📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

My Mortgage Free Mountain - A 7 year expedition to climb to the top

18485878990137

Comments

  • Jessy103
    Jessy103 Posts: 2,250 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Sorry to hear chippy boss is back to his old ways, hopefully he has a word with himself and you don't end up leaving x
    Mortgage Balance as of July 2025 £14,900.
    Starting Mortgage Balance (June 2019) £72,000.
    Aiming to be mortgage free by my 40th birthday, June 2026!
  • craftingmad
    craftingmad Posts: 3,362 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 19 June 2024 at 2:52PM
    Hello :)

    Sorry no post from me yesterday. I'll be honest my mental health took a turn yesterday and I was not in a good place so I just spent the day making some cards and trying to get my head back where it should be.
    Working at the chippy didn't really help either as the boss has certainly gone back to his old ways so today I will be having a long hard think about whether I really want to be there or not.  

    I'm feeling much better today though and have a day off from work work so am hoping to plough through a list and achieve lots :) 

    So today I WILL:-
    1. Play on Mistplay (126 points target) - 2 points so far :)
    2. Watch videos on WeR8 - still none available :(
    3. Print, cut and post plantable business cards - printed and cut - now just to post off :) 
    4. Invoice sticker order - DONE fingers crossed she pays soon :) 
    5. Look for a higher rate savings account
    6. Look into small claims proceedings for Council who are refusing responsibility for pothole damage to car
    7. Design more cardmaking sheets to sell
    8. Comment on in search of posts to hopefully get some more orders 
    9. Post in two FB groups to improve my visibility
    10. Write and schedule posts for my business page on social media
    11. Complete one course from my membership
    12. Check free postcode lottery, winadinner and freemoji - DONE not a winner :( 
    13. Complete Prime Opinion survey
    14. List something on FB Marketplace
    15. Enjoy a long walk with doggo - DONE a long walk around our village with hubby and doggo and it was lovely :)
    16. Meal plan for rest of the week
    17. Check hubbies Lidl app and activate his coupons so he saves money on his daily food shops
    18. Look for missing library books
    19. Look for beast quest books listed on FB and cannot find as somebody wants to buy them
    20. NSD - failed popped into Morrisons on way back from picking up son and got salt and pepper bread, corned beef pasties and some belly pork bites - yum yum and just what I needed to cheer myself up :) 
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,362 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Jessy103 said:
    Sorry to hear chippy boss is back to his old ways, hopefully he has a word with himself and you don't end up leaving x
    Thank you x
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • Baileys_Babe
    Baileys_Babe Posts: 6,267 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Have a talk with the Chippy boss, tell him you are not his punch bag, he either needs to mend his ways immediately or you walk. You could do this face to face, text, email, WhatsApp, what ever works best for you.
    Fashion on a ration 2025 0/66 coupons spent
    79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases

    One
     income, home educating family 
  • craftingmad
    craftingmad Posts: 3,362 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Have a talk with the Chippy boss, tell him you are not his punch bag, he either needs to mend his ways immediately or you walk. You could do this face to face, text, email, WhatsApp, what ever works best for you.
    Thanks Baileys - I know I have to have it out with him. I just have to pluck up the courage first :) 
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,362 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 21 June 2024 at 8:15AM
    Morning all.
    Well today was meant to be another day off for me but instead I have been called into both the Cafe and Burger King so I have a pretty full day ahead. Hubby also has his leaving do tonight so I have to take him to that in between shifts and pick him up at midnight tonight :( No rest for the wicked! At least our daughters shift has been cancelled so I have not got to squeeze in taking and picking her up as well or I might have run out of hours in the day! 

    Although I will basically be busy from 9.30am - 10pm tonight I am still hoping I can achieve a few little bits to help us on our mortgage free hike so I'm going to add a list and pray that I find a few pockets of time to cross a few bits off :) 

    So today I HOPE I will find time to:-
    1. Play on Mistplay (126 points target) - 2 points so far :)
    2. Watch videos on WeR8 - still none available :(
    3. Post off plantable business cards - DONE :) 
    4. Print stickers for FB order
    5. Look for a higher rate savings account - done all the research now got two to choose from :) 
    6. Comment on in search of posts to hopefully get some more orders - commented on two posts :) 
    7. Post in two FB groups to improve my visibility
    8. Write and schedule posts for my business page on social media
    9. Complete one course from my membership
    10. Check free postcode lottery, winadinner and freemoji - DONE not a winner :( 
    11. Complete Prime Opinion survey
    12. List something on FB Marketplace
    13. Meal plan for rest of the week
    14. Check hubbies Lidl app and activate his coupons so he saves money on his daily food shops
    15. Cafe shift (7 hours) - DONE :)
    16. Burger King Shift (2 hours) - DONE ended up being 3 hours :) 
    17. NSD - DONE :) 
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • Baileys_Babe
    Baileys_Babe Posts: 6,267 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Your list is very ambitious, bearing in mind you are working 9 hours, being Hubby's taxi and won't get to bed til gone midnight.

    What are your priorities?
    Fashion on a ration 2025 0/66 coupons spent
    79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases

    One
     income, home educating family 
  • craftingmad
    craftingmad Posts: 3,362 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Your list is very ambitious, bearing in mind you are working 9 hours, being Hubby's taxi and won't get to bed til gone midnight.

    What are your priorities?
    You were very right Baileys. I was far too ambitious. The things I had to focus on (work shifts, NSD and getting the order posted off) I did at least achieve :):smile:

    I'm feeling shattered this morning so glad I only have a 3 and a half hour shift at the cafe today. Burger King asked me to come in but I managed to say no so I'm feeling a little bit proud of myself as no is not often in my vocabulary :) 
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • ~FlowerPot~
    ~FlowerPot~ Posts: 1,621 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    Hello, not been around much lately as been on holiday. 
    Popping in to say well done on saying no to the extra shift. It can be really hard to say no. I do too! Im to much of a people pleaser! But setting boundaries is helpful and will hopefully stop you over giving.
    Well done xx
    ♥️ ♥️ ♥️
    🌸🌸🌸🌸🌸🌸🌸🌸
    Decluttering 2025 So far 403 / 2025
    Decluttering 2024🏅🏅🥇🏅🏅🏅⭐⭐⭐🌸 DS2🏅🏅DD🏅🥇🌸
    25 in 25 So far 1 /25

    ⭐My rambling savings Diary ~⭐
  • ~FlowerPot~
    ~FlowerPot~ Posts: 1,621 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    Ps did that sound patronising?
     I didn't mean it too
    Love flowers x
    ♥️ ♥️ ♥️
    🌸🌸🌸🌸🌸🌸🌸🌸
    Decluttering 2025 So far 403 / 2025
    Decluttering 2024🏅🏅🥇🏅🏅🏅⭐⭐⭐🌸 DS2🏅🏅DD🏅🥇🌸
    25 in 25 So far 1 /25

    ⭐My rambling savings Diary ~⭐
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.2K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.3K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.