My Mortgage Free Mountain - A 7 year expedition to climb to the top

Jessy103

Fantastic news! Congratulations and well done! X

Baileys_Babe

craftingmad said:

Sorry Baileys - I promise I will look after myself this evening  

Glad to see my nagging is paying off 😆

Sorry I haven't been around for about a month, real life getting in the way, I've just caught up and you are making huge progress.

It won't be long until you have paid for all 3 BTLs 😊

I'm loving the memes.

craftingmad

Hi everyone, So sorry for lack of posts.
I have been working every hours sent it feels like at the moment but it has all paid off:-

I can finally declare that we have enough in our savings account to pay off our last mortgage. That means we have managed to earn/save/sell/ scrimp our way to paying off just over £212,000 in just under three years.

Honestly I am so proud of what we have done I could cry. 

Thank you all so much for being my cheerleaders - you honestly don't know how much that helped me along the way.

Our next move is to save some money for our retirement so we can retire in the next few years and start really enjoying life so I don't think this diary will be going anywhere. I just need to find time to update it more often  

For now though I have got to go to work so I'll pop back later in the week and share my next target

daisy_1571

Well done cm, thats a great total.  Glad to hear you're keeping the diary up but definitely take a few weeks as a 'reward'  for all your hard work.

I know its simply not possible to have that amount set aside in a short time without high wages coming in, lots of people don't earn that much in 10 years, but that's not to take anything away from what you've achieved.   You've also done so much working many hours in not very well paid jobs, doing very long hours to keep funds coming in plus you've both kept focus on your target which is hard to keep going for 3 years. 

I hope you can get a bit more balance back from now on, even though you are working towards retirement income     as you were doing such long long days

Meantime, celebrate what you've both achieved    👏 ✨ 🙌 😀 ❤ 👌 

Dx  

Baileys_Babe

Congratulations @craftingmad that is a fantastic achievement, congratulations to you both.

The next challege is one all your cheerleaders know you will conquer with your hard work and planning.

How are you planning to celebrate reaching this impressive milestone?

the_end_of_the_rainbow

Congratulations - that’s a staggering amount to have saved in the last 3 years - well done!

Jessy103

Huge congratulations! You've worked so hard, well done! 🍾🥳 x

craftingmad

daisy_1571 said:

Well done cm, thats a great total.  Glad to hear you're keeping the diary up but definitely take a few weeks as a 'reward'  for all your hard work.

I know its simply not possible to have that amount set aside in a short time without high wages coming in, lots of people don't earn that much in 10 years, but that's not to take anything away from what you've achieved.   You've also done so much working many hours in not very well paid jobs, doing very long hours to keep funds coming in plus you've both kept focus on your target which is hard to keep going for 3 years. 

I hope you can get a bit more balance back from now on, even though you are working towards retirement income     as you were doing such long long days

Meantime, celebrate what you've both achieved    👏 ✨ 🙌 😀 ❤ 👌 

Dx  

Thanks Daisy, I know we are very honoured that we have a high wage coming in thanks to my husband. He worked very hard and really struggled to be able to earn that money so I am super proud of him It is certainly being put to good use and everything we do is ultimately for our kids so hopefully we are showing them that hard work and a few sacrifices really does pay in the long term.

My plan is to give up one job after the end  of November so that will be a nice little way of me celebrating our achievement and hoping getting a little better work/life balance in the future  

We enjoyed a lovely meal in a favourite local restaurant by way of a celebration which we also combined with my birthday meal so we were still very much keeping with our MSE ways  

craftingmad

Baileys_Babe said:

Congratulations @craftingmad that is a fantastic achievement, congratulations to you both.

The next challege is one all your cheerleaders know you will conquer with your hard work and planning.

How are you planning to celebrate reaching this impressive milestone?

Aww thank you so much Baileys. Honestly your cheerleading kept me going on the days I really felt like giving up x

We enjoyed a lovely meal at a local restaurant by way of celebration which was really delicious and a proper treat for us x

craftingmad

the_end_of_the_rainbow said:

Congratulations - that’s a staggering amount to have saved in the last 3 years - well done!

Thank you x 

Jessy103 said:

Huge congratulations! You've worked so hard, well done! 🍾🥳 x

Thank you x