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My Mortgage Free Mountain - A 7 year expedition to climb to the top

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  • craftingmad
    craftingmad Posts: 3,362 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    It's Sunday, i think you deserve to take it a bit easier today after your busy shift.
    Flowers x
    Thanks Flowers - I get bored sitting around but you are right I do need to make sure I rest a bit too.

    Excellent that you are able to avoid a top-up shop.

    The chippy paying more per hour than you thought, is good news.
    It certainly is - I am very happy about that and not having to do a top up shop :) 
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,362 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 22 May 2023 at 5:45PM
    Well I achieved more than I thought would yesterday so have a smile on my face today. 

    I'm a bit late to the party today but at least I'm here now so lets see what I can achieve today :) 

    Here's my (not so) little list:-
    1. Play on Mistplay - 312 points today :)
    2. Complete a Nectar survey - DONE two completed - one for 60 points and an epicically long one for 140 points :) 
    3. Meal Plan for week - DONE (included a cheeky take away on Sat as daughter home from Uni and I will be working) :)
    4. Complete changes to logo for customer - DONE now just waiting for clients comments :)
    5. Look for more tins to see if I can make two prayer boxes requested by returning customer - DONE 4 more boxes found so just waiting to hear from customer if she would like to go ahead (£25.90) or if I can add the items back onto my website again :) 
    6. Post off decoupage book sold on FB Marketplace for £6 -- DONE £6 transferred to OP savings account :)
    7. Post in 3 FB groups promoting my business with a hope I will get some more orders - DONE :)
    8. Comment on In search of posts on FB in the hope I get some orders - commented on two so far and hoping to find lots more before the day has finished :)
    9. Check free postcode lottery, Win a Dinner and Freemoji - DONE not a winner :(
    10. No heating - 4.15pm and still not on and its nice and warm in the house so that switch is not being touched today :) 
    11. NSD  - DONE £5 transferred to OP savings account :)
    12. Earn some points on swagbucks (hoping to reach daily target) 
    13. Enter 3 competitions - DONE entered 50 :)
    14. List an item on FB Marketplace - DONE listed some bookbinding rings :)
    15. Look into selling on TikTok
    16. Complete a task on OhMyDosh
    17. Complete a survey/searches on Inbox Pounds 
    18. Complete a survey on Shopper Thoughts - no surveys still :(
    19. Complete Crowdology survey
    20. Complete Mobrog survey 
    21. Complete survey on Lifepoint
    22. Complete a survey on Toluna Influencers
    23. Complete a survey on Prime Opinion
    24. Investigate the ways to make an extra £25 I came up with yesterday and sign up for them
    25. Purchase RAC breakdown insurance and Car Insurance
    26. Take a survey on Opinion Outpost - DONE no surveys still :(
    27. Freezer inventory
    28. Find a small way to save money - DONE I put a piece of kitchen roll under my bowl I was grating cheese in and then emptied all the pieces I dropped back into the bowl. Also reused a piece of kitchen foil to wrap the new block of cheese in  :) 
    29. List a new item on Etsy (in the hope it gets my shop seen a bit more)
    30. Complete one of the courses on the membership site I belong too before subscription ends at the end of this month 
    31. Complete application for Compass surveys  
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,362 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 23 May 2023 at 5:24PM
    Morning everyone,

    I'm on babysitting duty all day for my little 18 month old next door neighbour again today so won't be getting much done (apart from a long lie down at 3.45pm I think)!!!!

    I'm still going to attempt to get a few things done so here it is - my little list for today:-

    1. Play on Mistplay - 162 points so far - hope to get to 200 by the end of the day :)
    2. Complete a Nectar survey - timed out of 3 so 6 points added today :)
    3. Post in 3 FB groups promoting my business with a hope I will get some more orders 
    4. Comment on In search of posts on FB in the hope I get some orders
    5. Check free postcode lottery, Win a Dinner and Freemoji - DONE not a winner :(
    6. NSD - DONE £5 transferred to OP savings account :)
    7. Enter 3 competitions - DONE 10 entered today :)
    8. List an item on FB Marketplace
    9. Complete a survey/searches on Inbox Pounds 
    10. Complete a survey on Toluna Influencers
    11. Complete a survey on Prime Opinion
    12. Tidy upstairs bedroom so I can clear spare room ready for daughter coming home 
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,362 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 25 May 2023 at 7:46AM
    Morning everyone much later than usual today as I have a poorly doggo so been trying to tempt her to eat with no success so it's off to the vets for us later today and fingers crossed they can find out what is wrong with her as she's been like for a few days now which is so unlike her :(
    Good new about yesterday though - although I did not get much crossed off my list I did resist a takeaway in the evening and just bunged jacket potatoes in the oven instead - that's a win in my eyes! 

    I've got a chippy shift this evening so I don't think I will be able to get much done so I'm keeping my list short in the hope it makes me feel like I've actually accomplished something at least!

    So here we go - my (very) little list for today:-

     
    1. Play on Mistplay - 97 points so far but earnt enough to cash out a £5 voucher :)
    2. Complete a Nectar survey - DONE one completed for 100 points :)
    3. Complete two orders received yesterday - DONE :)
    4. Post in 3 FB groups promoting my business with a hope I will get some more orders 
    5. Comment on In search of posts on FB in the hope I get some orders
    6. Check free postcode lottery, Win a Dinner and Freemoji
    7. NSD (not going to count vets visit as needed and also can be claimed back from insurance) - DONE £5 transferred to OP savings account :)
    8. Enter 3 competitions
    9. List an item on FB Marketplace
    10. Complete a survey/searches on Inbox Pounds 
    11. Complete a survey on Toluna Influencers
    12. Complete a survey on Prime Opinion
    13. Tidy upstairs bedroom so I can clear spare room ready for daughter coming home
    14. Chippy shift - DONE £37.80 will be added to pot when paid :)

    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,362 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 25 May 2023 at 3:25PM
    Well for the second day running I have crossed hardly anything off my list but I'm trying not to beat myself up over it. I MUST try harder today though!
    I've got an extra hour and a half chippy shift today as I'm covering for the owner who has managed to get a dentist appointment (lucky him!) so that will be another £18 for the kitty when I'm paid it next week :) 
    My doggo is still not feeling well and the vets don't really know what is wrong but after her probiotic medicine they gave her yesterday she is a little brighter and has eaten something so fingers crossed she won't need any expensive scans and blood tests which are the next step. I shall see how she is today and then make the decision if we need to go back on Friday.

    For some good news though I have managed to not go shopping yet this week (I will have to go tomorrow though so I can stock up for daughter home - she is like a locust!!!) 

    The sun is shining which is helping my mood (although also making me very hot in the chip shop!) so hopefully I will be inspired to achieve at least a few more things today.

    Here's my little list for today:-

    1. Play on Mistplay - 27 points so far - will keep playing every spare minute I get
    2. Cash out £5 voucher from MIstplay
    3. Complete a Nectar survey - DONE survey completed for 60 points and timed out of one so another 2 points :)
    4. Transfer points from new Nectar card to the one registered for the surveys now I have the new card come through
    5. Post in 3 FB groups promoting my business with a hope I will get some more orders 
    6. Comment on In search of posts on FB in the hope I get some orders
    7. Check free postcode lottery, Win a Dinner and Freemoji - DONE not a winner :(
    8. NSD
    9. Enter at least 3 competitions - DONE 15 entered :)
    10. List an item on FB Marketplace
    11. Complete a survey/searches on Inbox Pounds 
    12. Complete a survey on Toluna Influencers
    13. Complete a survey on Prime Opinion
    14. Tidy upstairs bedroom so I can clear spare room ready for daughter coming home - must get this done as daughter home in two more sleeps - eeek - I'm so excited :) - made a start and can see a little bit more of the floor so there is now a little bit of room for the things to move into :)
    15. Lunchtime Chippy shift - DONE :)
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,362 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 29 May 2023 at 9:36AM
    Whoops life got a bit busy there for a few days so although I was doing small things to help us become MF I just did not get around to posting so I'm sorry x 

    Back to sort of normal again this week I think (although it is the school holidays so will be busier than usual I am guessing) so hopefully every day I should be posting :) 

    Here's my little list for today:-

    1. Play on Mistplay - 67 points so far :)
    2. Cash out £5 voucher from MIstplay - DONE £5 added to OP savings pot :)
    3. Complete a Nectar survey
    4. Transfer points from new Nectar card to the one registered for the surveys now I have the new card come through
    5. Transmit shop and scan barcodes and receipts - DONE  (I'm late so hope I still get credited)! :)
    6. Post in 3 FB groups promoting my business with a hope I will get some more orders 
    7. Comment on In search of posts on FB in the hope I get some orders
    8. Check free postcode lottery, Win a Dinner and Freemoji - DONE not a winner :(
    9. NSD
    10. Enter at least 3 competitions
    11. Renew FB Marketplace listings - DONE :)
    12. List an item on FB Marketplace
    13. Complete a survey/searches on Inbox Pounds - DONE Survey completed for 50p and seatches for 7p :)
    14. Complete a survey on Toluna Influencers
    15. Complete a survey on Prime Opinion
    16. Pay in chippy wages and transfer to OP savings account (£120)
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,362 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 30 May 2023 at 3:54PM
    Well I'm getting bad at this posting lark ain't I ;) 

    I've been to the hairdressers with my daughter today and now know why I don't go very often - I'm £197 lighter!!! and I only had a trim - our daughter had a colour so it was expensive - she can start paying for them when she finishes Uni!!!!

    Got to take the dog back to the vets today too as she is still not right so it's looking to be a very expensive day :( 

    I've not got many hours left to work through a list but I'm going to try and get a couple if things crossed off before I have to go out again so here's my very little list for today:-

    1. Play on Mistplay - 32 points so far :)
    2. Email company who auto renewed membership when I had cancelled asking for a refund - DONE now just have to hope the refund is forthcoming as I never use the courses very much :(
    3. Complete two orders and post off - one order made and waiting to post :)
    4. Complete a Nectar survey
    5. Post in 3 FB groups promoting my business with a hope I will get some more orders 
    6. Comment on In search of posts on FB in the hope I get some orders
    7. Check free postcode lottery, Win a Dinner and Freemoji - DONE not a winner :( 
    8. Enter at least 3 competitions - DONE 10 craft comps entered today :) 
    9. List an item on FB Marketplace
    10. Complete a survey/searches on Inbox Pounds
    11. Pay in chippy wages and transfer to OP savings account (£120)


    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • ~FlowerPot~
    ~FlowerPot~ Posts: 1,621 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    sorry to hear you doggie is not well. I do hope they can sort her out and its not too expensive
    Flowers x
    ♥️ ♥️ ♥️
    🌸🌸🌸🌸🌸🌸🌸🌸
    Decluttering 2025 So far 403 / 2025
    Decluttering 2024🏅🏅🥇🏅🏅🏅⭐⭐⭐🌸 DS2🏅🏅DD🏅🥇🌸
    25 in 25 So far 1 /25

    ⭐My rambling savings Diary ~⭐
  • craftingmad
    craftingmad Posts: 3,362 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 1 June 2023 at 7:27AM
    Oh dear I really must try harder today and get more things crossed off my little list :) 
    It is however half tern week so I need to try and find a healthy balance as well - all work and no play makes craftingmad a very dull girl ;) 

    Yesterday was an expensive day as not only did I spend £197 on the haircuts but our poor doggo is having another phantom pregnancy which needs medication and that has set us back a further £300 :( Fingers crossed the insurance will pay out but as this is now her third one (every season so far and she can only be neutered between 3-4 months after last season and not whilst suffering the phantom symptoms) they may say it is an existing condition - we shall have to wait and see. Today needs to be a very low spend day if I'm going to have anything left to add to the pot tomorrow ;)  

    Good news on shop and scan though - they have credited the barcodes I sent through on Monday so that another 1100 points closer to my next £10 voucher :) 

    I'm keeping the list short again today so hopefully I can achieve it!!!

    Today I WILL:-

    1. Play on Mistplay - 32 points earned :)
    2. Complete two orders and post off - DONE :) 
    3. Complete a Nectar survey - DONE survey completed for 40 points :)
    4. Post in 3 FB groups promoting my business with a hope I will get some more orders - posted in 1 so far :)
    5. Comment on In search of posts on FB in the hope I get some orders - commented on two - looking for more :)
    6. Check free postcode lottery, Win a Dinner and Freemoji - DONE not a winner :(
    7. Enter at least 3 competitions - DONE 22 entered entered today :)
    8. NSD - sadly did not happen as daughter's boyyfriend needed swim shorts for tomorrow :(
    9. List an item on FB Marketplace
    10. Complete a survey/searches on Inbox Pounds - DONE two surveys completed (25p and 75p) and searches carried out 7p :) 
    11. Pay in chippy wages and transfer to OP savings account (£120) - DONE £120 transferred into OP savings account :)
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,362 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 2 June 2023 at 8:18AM
    Good morning everyone. It's so grey and cloudy here on the Norfolk Broads but it is the 1st of the month so its one of my favourite days as I get to transfer over left over cash into the OP savings pot :)
    I've been quite careful this month and only transferred £1000 as we have a little week away booked for the end of the month and I want us to be able to have some spending money so we can treat our son who is really struggling with the pressure of his GCSE's at the moment :( 
    Once we get back from this then I may be able to transfer over a bit more but we shall see  - sometimes you have to live a little too don't you think?

    Good news on the doggy front - since she has been taking the very expensive medicine she seems to have perked up and has eaten normally yesterday so fingers crossed one bottle should be enough to get her back on the mend. 

    The good news also keeps on coming as Shop and Scan credited my points for the barcodes so I'm pleased I did not miss out on those but it does appear I may have lost the 500 points for the receipts - I'm just happy with something :)  

    I've got a day of running around after the kids again - daughter and boyfriend are going swimming (after mummy paid for the session and boyfriends swim trunks!!!) and son has a music revision session at school so cannot see him being in the best of moods when he gets up. I will then finish the day with a little chippy shift - lucky me ;) 

    Let's see how much I can achieve today shall we - I'm not holding out lots of hope as the motivation seems to be lacking at the moment!!!

    Here's my (not so) little list for today:-

    1. Play on Mistplay - 32 points earned :)
    2. Complete a Nectar survey 
    3. Make a birthday card for daughter
    4. Update monthly spreadsheet - DONE savings accounts figures updated - cannot update mortgage figures until Monday :) 
    5. Post in 3 FB groups promoting my business with a hope I will get some more orders
    6. Comment on In search of posts on FB in the hope I get some orders - commented on 3 so far and will find more during the day hopefully :) 
    7. Check free postcode lottery, Win a Dinner and Freemoji- DONE  not a winner :(
    8. No heating even though the temperature has dropped - 3.30pm and still not on - lets hope hubby does not weaken later! 
    9. NSD - DONE £5 transferred to OP savings account :)
    10. Find invoices from vets for claim - DONE 3 invoices found ready for hubby to submit claim :) 
    11. Earn some points on swagbucks (hoping to reach daily target) - added code for 3 points ;)
    12. Enter 3 competitions - DONE 21 comps entered today :)
    13. List an item on FB Marketplace
    14. Complete a survey/searches on Inbox Pounds 
    15. Complete a survey on Shopper Thoughts - no new surveys - going to knock this one on the head I think as not been any surveys for around a month now :(
    16. Complete Crowdology survey
    17. Complete Mobrog survey 
    18. Complete survey on Lifepoint
    19. Complete a survey on Toluna Influencers
    20. Complete a survey on Prime Opinion
    21. Investigate the ways to make an extra £25 I came up with and sign up for them
    22. Purchase RAC breakdown insurance and Car Insurance
    23. Take a survey on Opinion Outpost - no new surveys - I only need 30p as well :(
    24. List a new item on Etsy (in the hope it gets my shop seen a bit more)
    25. Complete one of the courses on the membership site I belong too before subscription ends at the end of this month 
    26. Complete application for Compass surveys  
    27. Chippy shift - DONE :)

     
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
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