone else! The 600 can supersede this. Thank you!3
-
Hi @julicorn #40 here with £9450 in March. Thanks very much!Mortgage free as of March '25!
£240,000 paid off in 4 years, 8 months and 18 days (July '20-Mar '25)
Mortgage paid off 19 years early.
2026 MFW #8
2026 Goals
Save £6k for future house redecorating - £0/£6k
Lose 12lbs - 0lbs/12lbs lost so far
Decluttering - declutter 250 items from house and outbuildings - 0/250 items2 -
#38 with a final OP for March of £464. That brings my total for March to £1856 and means that I have hit my £3000 target!!
I wasn't sure that I would be able to put much away this year but things have turned out slightly different to what I was expecting. Can I increase my target by £3000 to a new total of £6000 to see how I get on?
Many thanksMFW 2022 #88: £6620/£6000
MFW 2023 #38: £13242.13/£6000
MFW 2024 #38: £15792.12./£9000
MFW 2025 #38: £16090.54/£7500
Thank you to all competition posters3 -
Hi, #24 with April OP of £580.42.
I think I might have met my target for the year?We didn’t think we’d have quite as much to play with this year, could I change my target to £4000 please?
ThanksMortgage Aug 2019- £180000
Aug 20- £173815
Aug 21- £159800
Aug 22- £146000
Aug 23- ?
Aug 24 (end of fix)- ?
Currently- £136400
original mortgage free date August 2044
Aiming for 2037
MFW 2023 #243 -
#83 with a final figure for March of £1745. Thanks @julicorn .User name should now read NowWhereIWantToBe
Amount overpaid so far £8298 (2022)
Overpayment ready to add to funds when fixed deal runs out July 2027 £25777
Mortgage end date when taken out : July 2050
Mortgage current end date : January 2047
MFW #83 Overpayments for 2025
Jan £304 Feb £346 Mar £298 April £344 May £214 June £200 July £200 Aug £227 Sept £400 Oct £505 Nov £450 Dec £227
Daily interest £3.32
Percentage owned 49.3%3
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.1K Banking & Borrowing
- 254K Reduce Debt & Boost Income
- 454.8K Spending & Discounts
- 246.2K Work, Benefits & Business
- 602.3K Mortgages, Homes & Bills
- 177.9K Life & Family
- 260.1K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards
