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My Mortgage Free Mountain - A 7 year expedition to climb to the top

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  • Baileys_Babe
    Baileys_Babe Posts: 6,267 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Well done for sticking to your boundaries with BK.

    You achieved a lot yesterday and worked long hours. Around the cafe shift I think today you should prioritise looking after yourself. Keep hydrated (yes I am obsessed), relax, and enjoy time with the dog.

    The weather is lovely here I hope it is with you.
    Fashion on a ration 2025 0/66 coupons spent
    79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases

    One
     income, home educating family 
  • craftingmad
    craftingmad Posts: 3,362 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hello, not been around much lately as been on holiday. 
    Popping in to say well done on saying no to the extra shift. It can be really hard to say no. I do too! Im to much of a people pleaser! But setting boundaries is helpful and will hopefully stop you over giving.
    Well done xx
    Thanks Flowers.
    Hope you had a fab time on holiday x
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,362 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Ps did that sound patronising?
     I didn't mean it too
    Love flowers x
    Not at all lovely - I love your words of encouragement x
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • LadyWithAPlan
    LadyWithAPlan Posts: 3,752 Forumite
    1,000 Posts Fourth Anniversary Photogenic Name Dropper
    On your savings rates - are you loaded up on all the regular savings like the Coventry one? MSE has a list.

    If the chippy boss is getting too much for your mental health I suggest you get yourself another side hustle.. life is too short to be miserable
    DON'T BUY STUFF (from Frugalwoods)
    No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff.    Money doesn’t walk out of your wallet on its own accord.
    https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest
  • craftingmad
    craftingmad Posts: 3,362 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 25 June 2024 at 8:51AM
    On your savings rates - are you loaded up on all the regular savings like the Coventry one? MSE has a list.

    If the chippy boss is getting too much for your mental health I suggest you get yourself another side hustle.. life is too short to be miserable
    Oooh I don't think I am - I'll go and take a look thank you.

    You are very true about the chippy and life - I will take your advice and see what else I can do :):smile:

    Thanks Lady x
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,362 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Morning all,

    So sorry for not posting for a few days. I've been crazy busy with my part time jobs and feel like I have had no time to myself for what feels like ages now so decided to be kind to myself and remove the pressure of daily posting until things settle down at work.

    I'm still hanging onto the three jobs for now but I think something will most certainly have to give when hubby starts works away from next week. Reality is just starting to creep in with me about how our lives are going to change :( 

    I've got a double shift today - 5 and a half hours at the cafe and 3 and a half hours at the chippy - and to be honest it feels far too hot for both of those already :( 

    Fingers crossed I will be back to normal posting again very soon x 
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • Baileys_Babe
    Baileys_Babe Posts: 6,267 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Don't stress about not posting daily, it is your dairy use it however works best for you.

    Are there any changes you can make at home to make it easier to manage when Hubby is away with work.
    Fashion on a ration 2025 0/66 coupons spent
    79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases

    One
     income, home educating family 
  • craftingmad
    craftingmad Posts: 3,362 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Don't stress about not posting daily, it is your dairy use it however works best for you.

    Are there any changes you can make at home to make it easier to manage when Hubby is away with work.
    Thanks Baileys - just what I needed to hear :):smile:

    I am now starting to look at ways on how to make my life a bit easier when hubby is away and also things the kids can do to help me and themselves - fingers crossed I will find something as I'm really starting to worry that my days are going to be 23 hours long with only an hour left for sleep :( 
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,362 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 28 June 2024 at 9:20AM
    Morning all,

    I've got a day off today (my only one this week) and I intend to spend it doing as little as possible :) 
    We have a family cinema evening trip planned tonight so that will be lovely and I have a couple of orders to get done but other than that no plans at all. I even got a lie in this morning until 8.30am so that was lovely as son does not have any lessons at college until 11.15am :) 

    Good news on the bank account front too - payday is tomorrow and we still have £500 left in the account so we will be able to limp home without having to take any money out of the savings :) 

    So today I plan to:-

    1. Play on Mistplay - DONE 2 points so far :) 
    2. Watch videos on WEr8 - none available still :( 
    3. Pay in cheques from Royal Mail for lost orders - DONE just over £30 so will transfer into savings account when cleared :) 
    4. Make lucky gnome and guardian gnome for Etsy order and post off - DONE :) 
    5. Print stickers for Facebook order - DONE :) 
    6. Post on Social Media to try and drum up some more orders
    7. Take an online course from one of my memberships
    8. Transfer some cash from low rate savings into higher rate savings
    9. Open new higher rate savings account
    10. Make popcorn to take to the cinema - DONE also bought some chocolate snacks so far cheaper than cinema prices :) 
    11. Enjoy my day off - DOBE had a lovely relaxing day and the film was really good :) 
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • Baileys_Babe
    Baileys_Babe Posts: 6,267 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Enjoy your day off and the cinema trip.
    Fashion on a ration 2025 0/66 coupons spent
    79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases

    One
     income, home educating family 
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