Total debt when my journey began in December 2022- £66,133.42
Current debt May 2024- £40,064.57
Repaid 39.42%
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The 365 Day 1p Challenge 2023
Comments
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Quick question where do I find my signature to change on my lap topDF by 2023 No 17 £1,644 /£6000 Total debt £18,000 at the start of DFW Journey. 201814TH JULY 2021 DEBT FREE now in control365 1p challenge No 490
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I meant the total that would be need to saved in June lol. I'm doing it out of sync to what I can afford each month.enthusiasticsaver said:
I assume you mean Decembers figure unless I have lost 6 months somewhere?outoftheviciouscircle said:Hey everyone #6 here going in with Junes figure of £49.95
Spreadsheet updated. 1 -
I can tell you that. I put it in tins. Tins annoyed me because they were sealed so by April, I was opening them. Created pots on Monzo instead so I can see it build up.😊enthusiasticsaver said:
Yes of course you may join and you are number 50.Arwen said:Can I please join? I start every year and then give up. This year I'm determined to see it through
What has sent you off track in previous years? Knowing why you give up is the first step to success. It is also important to give yourself a break and realise just because you mess up for one or two months (if that is what happened) getting back on track is the way to go rather than give up. Getting past the finishing line is the main thing even if you have to reduce your target.Debts :Paypal £1981.32
Monzo Loan £4278.16
Virgin CC £2137 0% until Dec 23
HSBC £5471.01 0% until Feb 2025
Emergency pot £404.47/2500
1p Savings Challenge £1.45/660
52 week Savings: £22.00/14001 -
Hello @enthusiasticsaver
Could you please add me to the 1p a day - will try to transfer the cash every day to Starling...
ThanksChris
Save £12k in 2023 Challenge £12,000/£1,620
The 365 day 1p Challenge 2023 Saver number 52 £667.95/£72.60
CC debt 1/1/23 8385.211 -
Wow, I'm very late to the party, look at you all here already! Thank you enthusiasticsaver for starting a thread for this challenge for 2023 - please may I join again? xxxHouse Deposit Fund - £30,000 / Fees Fund - £5,000Furniture Fund - £2,500 / White Goods Fund - £2,500 / Flooring Fund - £2,500Emergency Fund - £7,500365 Day Penny Challenge for 2025 - £654.17/£667.95 (Holiday Fund)£2 Savers Club for 2025 - £24/£200 (Christmas Fund)52 Week Card Challenge for 2025 - £312/£400 (Fun Fund)0
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Welcome Buffy and I note you will do the challenge backwards. Lovely to see you on here. I have followed your diary for years although do not often comment on it. You are number 51Buffythedebtslayer said:Hello,
Can I join please?
I think I will do it backwards.
XX
I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php
The 365 Day 1p Challenge 2025 #1 £667.95/£500
Save £12k in 2025 #1 £12000/£124500 -
Just go to edit profile then signature settings to edit your signature.Blackberrycurved said:Quick question where do I find my signature to change on my lap topI’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php
The 365 Day 1p Challenge 2025 #1 £667.95/£500
Save £12k in 2025 #1 £12000/£124500 -
Ah yes that makes sense so I have recorded the £49.95 for June. That is actually a really good idea so I may pinch that and pay in the same in January as I was going for £50 anyway. Less complicated than my idea of adding a few months together then adding a random day to make a round number. Well done.outoftheviciouscircle said:
I meant the total that would be need to saved in June lol. I'm doing it out of sync to what I can afford each month.enthusiasticsaver said:
I assume you mean Decembers figure unless I have lost 6 months somewhere?outoftheviciouscircle said:Hey everyone #6 here going in with Junes figure of £49.95
Spreadsheet updated. I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php
The 365 Day 1p Challenge 2025 #1 £667.95/£500
Save £12k in 2025 #1 £12000/£124500 -
Great start and I have pinched your idea and done the same. I like round numbers. £2.05 added to the spreadsheet for December for you.Milki said:Morning! I decided to start yesterday as I wanted to round up to £670, so I have put £2.05 into the pot!I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php
The 365 Day 1p Challenge 2025 #1 £667.95/£500
Save £12k in 2025 #1 £12000/£124501 -
I have added you as number 52. I am using starling savings spaces too.BigSpender2_2 said:Hello @enthusiasticsaver
Could you please add me to the 1p a day - will try to transfer the cash every day to Starling...
ThanksChrisI’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php
The 365 Day 1p Challenge 2025 #1 £667.95/£500
Save £12k in 2025 #1 £12000/£124501
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