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Ding! Ding! All change, please... (now replaced with new diary on MFW)
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I'm the planner in our relationship and OH is a whatever comes a long type of guy. Sometimes he does mention that it was easier this time because we had been organised in advance of an event/trip/visitors but doesn't see it could be easier more of the time if we did a bit more planning.Fashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family4 -
More positive vibes your way.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
The bit I've bolded made me positively HOWL with laughter!! Brilliant!!dreaming said:
Ah, what you need is a "list of lists" - which is something I actually caught myself doing a few years ago when I had a lot going on. I'm better now but my daughter is known to ask if it's going on the spreadsheet when I buy lunch for us (yes, it does!). I have a quite-large spider in my living room which seems to run from one side of the room to the other, then back again each night. Although I keep my feet off the floor when I see it, I don't really mind it doing it's evening constitutional. When my daughter moved into one rented place the agent doing the initial hand over actually wrote on the contract that there were "lots of dead spiders" in one of the kitchen drawers. When daughter moved out she did wonder if she should replace them as you are supposed to leave the property in the same condition. Hope everything falls into place for you.EssexHebridean said:
I have just sent MrEH over a list of the various jobs that we must get done on Monday - several involve the possibility of giant spiders, and others are just a bit tedious so I don't have any intention of doing them on my own...! having said that, I have SO many lists in various draft emails actually finding anything is beginning to get a bit challenging!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her3 -
Love that idea of a "list of lists", I do that all the time.
I am very much a planner and DH is most definitely not, maybe its a man thing with just not planning.Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,084....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £850/£3000
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Studies/surveys November £0
Decluttering items 1382/2025
Books read 20
Jigsaws done 18
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up4 -
Meta-lists, eh? It makes sense though love Humdinger xx4
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I won't inflict you with my flat lease extension horror story then and save it for another time!🤣🤣🤣I say this with love, but right now, I really can't cope with any more "other people's moving horror stories".
Please believe me if I say that if there is any possibility, even if it's entirely unprecedented, of anything that could occur between now and us finally getting into the new house (or indeed NOT getting in to the new house!) I will already have thought about it and indeed probably be hyper-focusing on it at this very moment!
Seriously though I'm so sorry it's turned out to be so stressful for you and Mr EH and I'm projecting very positive vibes to you. Hope they work and boo to Giant Spiders!🕷️ 😀👍Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”4 -
Everything crossed for an imminent exchange. Cheering you on from the sidelines.
will you get new cats...?My mortgage free diary: +++ Divide by Cucumber Error. Please reinstall universe and reboot+++
GNU Mr Redo4 -
This is exactly Mr Starnac too!!!EssexHebridean said:
I struggle to get this one across to MrEH as he doesn't like to plan anything until it's all certain - until then I tend to get a lot of "Oh, we'll just have to wait and see what happens, won't we..." whereas I like to plan based on what I expect to happen, and then if that plan needs revising, fine, I can cope with that perfectly well!starnac said:I'm a planner too and hate not being able to plan due to uncertainty for whatever reason. Once I have a plan in place I feel better and some of the stress eases. I like a plan!Goals for FebruaryDeclutter 2/50Money Made £0/£200Overpayments £0/£2003 -
Everything crossed for today @EssexHebridean! Standing by for bubbly and yet more packing love Humdinger xx5
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Still not exchanged. Let’s just say that our buyers solicitor is a fitwuck of the highest order…I’m not saying more because a) I’m raging and nothing ai say right now will be civil and b) anything I say is highly likely to earn me a forum ban for what might be called “industrial language”
- more boxes packed (I’m trying to think hopeful thoughts)
- got my steps in walking to the town centre this morning. Coins paid in, £2 coins also paid in. £29 to the holiday account and £40 to my own savings. (Those £2 coins have been lingering though - I just don’t amass them any more sadly)
- wandered into Wilco to see if there were bargains - there weren’t so left again with my purse firmly closed.
- Shopping (Lil’s) done this morning - £18.35 but some odds and ends still to get elsewhere.
- made the planned banana and choc chip muffins this evening. Although hit a few challenges - first up I realised that we’d already packed the muffin tin, so decided fine, I’d just pack the paper muffin cases into a roasting tin..except we’ve packed the paper cases too! Improvised with splitting the mixture between two Pyrex pie plates which actually worked fine, and result is delicious!- another spend booking a hotel room for a friend’s 40th birthday later in the year - she is literally having a p155 up in a brewery (and a brilliant brewery, too!) so we’re well up for that! We will need to take the cost for that from our personal spends as the money in the joint fun account needs to be reserved to pay the beer festival accommodation bill when our lovely chief finance lady confirms the amount.
- decluttered the end of a bottle of gin and the end of a bottle of whisky this evening - more stuff to not have to pack !🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her11
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