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My Mortgage Free Mountain - A 7 year expedition to climb to the top
Comments
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Good news about your Mum's health, keep making those happy memories 🤗
Fashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family1 -
Two lots of great news. So pleased for you all.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.2 -
Wonderful news on both counts
Dxx
22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈2⭐ 26 🥈 Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you'll be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If youre not already using a thing you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'1 -
Thank you for your lovely comments. Honestly even after the shift from hell yesterday I cannot stop smiling :) I am the happiest I have felt for a long time :)
Happy Mother's Day to all the mums. I was truly blessed. I got in from work yesterday to find two beautiful bouquets of flowers from my kids, a box of chocolates and a lovely note from my son. Both of them are working today too so we celebrated yesterday and I enjoyed a lovely mac n cheese cooked by my daughter for dinner. It was perfect.
I didn't achieve much at all yesterday but that has not put a damper on my good mood. I'm learning that any progress is progress no matter how small and sometimes that progress is listening to your body and knowing when to rest :)
I'm at work at the cafe again today and not looking forward to it as we had till problems yesterday so I will have to try and sort it out this morning with the IT guys (and IT and Sundays do not really mix)! On the plus side it is due to rain later so hopefully I will have a quieter day than yesterday as I fancy an easy shift ;)
Right, better get on with my list as have to leave for work very soon.
So Today I will:-
- WeR8 - DONE watched 8 videos for 48p :)
- Mistplay - DONE played for 15 mins and earnt 2 points :)
- Cafe job (7 hours) - DONE 6.75 hours) It was so quiet until the last 15 minutes before we closed :(
- Answer questionnaire for husbands claim
- One Prime Opinions survey - 10 points earnt from voting in a survey :)
- No heating on until at least 7pm
- Continue designing a cardmaking download (my happy place)
- Answer enquiry on FB business page
- Write some social media posts to advertise my business
- Eat at least 5 portions of fruit/veg - ate a banana for lunch and dinner had chicken wraps with lettuce, cucumber and peppers so that is 4/5 today so far :)
- Check freepostcode lottery
- NSD
Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.023 -
Happy Mother's day, lovely gifts.
I hope the till issues get resolved quickly and your shift is calm.
Fashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family1 -
Hope you’re not too busy today.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.1 -
Hi everyone,
I'm still working away but I'm also enjoying my days off and resting after work so not got much interesting to post at the moment :)
I did get paid from my cafe job today though so have added £995 into our retirement savings pot :)
Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.023 -
That’s a good amount to add.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.1 -
Good to hear you are having a rest day, that is a brilliant amount to add to the retirement savings.
Fashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family1 -
I have finally read all of your diary! 😊
I’m really impressed by how hard you’ve both worked to clear all those mortgages, seriously impressive 🤩👏 I love how you and your husband are so aligned with these goals, midlife crisis car aside 😉
I am also struck by hardy you are by leaving the heating off for so much of the time. 👏
KK
As at 21.05.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £215,607
- OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 35 books of target 52 in 2026 as @ 24th May.
Produce tracker: £119 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1
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