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My Mortgage Free Mountain - A 7 year expedition to climb to the top
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I have finally managed to sit down and look at our figures so I can plan our next expedition
. I couldn't do it before now as I could not access my post office savings account annoyingly but it did give me a few days to relax and celebrate our achievements so far which was lovely. We treated ourselves to a lovely meal out at a local restaurant near us but in true money saving style also combined that celebration with celebrating my birthday as well so we ate once but celebrated twice
So I have no clue how much to save for our retirement but £250,000 sounds like a good amount to start off with. I'm not including hubbies lovely pension pot in this sum only spare cash in the bank. After we have paid off all our mortgages we have £49892 left sitting in our bank account so that means we have a whopping £200108 to find. We hope to retire in 4 years (that will make me 55) so here we go - buckle up - I sense it could be a bumpy (yet very worthwhile) ride xMortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.022 -
Woohoo ! Here we go !!! 😆 🤣 😂
Dxxx22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈⭐ Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you will be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If you aren't already using something you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'1 -
Good luck with your plansFashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family1 -
Good news - I forgot to add in one of our savings accounts and the investment is worth about £7k more than I thought so we actually only need to find £150206. Still a huge amount to get in 4 years but much better than I originally thought
I listed lots of things on FB Marketplace last night and somebody is coming to collect one of them on Friday for £6 so I've taken my first baby step towards our retirementMortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.022
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