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The 365 Day 1p Challenge 2023

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  • enthusiasticsaver
    enthusiasticsaver Posts: 16,062 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    MikeyPGT said:
    I did this last year off my own bat, but found it a real struggle in November/December when the daily payments got over £3 a day.  This year I'm allocating direct from my monthly budget and transferring the cash over to my credit union account when my pay comes in on the 24th of each month ...
    Yes I can imagine the larger amounts in November and December can be a challenge.  I am attempting to even the payments out over the year more for that reason. 
    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    The 365 Day 1p Challenge 2025 #1 £667.95/£301.35
    Save £12k in 2025 #1 £12000/£8000
  • enthusiasticsaver
    enthusiasticsaver Posts: 16,062 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    bamgbost said:
    Can I join!
    I will attempt to transfer the monthly amount at payday!
    Welcome.  You are number 98.  Have  you read the first post as to how the challenge works?  Transferring on payday sounds like a good plan. 
    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    The 365 Day 1p Challenge 2025 #1 £667.95/£301.35
    Save £12k in 2025 #1 £12000/£8000
  • MsMoon
    MsMoon Posts: 174 Forumite
    Third Anniversary 100 Posts Photogenic Name Dropper
    MsMoon No61 Just potted my weekly amount - doubled up as usual - so £2.52 added this week!

  • baser999
    baser999 Posts: 1,242 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    baser999 said:
    As posted earlier, I’m doing it slightly unconventionally, day 1 plus day 365, then day 2 plus 364, day 3 plus 363 and so on. £3.66 a day, so have saved £54.90 so far and the task will be over in 183 days. 
    Still moving £3.66 a day into a separate account, 21 days £76.86. Reckon I have only another 162 days for the final payment into my ‘365 1p a day in double time’ challenge.
     😏
  • Saver-upper
    Saver-upper Posts: 2,348 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    21p added today. I think it's the first day of the challenge that I've followed the tradition of putting in the "correct" amount (ie 21 p for the 21st day of the year).
    SPC #36 :staradminx 8.SPC7=£751.10 SPC8=£651.04 SPC9=£843.00 SPC10=£872.76
    Pinecone £301,Valued Opinions £10.50





  • Happy Sunday afternoon all on the 365 bus..
    I've just logged off from my overtime, so my update for this week:
    #47 with £32.49

    Enjoy the rest of your day fellows savers 😉

    #33 in 2025's 365x1p challenge - assigning amounts randomly on a daily basis

    #23 in make2025in2025
    January's total :£34.93  (1.72%. Le sigh....)
    February's total : £57.12 (2.82%)
    March's total = £123.81 (6.11%)
    April's total = £193.74 (9.56%)
    May's total =£276.40 (13.6%)
    June's total = £277.93 (13.7%)
    July's total = £286.45 (14.14%)


    2024  = 365x1p challenge #10 final tally £668.10  

    i apologise now, i can't type.
    Or, my keyboard skills cant keep up with my brain.


  • #12 checking in, now up to £8.61 and I have now crossed off 21st-31st Jan
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,744....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £550/£3000
    .

    Studies/surveys  August £7.48

    Decluttering items 771

    Books read    14
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • Spreadsheet updated.  Just over a week left until the end of January.  So far I have logged a total of £1854.77 for all those who have declared so far.  Well done. 
    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    The 365 Day 1p Challenge 2025 #1 £667.95/£301.35
    Save £12k in 2025 #1 £12000/£8000
  • Saver-upper
    Saver-upper Posts: 2,348 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I transferred £2.22 to my Paypal this morning.
    I hardly ever use Paypal, but I have started doing surveys again, and they pay into PP. I have been doing Curious Cat surveys, and have been transferring earnings to PP when they reach £5 (Martin advises not letting balances get to high before claiming.)
    This morning I was being screened out of sooooooooooooo many surveys (I have "failed" or been screened out 23 times today!!!). I thought CC might think I was not taking surveys seriously, and give me the boot, so I took my money before it built up too much. 
    SPC #36 :staradminx 8.SPC7=£751.10 SPC8=£651.04 SPC9=£843.00 SPC10=£872.76
    Pinecone £301,Valued Opinions £10.50





  • MikeyPGT
    MikeyPGT Posts: 535 Forumite
    500 Posts Third Anniversary Photogenic Name Dropper
    Set up my first deposit to go over to my Credit Union account tomorrow - rounded up to £5 as I had a bit more left in the bank account than expected ...
    Debt Free Wannabe by 1 December 2027

    Satisfied customer of Octopus Agile - past savings on average 33% of standard tarrif

    Deep seated hatred of Scottish Power and all who sail in her - would love to see Ofgem grow a pair and actually do something about it.
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