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My Mortgage Free Mountain - A 7 year expedition to climb to the top

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  • craftingmad
    craftingmad Posts: 3,360 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 12 July at 9:58AM
    Good morning,

    Well other than work I didn't really achieve much else yesterday and today I have not a hope of getting much done as I've agreed to a double shift ;) 

    So you will be surprised to know that I have a very short list for today - see I can do them sometimes ;)

    So today I HOPE I WILL:-
    1. Play on Mistplay (50 points target) - 2 points so far :)
    2. Watch videos on WeR8 - no videos available :(
    3. Cafe shift (9am - 5pm) - DONE :)
    4. BK delivering shift (6pm - 10pm) - DONE :)
    5. NSD apart from something to eat for my dinner whilst at work - DONE :)
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • Baileys_Babe
    Baileys_Babe Posts: 6,266 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    So you will be surprised to know that I have a very short list for today - see I can do them sometimes ;) 
    😁


    1. BK delivering shift (6pm - 10pm)
     Does this mean you will be having fun on a golf buggy this evening?
    Fashion on a ration 2025 0/66 coupons spent
    79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases

    One
     income, home educating family 
  • craftingmad
    craftingmad Posts: 3,360 Forumite
    Part of the Furniture 1,000 Posts Name Dropper


    1. BK delivering shift (6pm - 10pm)
     Does this mean you will be having fun on a golf buggy this evening?
    I most certainly have been for the past three days - although I think three double shifts in a row have nearly killed me  :s
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • Baileys_Babe
    Baileys_Babe Posts: 6,266 Forumite
    Part of the Furniture 1,000 Posts Name Dropper


    1. BK delivering shift (6pm - 10pm)
     Does this mean you will be having fun on a golf buggy this evening?
    I most certainly have been for the past three days - although I think three double shifts in a row have nearly killed me  :s
    That is a huge amount of hours, enjoy the golf buggy.
    Fashion on a ration 2025 0/66 coupons spent
    79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases

    One
     income, home educating family 
  • craftingmad
    craftingmad Posts: 3,360 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 19 July at 11:15AM
    Hi guys,

    I've finally found time to post again :) Life is just so hectic for me at the moment but we got our letter through from the BTL1 mortgage company yesterday telling us we owed them no more money and the loan was all paid off so that makes it worth it :) 

    I'm at BK today for a 6 hour shift so that's not too bad and I'm hoping that I can use the rest of my day productively too so we shall see what happens. I'm currently putting off taking the dog for a walk as it is bucketing it down outside here at the moment and I really don't fancy getting soaked through ;) Fingers crossed it eases up soon! On the plus side if the rain continues work should be quite quiet though ;)
    I've got a few bits from mum and dads house to try and sell today for them so it will also  clear space in my own house fingers crossed. I'm meant to be decluttering here not adding to the piles of junk!

    A coverplate fell off my car yesterday but I have been reliably informed by hubby that it is ok to drive so I am really praying that he is right as Bernard our banana beast van has gone wrong again and has to go into the garage on Thursday. I could do without anymore repair bills this month! 

    Ok time to get a jiggle on and get on with my list. So today I HOPE I WILL:-
    1. Play on Mistplay (50 points target) - 7 points so far :)
    2. Watch videos on WeR8 - no videos available :(
    3. Transfer BK wages into OP savings account - DONE £397.43 added :)
    4. Pay in anniversary money gift from mum and dad and transfer to OP savings account - DONE £1000 paid in which was a mixture of gift and money owed from mum and dad (which we were not expecting but its a nice bonus) :)
    5. Email selling agents to see when contract expires and get them to take more photos - DONE :) 
    6. Email through logo for Etsy client which she has now approved - DONE :)
    7. Make amendments to logo for existing client order - DONE :)
    8. BK shift (12pm - 6pm)
    9. Write social media posts for this month
    10. Schedule social media posts for this month
    11. Comment on in search of posts to try and get new orders
    12. Check free postcode lottery
    13. Complete a prime opinion survey
    14. Declutter 5 things from the house
    15. Submit claim to Royal Mail for two lost parcels
    16. Make a plan on how to grow my business
    17. Take a course from one of my memberships
    18. List dads things on FB Marketplace
    19. Renew listings on FB Marketplace - DONE 17 listings renewed :)
    20. Create a bit more of my latest digital product idea
    21. Meal plan for next week - DONE most things coming from freezer :)
    22. NSD
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • Baileys_Babe
    Baileys_Babe Posts: 6,266 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    It's official the the BTL1 is paid off 🎉🎉

    Wishing you luck progressing your enormous list 🤗
    Fashion on a ration 2025 0/66 coupons spent
    79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases

    One
     income, home educating family 
  • craftingmad
    craftingmad Posts: 3,360 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    It's official the the BTL1 is paid off 🎉🎉

    Wishing you luck progressing your enormous list 🤗
    Thank you - you know how much I love a long list  :D
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,360 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 24 July at 10:39AM
    Morning all,

    I'm still here and working hard to get to the top of our mortgage mountain so we can finally enjoy the view :)

    I've got a double shift today - first the cafe (9am - 5.00pm) and then delivery driving for BK (6pm - 11pm) so a really long day ahead. I went to bed with a dreadful headache yesterday and its still not cleared so today is going to be fun - not I sense :( 

    Shock horror - I won't be posting a long list today - I'm going to try and be realistic ;) 

    So today I WILL:-
    1. Play on Mistplay (50 points target) - 2 points so far :)
    2. Watch videos on WeR8 - no videos available :(
    3. Set up custom listing for Etsy customer for logo amendments - DONE :)
    4. Check NI contributions for pension as per MSE newsletter - DONE all good :)
    5. Cafe shift (9am - 5pm) - DONE :)
    6. BK shift (6pm - 11pm) - DOME ended up only being until 9pm :)
    7. NSD :)
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • Baileys_Babe
    Baileys_Babe Posts: 6,266 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Wow that is a long day.

    Regarding the headache, I guess you know what I'm going to say, have you been keeping hydrated? I hope your headache clears up promptly.

    I wish you a lovely day with enough customers to stop it from being boring but not so many that you are overwhelmed 🤗
    Fashion on a ration 2025 0/66 coupons spent
    79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases

    One
     income, home educating family 
  • craftingmad
    craftingmad Posts: 3,360 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 24 July at 10:40AM
    Wow that is a long day.

    Regarding the headache, I guess you know what I'm going to say, have you been keeping hydrated? I hope your headache clears up promptly.

    I wish you a lovely day with enough customers to stop it from being boring but not so many that you are overwhelmed 🤗
    Thanks Baileys.
    I forced myself to drink lots and the headache has almost gone.
    I also only worked until 9pm yesterday so it ended up being a 12 hour day instead of 14 so I'm looking after myself see ;) 

    Thanks for caring about me - its very much appreciated :)
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
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