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2023 Mortgage-Free Wannabes

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Comments

  • ajmoney
    ajmoney Posts: 6,494 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    No 7 with a £100 OP for April. Thanks julicorn
    MFW 2026 No. 7 £1614.62/£5000
    MFiT-T7 No. 6 £7693.26/£30,000
  • 16  -  £378.46, for March, many thanks.
    MFW - 01.10.21 £63761   01.10.22 £50962   01.10.23 £39979   01.10.24 £27815. 01.01.25. £17538
    01.03.25 £14794.    01.04.25 £12888
    01.05.25. £11805. 12.05.25  £9997   05.06.25  £8898. 
     01.07.25. £7975  01.08.25 £6968 01.09.25 £5956. 01.10.25 £4979
    01.12.25 £2899 21.01.26 £0

  • sophieo16
    sophieo16 Posts: 191 Forumite
    Eighth Anniversary 100 Posts Name Dropper Combo Breaker
    Hello everyone, 

    A first tiny bit of money thrown at this for me. We just moved into a doer-upper and have thrown all of our spare cash at getting it livable. I've decided any interest from bank accounts will be thrown at the mortgage to chip away slowly. 

    #20: £10.54 overpayment so far for April. 

    Slow and steady! haha
    Mortgage Feb 2023- £249,210 MFW 2023 #20: £524.05/£500 (104.81%)
  • mark55man
    mark55man Posts: 8,221 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hi there Julicorn

    #57 - OP savings for Mar 23 of £100.  My total this year £2000/£10800 

    Been juggling savings this month so way off target - will try and catch up in the next few months 
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • KajiKita
    KajiKita Posts: 9,945 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    No. 48:

    Can’t remember if I reported my OP for March?

    £527.45 😊

    KK
    As at 17.03.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £219,071
    - OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 26 books of target 52 in 2026 as @ 12th April. 
    Produce tracker: £78 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • anna42hmr
    anna42hmr Posts: 2,901 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hello, number 105 here, please can you put me down for an op of £217.94 for March please, so a year to date of £715.84.

    well done everyone on their OP's to date and thanks again for running the challenge Julicorn
    MFW#105 - 2015 Overpaid £8095 / 2016 Overpaid £6983.24 / 2017 Overpaid £3583.12 / 2018 Overpaid £2583.12 / 2019 Overpaid £2583.12 / 2020 Overpaid £2583.12/ 2021 overpaid £1506.82 /2022 Overpaid £2975.28 / 2023 Overpaid £2677.30 / 2024 Overpaid £2173.61 Total OP since mortgage started in 2015 = £37,286.86 2025 MFW target £1700, payments to date at April 2025 - £1712.07..
  • #63 with first time post for the year, but seemingly on track with overpayments of
    Jan '23 = £1256
    Feb '23 = £1256
    March '23 = £1256
    April '23 = £1256

    Thanks Julicorn :)
    MFW 2021#79
    Mortgage start date: May 2020 @ £269,264
    Mortgage left: April @ £186,500

  • smetf
    smetf Posts: 396 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    Hi all,
    #3 reporting in with March's OP of £383.81 + £200 (CT and surveys) = 583.81
    April so far just the standard OP of £383.81.
    Thanks Julicorn
    Mortgage £35, 147.42
    MFW 2022 #35 10,000
    MFW 2023 #3 10358.97
    MFW 2024 #3 10000
    MFW 2025 #3 10000
    MFW 2026 5384.62/7384.62
    MFiT-T7 #10 aiming for 16k https://forums.moneysavingexpert.com/discussion/6283332/halving-our-income-and-still-aiming-for-mortgage-free#latest
  • Hettyhound
    Hettyhound Posts: 1,189 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Name Dropper
    Number 69 with April's OP of £350, thank you!!
    SPC #023 SPC 12: £125.86; SPC 13: £214.98; SPC 14: £297.41; SPC 15: £237.27; SPC 16: £335.39; SPC 17: £662.09 SPC 18: £660.03; SPC 19 ?
    MFW #21 Mortgage start Dec 2015 £79,950; April 2026 £13,534 2025 OP £2991/£2,000 2026 £2,077/£5,500
    MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £6070/£21,930 (27.67%)
  • CrowdieSaver
    CrowdieSaver Posts: 109 Forumite
    Part of the Furniture 100 Posts Academoney Grad Combo Breaker
    Hi
    #49 reporting an Overpayment for April of £350.
    Thanks Julicorn x
    Mortgage at Jan 2009 (when house was purchased): £75,000. Mortgage at Jan 2017 (when I was able to start overpaying after 7 year relationship from hell ended): £60,000. Mortgage at April 2025: £16,822
    2025 MFW #70: £1,974 / £4,000.
    Previous Overpayments: 2024: £2,555. 2023: £2,850. 2022: £3,100. 2021: £2,540. 2020: £3,350. 2019: £1,950. 2018: £250. 2017: £500.
    Mortgage freedom can’t come soon enough!
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