My Mortgage Free Mountain - A 7 year expedition to climb to the top

craftingmad

Morning all, another chippy shift under my belt and I'm getting more and more confident each time. I actually feel like I know what I'm doing now and its nice to get out of the house and have a chat with different people

The doggo is obviously not feeling that great again as did not each much yesterday and not touched her breakfast this morning so may need more medicine after all Will have to wait and see how it goes but fingers crossed she perks up a bit today

We are off out for a meal tonight to celebrate daughters birthday tomorrow (for the first time in her 20 years I'm working on her birthday) so I'm feeling a little guilty that we cannot celebrate on her actual day but she says she is ok with it.

Not sure on kids plans today but no doubt it will involve me driving them places and waiting around to collect them at some point!!! 

Whilst I'm waiting for them to wake up (it could be some time!!!) I shall try and tackle my (not so) little list for today:-

1.  Play on Mistplay 102 points earned today so far
2. Complete a Nectar survey - DONE 6 points from being timed out of 3 surveys and completed 20 point survey but not credited  
3. Make a birthday card for daughter
4. Send invoice to lady wanting binder rings - DONE only £4 but that will still be £4 in my pocket and get rid of a couple of bits from my house  
5. Complete task on OhMyDosh - DONE signed up to another survey company and gained £1.20 which has given me enough to cash out  Requested BACS payment of £10.55 which will be in my account within the next 7 days - will transfer over to OP savings account when it has arrived 
6. Post in 3 FB groups promoting my business with a hope I will get some more orders
7. Comment on In search of posts on FB in the hope I get some orders - commented on 4 so far - hoping to find more as the day goes on
8. Check free postcode lottery, Win a Dinner and Freemoji - DONE not a winner
9. No heating even though the temperature has dropped - 3.15pm and still not on
10. NSD (apart from meal out which is already budgeted for)  - DONE £5 transferred to OP savings account
11. Earn some points on swagbucks (hoping to reach daily target)
12. Enter 3 competitions - DONE 21 entered
13. Renew FB Marketplace listings - DONE
14. List an item on FB Marketplace
15. Complete a survey/searches on Inbox Pounds 
16. Complete Crowdology survey
17. Complete Mobrog survey 
18. Complete survey on Lifepoint
19. Complete a survey on Toluna Influencers
20. Complete a survey on Prime Opinion
21. Investigate the ways to make an extra £25 I came up with and sign up for them
22. Purchase RAC breakdown insurance and Car Insurance
23. Take a survey on Opinion Outpost - still no surveys
24. List a new item on Etsy (in the hope it gets my shop seen a bit more)
25. Complete one of the courses on the membership site I belong too before subscription ends at the end of this month 
26. Complete application for Compass surveys
27. Chase for refund on subscription taken even though cancelled - DONE fingers crossed I get my money back as over £100!! 
28. Chase for additional membership to be added which I had already paid for  

  

craftingmad

Good morning everyone.
It's my daughter's birthday today and I have a 8.5 hour shift at the chip shop starting at lunchtime today - there are some drawbacks to this job   On the plus side it is pay day today so I should be getting another £110 paid to me tonight  

I think this shift might break me so my list is very little for today as I'm trying to be kind to myself:-

1. Chippy shift - DONE it was so busy and I certainly earned my money tonight  

Hope you all have a great weekend x 

~FlowerPot~

 I love that you are being kind to yourself today with a long shift ahead that a good idea. I hope tomorrow will be a little easier for you ANd as you say at least its pay day!!

HAppy birthday to your daughter x

craftingmad

~FlowerPot~ said:

 I love that you are being kind to yourself today with a long shift ahead that a good idea. I hope tomorrow will be a little easier for you ANd as you say at least its pay day!!

HAppy birthday to your daughter x

Thank you x 

craftingmad

Well the shift at the chippy was hard work so I certainly earned my money - it was non stop as we were so busy and the chip shops busiest day in the year and a bit they have been open  

I'm trying to relax a bit again today with my daughter who is sad as her boyfriend went home today and my body is very grateful for the rest - it appears it is not so suited for such long days of hard work as I thought it was!!

Never mind I got paid my £110.70 so this will be paid in tomorrow and then added to the OP savings pot so it makes it a little more worthwhile and it is helping me still contribute when my business is so quiet!

Good news on the course refund front too - it was credited back to my paypal account last night so I have transferred £100 over to the OP savings account today which takes us to to just over £13K sitting in there ready to pay off the mortgage debt when it comes to remortgaging in 2025 I actually feel like we are getting somewhere so that is keeping me motivated. 

So it's another short list from me today so here goes:-

1. Play on Mistplay - not only does it help me relax it earns money too 27 points so far today  
2. Submit Shop and Scan barcodes and receipts - DONE  
3. Complete a Nectar survey
4. Chase lady who wanted binder rings - only £4 but that will still be £4 in my pocket and get rid of a couple of bits from my house - DONE fingers crossed she still wants them  
5. Check to see if £10 from OhMyDosh has been credited yet - DONE not credited yet
6. Post in 3 FB groups promoting my business with a hope I will get some more orders
7. Comment on In search of posts on FB in the hope I get some orders
8. Check free postcode lottery, Win a Dinner and Freemoji 
9. Enter 3 competitions - DONE 21 comps entered 
10. Renew FB Marketplace listings - DONE
11. List an item on FB Marketplace
12. Complete a survey/searches on Inbox Pounds 
13. Complete Crowdology survey
14. Complete Mobrog survey 
15. Complete survey on Lifepoint
16. Complete a survey on Toluna Influencers
17. Complete a survey on Prime Opinion
18. Take a survey on Opinion Outpost  
19. Complete application for Compass surveys  

craftingmad

I've just realised I have not posted my monthly/yearly update for May either so I'll do it now - better late than never  

YEARLY UPDATE

Overpayments Made = £4379

Amount Added to Savings Pot = £12174.79 

The amount in the OP savings pot equates to just over 27% of the balance our first BTL mortgage

Fingers crossed we can keep up this momentum for the rest of the year 

~FlowerPot~

Nice to hear your update. You are doing so well. 
My pots seen very small in comparison and I am beginning to really worry about having 2 go to university, i have no idea how we will fund it!

I also need to get DH more on board!! 

craftingmad

Good morning everyone - things are sort of back to normal after the school holidays - our son has two big exams today so is a nervous wreak though so he may need some extra TLC I think. Our daughter starts a placement at our local school today and seems happy enough so all good on that front.
I really need to go food shopping again but am going to try and wait until tomorrow as I really don't have the energy to leave the house I think  

Here's my not so little list for today:-

1. Play on Mistplay 127 points earned so far today
2. Complete a Nectar survey - DONE two survey completed for 40 points each
3. Post binder rings to lady after payment made late last night - packaged ready to post - will take at same time as money to pay in DONE
4. Pay in chip shop wages and transfer to OP savings account - DONE £110.70 transferred to OP savings pot
5. Transfer Etsy earnings into OP savings account - DONE £101.55 transferred to OP savings account  
6. Check to see if OhMyDosh £10 has been credited into my account - DONE not credited yet  
7. Renew library books to save fines - DONE
8. Update spreadsheets with mortgage amounts - DONE its great to see the figures going down and the progress we are making
9. Submit claim for missing order to Royal Mail - DONE claim for £26.50 - lets hope they pay out quickly as I have had to refund my customer  
10. Check to see if £25 refund owed from course overcharge has been credited - DONE received so full refund has been received  
11. Post in 3 FB groups promoting my business with a hope I will get some more orders
12. Comment on In search of posts on FB in the hope I get some orders
13. Transfer Nectar points over onto card associated with survey account
14. Check free postcode lottery, Win a Dinner and Freemoji - DONE not a winner
15. Meal Plan for week and write shopping list - DONE will go shopping tomorrow as have everything needed for pasta bake for today
16. No heating even though the temperature has dropped (its so cold here on the Norfolk Broads) - its warming up so no plans for it to go on today
17. NSD - DONE £5 transferred to OP savings account  
18. Earn some points on swagbucks (hoping to reach daily target)
19. Enter 3 competitions - DONE 28 comps entered
20. Renew FB Marketplace listings - DONE
21. List an item on FB Marketplace
22. Complete a survey/searches on Inbox Pounds - DONE one survey for 20p and searches for 7p - every little helps I hope
23. Complete Crowdology survey - DONE 40p survey completed
24. Complete Mobrog survey - completed two surveys but neither credited so giving up for today
25. Complete survey on Lifepoint
26. Complete a survey on Toluna Influencers
27. Complete a survey on Prime Opinion - DONE survey completed for 117 points
28. Investigate the ways to make an extra £25 I came up with and sign up for them
29. Renew breakdown cover
30. Take a survey on Opinion Outpost - still no surveys - I only need one more before I can cash out 
31. Design a new item to sell
32. List a new item on Etsy (in the hope it gets my shop seen a bit more)
33. Complete one of the courses on the membership site I belong too before subscription ends at the end of this month 
34. Complete application for Compass surveys
35. Chase for additional membership to be added which I had already paid for - DONE and it has finally been added

craftingmad

Good morning. I'm feeling pretty proud of myself with the amount of money that got added to the OP savings pot yesterday. Lets just hope I can keep up that momentum for the rest of the month  
I'm expecting a fight to get son into school today as he tried telling me he didn't have to go in yesterday - the pressure is really getting to him bless him so if anyone has any tips on how to calm his anxiety I would be really grateful.

I have got to go food shopping today or else we won't be having any dinner!!! 

Other than that I am going to try and use today to work on my business. I've been neglecting it lately as it is so hard to make a sale but I need to focus and work hard to get it back up and running during these tough economic times. I can do this  

Here's my (not so) little list for today:-

1. Play on Mistplay - 139 points earned so far today 
2. Complete a Nectar survey - DONE one survey completed for 40 points and timed out of one so extra 2 points to add
3. Check to see if OhMyDosh £10 has been credited into my account - DONE went in this morning so £10.55 has been transferred over to the OP savings account
4. Post in 3 FB groups promoting my business with a hope I will get some more orders - DONE  
5. Comment on In search of posts on FB in the hope I get some orders - commented on two - hoping to find more later
6. Transfer Nectar points over onto card associated with survey account
7. Check free postcode lottery, Win a Dinner and Freemoji - DONE not a winner
8. Food shopping making sure I stick to the shopping list - DONE only a couple of extra bits added in as they were on offer
9. Scan shopping for Shop and Scan points - DONE
10. No heating even though the temperature has dropped (its so cold here on the Norfolk Broads) - DONE 3.45pm and no heating yet (and its not going on later either - it's June!!!)  
11. Earn some points on swagbucks (hoping to reach daily target)
12. Enter 3 competitions - DONE 14 entered today
13. List an item on FB Marketplace
14. Complete a task on Oh My Dosh
15. Complete a survey/searches on Inbox Pounds
16. Complete a survey on Panelbase - DONE completed two surveys totalling £1.85
17. Complete Crowdology survey 
18. Complete Mobrog survey
19. Complete survey on Lifepoint
20. Complete a survey on Toluna Influencers
21. Complete a survey on Prime Opinion
22. Investigate the ways to make an extra £25 I came up with and sign up for them
23. Renew breakdown cover
24. Take a survey on Opinion Outpost - no surveys available still
25. Design a new item to sell - DONE turtle-ly awesome wish bracelets now designed, made and advertised  
26. List a new item on Etsy (in the hope it gets my shop seen a bit more)
27. Complete one of the courses on the membership site I belong too before subscription ends 
28. Complete application for Compass surveys
29. Chase for additional membership to be added which I had already paid for
30. Plan social media posts for business for rest of month - DONE
31. Work on my business to make it bigger and better

craftingmad

Good morning,
Nothing exciting to report today. I'm a bit disappointed with my progress yesterday but my son's anxiety became too much for him so I had to focus on him. Family always has to come before anything - right?

I need to get petrol today as the car is running on vapours (should have gone yesterday but life got in the way) and I'm now taking son in for his exams and picking him up straight after so my petrol consumption is going to increase these next couple of weeks sadly. Whilst I an there I might just pick up a couple of bits from Asda so I can take advantage of the blue light discount they offer (including the couple of bits I could not get at Lidl yesterday) but other than that I have a NSD planned.

Let's see how much I can achieve today - here's my (not so) little list:-

1. Play on Mistplay - 2 points earned so far today  
2. Complete a Nectar survey - DONE two surveys completed (total 80 points) and timed out of one for additional 2 points
3. Post in 3 FB groups promoting my business with a hope I will get some more orders 
4. Comment on In search of posts on FB in the hope I get some orders - two commented on so far - hoping for lots more today
5. Answer enquiries in the hope of more orders - DONE now to await hearing back and hoping I get the orders
6. Make two orders received and work on banner design for customer - two items made and ready to post - now just to work on the banner design
7. Transfer Nectar points over onto card associated with survey account
8. Check free postcode lottery, Win a Dinner and Freemoji - DONE not a winner
9. NSD (other than small food shop and petrol) - DONE didn't go shopping or for fuel in the end but must go tomorrow as on vapours! £5 transferred to OP savings account
10. Scan shopping for Shop and Scan points - no shopping to scan as put it off until tomorrow
11. No heating even though the temperature has dropped - DONE It's 4.20pm and no heating on all day and it is NOT going on tonight either - if the family are cold they can put a jumper or their coat on   
12. Earn some points on swagbucks (hoping to reach daily target)
13. Enter 3 competitions - DONE 22 comps entered
14. List an item on FB Marketplace
15. Complete a task on Oh My Dosh - DONE signed up to Opinion Bureau for £1
16. Complete a survey/searches on Inbox Pounds - DONE two surveys completed for 20p each and searches carried out for 7p
17. Complete a survey on Panelbase - DONE one completed for 60p
18. Complete Crowdology survey - DONE two surveys totalling 96p completed
19. Complete Mobrog survey - DONE completed survey for 64p but has not credited again (just like yesterday). I have logged a complaint for missing reward so hopefully it will get sorted quickly
20. Complete survey on Lifepoint - looks like they have deactivated my membership sent a help support ticket to hoopefully get back in  
21. Complete a survey on Toluna Influencers - DONE survey completed for 2500 points  
22. Complete a survey on Prime Opinion - screened out of every survey I tried - only 5 points added
23. Complete survey on Opinion Bureau - DONE profile survey for £1 and £5 sign up bonus added  
24. Investigate the ways to make an extra £25 I came up with and sign up for them
25. Renew breakdown cover
26. Take a survey on Opinion Outpost - no survey available  
27. Chase Quidco for cashback which was due to be paid Dec 22! - DONE fingers crossed they do the decent thing and pay out. I'm really disheartened by this company  - it seems they try and use all excuses not to pay these days  
28. Design a new item to sell
29. List a new item on Etsy (in the hope it gets my shop seen a bit more)
30. Complete one of the courses on the membership site I belong too before subscription ends 
31. Complete application for Compass surveys
32. Check chippy rotas due out today - DONE rotas for next 4 weeks released and although I am off on holiday for one week the following week I have extra hours so all good. Would have been nice to pick up a lunchtime shift too but not happening for the forseeable future it seems  
33. Work on my business to make it bigger and better