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My Mortgage Free Mountain - A 7 year expedition to climb to the top
Comments
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I'm just tired reading about it!!
Hope you got your well deserved rest xMortgage Balance as of July 2025 £14,900.
Starting Mortgage Balance (June 2019) £72,000.
Aiming to be mortgage free by my 40th birthday, June 2026!1 -
Baileys_Babe said:Wow, you have worked so much in the last few days no wonder you're feeling exhausted.
Can you combine taking your daughter to work with paying in your wages?
You have put more on your list than you realise, make and post is 2 jobs not 1 😉
Look after yourself, stay hydrated and I hope your power nap helps.
I didn't have a power nap but I slept really well last night and am feeling ready to face the day ahead of me
I paid my wages in on the way back from taking daughter so that not only saved me some time but also fuel costs as well
As always, you were right about the making and posting being two jobs - I managed to make them but not get round to posting them offMortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.021 -
Jessy103 said:I'm just tired reading about it!!
Hope you got your well deserved rest xMortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.020 -
Morning all,
I'm planning on taking it a bit easy again today but I do have a 4 hour chippy shift this evening so I will still be doing something to add some coins into the pot
I slept really well last night and so feel rested and ready to plough through the day. I'm hoping to spend the majority of the day working on my business but first I'm going to do a brain dump to get everything out of my head as it feels very full at the moment and I seem to lack the time to do much so I'm going to try and prioritise the things which must be done (can you tell I took a productivity course from my membership yesterday)
So today I WILL:-- Brain dump everything out of my head - DONE
- Play on Mistplay (126 points target) - DONE 182 points earned today
- Watch videos on WeR8 - DONE five videos watched for 30p
- Design planner for FB customer and send over proof - DONE
- Package and post off three orders from yesterday - packaged up. Will post off on way to work
Posted
- Reprint stickers which have gone astray in post for repeat customer as required urgently - printed - will post on way to work
Posted
- Transfer Paypal balance into OP savings account - DONE £48 transferred into OP savings account
Will transfer remaining £17.09 once I have posted off the order book tomorrow
- Design more cardmaking sheets to sell
- See where my Craftsuprint earnings have gone for last month - raised a support ticket as I cannot find them
- Comment on in search of posts to hopefully get some more orders - commented on one so far
- Post in two FB groups to improve my visibility
- Write and schedule posts for my business page on social media
- Complete one course from my membership
- Check free postcode lottery, winadinner and freemoji - DONE not a winner
- Complete Prime Opinion survey
- List something on FB Marketplace
- Renew listings on FB Marketplace - DONE 17 listings renewed
- Enjoy a long walk with doggo as feel I hardly see her these days - DONE managed to squeeze an hours walk in in between the rain storms
- Chippy shift (4 hours) - DONE
- NSD - had to pick up cinnamon doughnuts for daughter so failed
Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.021 - Brain dump everything out of my head - DONE
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You achieved loads yesterday and you look like you are on track to do the same today.
When it is practical I try to combine journeys to save time and fuel.
A course on being productive I could see as being a great help to me too.
Are you staying hydrated (yes this is an obsession of mine).Fashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family1 -
Baileys_Babe said:You achieved loads yesterday and you look like you are on track to do the same today.
When it is practical I try to combine journeys to save time and fuel.
A course on being productive I could see as being a great help to me too.
Are you staying hydrated (yes this is an obsession of mine).
The productivity course really helped me to focus on what really needs doing and what is just noise in my head (I get a lot of that apparently - I'm like a magpie - distracted by shiny objects!)
I drunk lots yesterday - my new way of working is 25 minutes hard at it and then a 5 minute rest so each rest I made sure I had a sip of drink and it made me feel so much betterI had your reminders in my head which helped keep me stay om track so thank you again x
Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.021 -
Good morning (actually its an awful and a very wet morning again here on the Norfolk Broads today
).
No work work for me again today so I am intending on enjoying my day off but I do have to collect son from college at 11am and take him to work for 12pm so some of my day will be taken up with that but the rest is mine to do with as I please.
I got another little Etsy order in yesterday so I shall make that, along with the order book my customer approved yesterday and get those posted off and then I shall see what takes my fancy. I was hoping to get some washing done but think the weather may scupper my plans again
I've set myself a little challenge this week of trying to get an order a day and so far it's working as I had an order Monday and yesterday so fingers crossed I get one today to keep up my lucky streak. I'll promote on social media and fingers crossed I will get one from that
Apparently my craftsuprint earnings have been given to me in voucher form for the site as they were under £5 so one of my tasks is to now try and build up my sales on there to make sure they are over £5 so I get the cash rather than vouchers. That or I decide to come off there altogether as it's not very MSE to give me vouchers to buy things I can make myself without spending any extra cash!!! I'll have to have a good think about the best next steps for that one as I was hoping it could make me a nice little passive income when I finally retire.
I've got anything else interesting to say so I'll just crack on with my list:-
So today I WILL:-- Play on Mistplay (126 points target) - 27 points so far today
- Watch videos on WeR8 - no videos available this morning so I will check back later
- Print, bind and post off Order book for customer - printed and bound - now just to post off
- Make and post off lucky gnome for Etsy order - made and ready to post off
- Transfer remaining Paypal balance into OP savings account - DONE £17.09 transferred into OP savings account
- Design more cardmaking sheets to sell
- Comment on in search of posts to hopefully get some more orders
- Post in two FB groups to improve my visibility
- Write and schedule posts for my business page on social media
- Complete one course from my membership
- Check free postcode lottery, winadinner and freemoji - DONE not a winner
- Complete Prime Opinion survey
- List something on FB Marketplace
- Enjoy a long walk with doggo - weather too bad to even get her to go outside - she is such a fair weather dog!
- Meal plan for rest of the week
- Check hubbies Lidl app and activate his coupons so he saves money on his daily food shops - DONE £9.59 of free fruit today(400g strawberries, 500g grapes, 4 avocados, 7 satsumas, a mango, 4 lemons, 5 bananas and a red pepper) - I am loving this free fruit spin game thing)
- Find library books and go to library to renew as will not let me do it online and I don't want to incur fines - Cannot find 6 books annoyingly but managed to renew all but one of them and got hubby looking for others as he moved them from my car!
- NSD - sort of as although Lidl shopping done hubby paid and we got lots free
Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.022 - Play on Mistplay (126 points target) - 27 points so far today
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Hi all, no list from me today as I have just finished a 7 hour shift at the cafe so think that is me done for the day.
I have a day off tomorrow though so normal service will hopefully resume then
Hope you have all had a good day xMortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.022 -
Hi everyone, just wanted to let you know I'm still here and still plodding up that mortgage mountain (I really hope the view from the top is a good one) one step at a time.
I've been super busy with work so the daily lists will return from tomorrow xMortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.021 -
Morning all,
I'm a bit later posting today as I wanted to take advantage of the sunshine and get some washing done and hanging outside and also take the doggo for a nice walk but better late than never I am ready to begin my to do list
I've not really got anything exciting to report as my time has mainly been spent working although I did visit my wonderful parents on Friday for an impromptu visit as all four of us had the day off which is rare these days so that was lovely.
I did nearly quit the chippy job on Saturday as the boss was being a complete ar*e but luckily I managed to stop and think about how useful the money is and bit my tongue. If he is the same tomorrow though I might decide the money is just not worth it to be honest so watch this space
I've got to try and find another savings account for our cash as without warning they have decided to drop the rate from 4.79% to 1.9% which is pants so that is on my list for today. the interest we are earning is really helping our mortgage mountain climb be that little bit easier so I'm determined to find a similar rate from somewhere. Anyone have any recommendations?
So today I WILL:-- Play on Mistplay (126 points target) - 2 points so far
- Watch videos on WeR8 - none available
- Answer enquiry regarding logo stickers - DONE might only be a £4.95 order but an order is an order especially as it is so quiet at the moment
- Make up proof for plantable business cards - DONE
- Pay in chippy wages and transferred into OP savings account - DONE £92 plus £38.15 from Quidco transferred
- Get three loads of washing done and dry outside - three loads done out on the line and drying nicely
- Look for a higher rate savings account
- Submit claims to Royal Mail for three items which have not arrived - DONE 3 claims submitted for a total of £30.55
- Look into small claims proceedings for Council who are refusing responsibility for pothole damage to car
- Design more cardmaking sheets to sell
- Comment on in search of posts to hopefully get some more orders - commented on two
- Post in two FB groups to improve my visibility
- Write and schedule posts for my business page on social media
- Complete one course from my membership
- Check free postcode lottery, winadinner and freemoji - DONE not a winner
- Complete Prime Opinion survey
- List something on FB Marketplace
- Enjoy a long walk with doggo - went out for a little stroll but quite hot so will go again later when it has cooled down a bit
- Meal plan for rest of the week
- Check hubbies Lidl app and activate his coupons so he saves money on his daily food shops
- Look for missing library books
- Look for beast quest books listed on FB and cannot find as somebody wants to buy them
- NSD - DONE
Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.022 - Play on Mistplay (126 points target) - 2 points so far
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